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$99,999
3 Beds ⋅ 1 Baths ⋅ OM726849 MLS
Opportunity awaits with this affordable 3-bedroom, 1-bath home situated on nearly a quarter-acre lot in Palatka. Whether you're searching for your first home, a rental property, or your next investment project, this property offers plenty of potential and value. Built in 1948, this 768-square-foot home features a brand-new roof installed in January 2026, providing a major update for the next owner. The fully fenced yard offers space for pets, gardening, or outdoor activities, while the detached shed provides additional storage for tools and equipment. Conveniently located near St. Johns River State College, HCA Florida Putnam Hospital, Putnam County Fairgrounds, Putnam County Airport, shopping, dining, and other local amenities, you'll appreciate the convenience of being close to work, school, healthcare, shopping, and entertainment. Affordable opportunities like this are becoming harder to find. With a new roof already in place and plenty of potential to add value, this property is ideal for investors, first-time buyers, or anyone looking for an affordable home with room to make it their own. With key improvements already completed and room to add your personal touches, this home is ready for its next chapter.

306 Florida Drive, Palatka
$175,000
3 Beds ⋅ 2 Baths ⋅ FC319479 MLS
Concrete block stucco home at 212 Mimosa Drive in Palatka, offering 3 bedrooms, 1.5 bathrooms, and no HOA. The open floor plan connects the main living spaces, while the kitchen features stainless steel appliances. A large laundry room adds everyday convenience, and recent upgrades include a new water heater and new energy-efficient windows throughout. Step outside to a spacious screened-in back porch, ideal for entertaining, overlooking a fully fenced backyard with a storage shed included for extra space. With no HOA restrictions, this Palatka home is ready for its next owner.

212 Mimosa Drive, Palatka
$374,900
3 Beds ⋅ 2 Baths ⋅ FC319284 MLS
Welcome to your very own private retreat! Nestled on 1.32 acres, this beautifully renovated 3-bedroom, 2-bath two-story home offers the perfect blend of modern updates, outdoor living, and room to spread out. Step inside to an expansive open living area ideal for entertaining family and friends, with tasteful renovations throughout that make this home truly move-in ready. Outside is where this property really shines! Enjoy endless summer days in the premium above-ground pool, relax on the spacious 12x30 screened porch, unwind under the gazebo, or host gatherings on the oversized 12.5x30 concrete patio. The fully fenced backyard provides privacy and space for family, pets, and all your outdoor toys. Need extra storage? Two storage buildings and a Quonset for equipment, hobbies, or a workshop. Located just minutes from shopping, dining, and the conveniences of town, yet tucked away from the hustle and bustle, this rare turnkey property demonstrates the peaceful lifestyle you've been looking for. Homes with acreage, upgrades, and outdoor amenities like this don't come along often—schedule your showing today before it's gone

121 Daren Drive, Palatka
$259,000
3 Beds ⋅ 2 Baths ⋅ O6414751 MLS
Virtually Staged. Beautifully updated 3BR/2BA home situated on a 1/4-acre cul-de-sac lot close to shopping, dining, schools, and major commuter routes. This move-in ready home features an open floor plan with abundant natural light from skylights, a spacious living area, and sliding glass doors leading to a large screened porch. The primary suite offers a walk-in closet, while the privacy-fenced backyard provides plenty of space for outdoor enjoyment. Recent improvements include a new AC system and ductwork, fresh interior and exterior paint, and new stainless steel appliances. The home also features a durable metal roof, a 2-car garage, and city water and sewer. A great opportunity to own an updated home in a convenient location. Repairs have already been started following the recent home inspection, giving buyers added confidence and peace of mind. This home is actively being improved, making it an even better opportunity for its next owner.

6109 W 1st Manor, Palatka
$499,900
2 Beds ⋅ 2 Baths ⋅ FC319102 MLS
A Rare Opportunity to Own a Piece of Florida History Step back in time while enjoying the comforts of today in the remarkable Seavers House, a beautifully restored historic residence dating back to 1871. Nestled within Palatka's celebrated South Historic District, this architectural treasure represents a bygone era of elegance, craftsmanship, and Southern hospitality. Positioned on a prominent corner lot just moments from the St. Johns River, this stunning property offers a rare combination of historical significance, residential comfort, and commercial flexibility. Originally constructed during Florida's steamboat and railroad boom, the home has been lovingly restored to showcase its timeless character while accommodating modern living. Inside, visitors are greeted by soaring ceilings, original architectural details, rich wood flooring, and the kind of craftsmanship that simply cannot be replicated today. Every room tells a story, preserving the charm and grace of nineteenth-century Florida while creating an inviting atmosphere for family, guests, or visitors. The home's location within Palatka's historic district places it among some of Northeast Florida's most treasured Victorian and period residences, where tree-lined streets and grand historic homes evoke the elegance of another age. Whether envisioned as an extraordinary private residence, boutique bed-and-breakfast, vacation rental, professional office, event venue, or mixed-use investment, the property's zoning flexibility opens the door to countless possibilities. Imagine mornings on the porch with river breezes drifting through the neighborhood, afternoons exploring Palatka's revitalized downtown, and evenings entertaining beneath the glow of a home that has witnessed more than 150 years of Florida history. Properties of this caliber rarely become available. More than a home, 220 South 4th Street is a living piece of Florida's heritage—carefully preserved, thoughtfully restored, and ready for its next steward. Historic. Elegant. Irreplaceable. Welcome to one of Palatka's most captivating historic residences.ALL FURNISHINGS ARE NEGOTIABLE! “Circa 1871 Seavers House | Magazine-Quality Restoration | Historic District Gem | Airbnb/ Commercial Residential Possibilities

220 S 4th Street, Palatka
$9,500
B26036670 MLS

6 Blk 339, Palatka
$189,700
4 Beds ⋅ 2 Baths ⋅ O6400283 MLS
FULLY RENOVATED, VACANT AND READY FOR MOVE-IN! Welcome to this stunning 3-bedroom, 1 bonus room, and 2-bathroom gem in a quiet, established Palatka neighborhood. This home has been completely and recently transformed with modern finishes and a bright, open-concept 1,255 sq. ft. layout filled with natural light. The gorgeous kitchen features sleek granite countertops, stylish cabinetry, and a full suite of brand-new appliances. Brand-new premium flooring runs throughout the main living areas, complemented by updated plumbing, a brand-new HVAC system, new gutters, and fresh modern interior and exterior paint. Both bathrooms have been elegantly upgraded with contemporary vanities, while the bedrooms feature plush new carpeting. Outside, a premium new stucco finish gives the home great curb appeal, and the generous backyard offers an outdoor oasis perfect for relaxation and family enjoyment. There are no HOA fees to worry about. The property is located just minutes from schools, local amenities, and the beautiful St. Johns River. Listing agent is the spouse of the seller

1412 Laurel Street, Palatka
$378,000
NS1088104 MLS
Attention investors, developers and builders! 28 buildable lots with road frontage in the established neighborhood of St Johns Harbor just off of the St Johns river. This is the Bostwick area of Putnam county approximately 15 miles South of Green Cove Springs and 12 miles North of Palatka. Some of the lots are on paved roads and others are on dirt roads. There are another 92 lots available and located in the same neighborhood and are on platted but yet to be built streets. The owner would prefer to sell all 120 lots together but may consider selling these road frontage lots separately. There is a public boat ramp to access the St Johns less than a mile away from this neighborhood. This is a very quiet location in N Putnam county, come take a look!

859 W River Road, Palatka
$200,000
4 Beds ⋅ 2 Baths ⋅ O6402839 MLS
**DRASTIC PRICE REDUCTION – INVESTORS WELCOME!** Beautifully updated manufactured home on **0.70+ acres** with an **adjacent legal lot of record**, offering exceptional flexibility and future potential. Whether you're looking for extra privacy, space for RVs, a workshop, pool, garden, or a future homesite, this property delivers. Inside, you'll find a bright, open floor plan with updated flooring, modern finishes, spacious bedrooms, and a functional kitchen ideal for everyday living and entertaining. The oversized primary suite offers flexibility for a home office, nursery, or additional living space. **A/C is only 1 year old.** Step outside and enjoy peaceful Florida living with plenty of room to roam. The property features **two wells and a septic system**, helping keep utility costs lower. **No HOA!** **County lot inquiry completed.** The adjacent parcel has been confirmed as a **legal lot of record** and is eligible for **one single-family residence**. **AG zoning permits mobile homes.** A future lot split may be possible if public water and sewer become available. Buyers should verify all intended uses, permitting, septic requirements, and development possibilities with Putnam County. Conveniently located just minutes from shopping, dining, hospitals, and medical facilities. Enjoy easy access to Salt Springs, Silver Glen, Green Cove Springs, Keystone Heights, and Fort McCoy. Within about an hour, reach Crescent Beach, historic St. Augustine, Flagler Beach, Palm Coast, Gainesville, and Ocala. Daytona Beach, Orlando attractions, and Jacksonville are all within approximately two hours. Don't miss this rare opportunity to own a move-in-ready home with additional land, development potential, and endless possibilities at an exceptional value. Schedule your showing today!

3511 S Palm Avenue, Palatka
$20,000
GC539891 MLS
1.25-acre property impacted by recent wildfire. Sold as-is. Buyers to perform due diligence regarding land use, utilities, and improvements. Owner financing available. First photo is an edited representation for visualization purposes; second photo reflects the property’s current condition following the wildfire.

TBD Nw 2nd Avenue, Palatka
$475,000
3 Beds ⋅ 2 Baths ⋅ FC317957 MLS
Escape to your own private retreat on 19.38+/- acres, where peaceful country living meets modern comfort. Surrounded by majestic oak trees and tucked away from neighboring homes, this exceptional property offers the privacy, space, and freedom that are increasingly hard to find. This cozy 3-bedroom, 2-bath home offers an open-concept floor plan with soaring vaulted ceilings that create a bright and spacious living area. The updated kitchen seamlessly connects to the main living space, making it ideal for entertaining, hosting family gatherings, or enjoying everyday life. A unique loft with a spiral staircase adds extra versatility, providing the perfect space for a guest room, home office, or kids’ playroom. Recent improvements include a freshly painted exterior (2026), updated kitchen appliances (2026), washer and dryer (2026), primary shower (2024) and a roof installed (2016), offer added value and peace of mind. These updates, along with the property's private well (2025) and septic system (2024), enhance the self-sufficient country lifestyle this home provides. Step outside and discover everything this remarkable acreage has to offer. The property is cross-fenced and includes multiple outbuildings, providing ample space for livestock, horses, equipment, workshops, hobbies, or additional storage. With no HOA restrictions, you'll have the flexibility to create the lifestyle you've envisioned. Whether you're dreaming of a horse property, hobby farm, flourishing gardens, ATV trails, outdoor adventures, or simply a peaceful place to enjoy nature, this versatile property is ready to accommodate your plans. Established hunting opportunities and abundant wildlife make it equally appealing for outdoor enthusiasts and sportsmen. Enjoy the tranquility of rural living without sacrificing convenience. Downtown Palatka is approximately 20 minutes away, Gainesville is about 45 minutes, and the beaches of St. Augustine are roughly one hour away. Outdoor recreation is close at hand, with Etoniah Creek State Forest just 15 minutes away, offering miles of horseback riding trails, hiking, wildlife viewing, and opportunities to experience Florida's natural beauty. Opportunities to own nearly 20 private acres with an updated home, usable land, and this level of versatility are becoming increasingly rare. Whether you're searching for a full-time homestead, weekend retreat, or a property with room to grow, this is the place that offers the space, privacy, and potential to make your vision a reality.

461 Old Starke Road, Palatka
$249,900
B26018026 MLS
Charming 3 Bedroom 1 Bath home Zoned C2 Light Commercial. Very rare commercial Office! Oversized 125 X 40 concrete driveway, perfect or campers, boats or vehicle parking. Updated windows and frames, updated 1,000 gallon concrete septic tank and drain field. The interior features wood ceilings, tile, wood floors. Don't miss this great opportunity to run your business from this rare opportunity. Start your business today from this charming property! Call today!

1011 S Palm Avenue, Palatka
$337,000
3 Beds ⋅ 2 Baths ⋅ FC317741 MLS
**HUGE LOT**POOL HOME**UPDATED** Welcome home to this charming and modern 3 bed/2 bath residence offering 1,530 sqft of NEWLY UPDATED living space. This TURNKEY property features an OPEN FLOOR PLAN and a second living room, all FRESHLY PAINTED throughout with NEW FLOORING and modern lighting fixtures. The gorgeous kitchen is a true standout, boasting quartz countertops, a butcher block island, and NEW APPLIANCES. Plus, the home includes spacious bedrooms with UPDATED BATHROOMS. Your outdoor getaway awaits on this 1/2 acre lot, featuring a LARGE IN-GROUND POOL with a resurfaced deck, new heater, and a new pump. Enjoy a MASSIVE SCREENED-IN PATIO and NEW HVAC (18 SEER). The property also includes tons of storage with TWO SHEDS, one 12x24 with electric. Centrally located near shopping, dining, and the St. Johns River, this home is the perfect blend of luxury and convenience! Schedule your showing today!

1516 Prospect Street, Palatka
$24,000
O6399611 MLS
Build your vision from the ground up on this affordable lot in Palatka, FL. Priced to sell quickly, this as-is property is a great option for those looking to create a custom home or invest in land for the future. Enjoy the flexibility and value this parcel provides at an unbeatable price point.

1206 S 12th Street, Palatka
$5,900
A4688553 MLS
0.08 ACRES!! A VACANT LOT IN PALATKA IN PUTNAM COUNTY!!!

310 Florida Drive, Palatka
$134,000
GC538659 MLS
Beautiful piece of land in Putnam County just southwest of Palatka. This parcel has been a harvest for Timber with the last harvest happening in 2000, so the trees are ripe and ready! This parcel has neighbors to the east and south which allows for easy access to electricity. It sits just west of US 17, so the location is supurb. The property is currently zoned Agriculture, therefore bring your animals, crops, mobile homes or site build. Make a return investment with timber while clearing the lot to build. You've got 9.88 acres to play with!

00 Unassigned Location Re, Palatka
$239,000
3 Beds ⋅ 2 Baths ⋅ GC538504 MLS
This 2025 doublewide offers 3 bedrooms, 2 bathrooms, & sits on .76 acres. Inside, you'll love the open-concept layout connecting the living room, dining area, and kitchen, perfect for everyday living or entertaining. The home features beautiful vinyl flooring throughout, spacious bedrooms, & a large laundry room with a back door for easy access outside. The kitchen includes a huge pantry for storage, while the primary suite offers double sinks and a walk-in shower. Outside a 2-car carport, a 10x20 shed with roll-up & walk-through door, & an aerator water system. Enjoy small-town living while staying conveniently located -- about 45 minutes to Gainesville & St. Augustine, & about an hour to Jacksonville or Daytona Beach. Home is within minutes to local restaurants, shopping, & multiply boat ramps to access the St. Johns River. Downtown riverside you can enjoy music, festivals, boat rides, play area for kids & much more .Palatka is known for its historic charm, beautiful riverfront & outdoor recreation. Sellers are relocating due to family health issues

203 Sw 5th Avenue, Palatka
$324,999
3 Beds ⋅ 2 Baths ⋅ TB8484204 MLS
Motivated seller! Seller is willing to contribute up to $5,000 toward the buyer’s closing costs with an acceptable bid, helping to reduce the buyer’s out-of-pocket expenses. Welcome to this beautiful newer home in Palatka, located in Putnam County. Built in 2023, this well-maintained property offers 3 bedrooms, 2 bathrooms, and an open-concept living space. Enjoy vaulted ceilings, a modern kitchen, spacious primary suite with walk-in closets, and a 2-car garage—perfect for comfortable and convenient Florida living.

6107 W 1st Mnr, Palatka
$5,200
O6388954 MLS
Vacant residential lot located in the Rio De St John subdivision in Palatka, FL. This property offers plenty of space for a site-built or manufactured home. Quiet area with convenient access to US-17, making it easy to reach Palatka, Crescent City, and surrounding areas. Great opportunity for investment, future homesite, or land banking in growing Putnam County. All information is deemed reliable but should be independently verified.

Se 3rd Street, Palatka
$19,500
F10555877 MLS
Buildable lot in Palatka. Mobile homes permitted.Owner financing available

105 Miami Avenue, Palatka
$450,000
FC316373 MLS
A place to slow down, spread out, and enjoy the rhythm of the river. This beautiful slice of Old Florida offers approximately 2.05 acres on the St. Johns River, just a short drive--about 10-15 minutes--from downtown Palatka and roughly 35-45 minutes to Green Cove Springs. Whether you envision weekends on the water, gathering with family, or simply enjoying the quiet that comes with riverfront living, this property provides the setting to make it your own. The lot is mostly cleared, with classic Old Florida cypress trees lining the river and creating a natural, scenic backdrop. A covered dock with an electric boat lift is already in place, making time on the water easy and accessible. The artesian well, sturdy pole barn, and existing electric add functionality and flexibility for future plans. With no HOA, you have the freedom to use your land in a way that fits your lifestyle. Hop in the boat and head out for lunch at Six Mile Crab Shack in St. Augustine, or enjoy a fun weekend run to Renegades on the River in Welaka. You'll also find yourself in the heart of some of the best bass fishing waters in the country. Zoned Residential, Single-Family Estate, this is an opportunity to create a homestead that reflects how you want to live--uncomplicated, connected to nature, and rooted in the character of the St. Johns River.

455 W River Road, Palatka
$998,000
NS1082674 MLS
Attention developers and investors! This collection of parcels in the Bostwick area of Putnam county is nicely located between the historic towns of Green Cove Springs and Palatka. This property has several potential agricultural and development opportunities including timber harvests or a planned unit development. Just off of the St Johns river, this would be a great location for a future small residential development. There is a public boat ramp very close that provides access to boating and the tremendous fishing on the St Johns. Currently zoned Agricultural with its tax advantages there is frontage on both W River Rd and Bridgeport Rd. The new First Coast Expressway near Green Cove is just 16 miles to the north for easy access to the greater Jacksonville area. Schedule an appt to come take a look at this incredible investment opportunity.

130 Bridgeport Road, Palatka
$21,000
NS1087305 MLS
Enjoy the quiet, rural feel while still being within reasonable distance to town, schools, shopping, and outdoor recreation. No HOA and low taxes make this an affordable option to build or hold. Located in Palatka.

Sr 19, Palatka
$189,700
4 Beds ⋅ 2 Baths ⋅ O6379274 MLS
FULLY RENOVATED & VACANT! STUNNING 4-BEDROOM, 2-BATHROOM GEM IN A QUIET NEIGHBORHOOD! This spectacular, move-in ready home has been meticulously transformed from top to bottom in 2025 with high-end finishes and modern aesthetics. Step inside to a bright, open concept floor plan featuring BRAND NEW flooring throughout and abundant natural light. The fully remodeled kitchen features sleek granite countertops, stylish cabinetry, and appliances. Both bathrooms have been elegantly updated with contemporary vanities and custom finishes. Designed with an intelligent layout, this property offers incredible versatility for maximum space utilization or multi-generational living. Major structural and mechanical upgrades provide ultimate peace of mind, including a BRAND NEW HVAC system, completely updated plumbing, brand new insulation for maximum energy efficiency, fresh interior/exterior paint, and newly installed gutters. NO HOA! The seller is highly motivated for a quick closing. This beautiful, turn-key dream home won't last—schedule your private tour today! Listing agent is the spouse of the seller

210 S 15th Street, Palatka
$223,000
3 Beds ⋅ 2 Baths ⋅ FC315883 MLS
Welcome to this well-maintained single-family home situated on a spacious .22-acre lot in a great Palatka location. This 3-bedroom, 2-bath home offers comfortable living with recent updates including new flooring, an updated primary bathroom, and new ductwork completed in 2024. Enjoy a fully fenced backyard ideal for pets, play, or entertaining, along with a cozy patio perfect for relaxing outdoors. With a functional layout, generous yard space, and move-in-ready improvements, this home is an excellent option for a family or first-time buyer looking for value and convenience.

133 Crestwood Avenue, Palatka
$14,500
C7520348 MLS
Amazing opportunity!! Don’t miss this great building lot in popular and growing area! Go check it out today!

702 Olive Street, Palatka
$12,000
R11094394 MLS
0.23 ace lot for sale in Putnam County.

0000 Pine Tree Drive, Palatka
$1,950,000
NS1086948 MLS
This development opportunity for a secluded private estate or potential small residential community is unmatched. Approx 20 acres on the St Johns River with over 2000 feet of water frontage. There is an existing dock structure on the SE point of the property. There are incredible water views of this wide section of the River all along the water frontage. The southern point wraps around to a creek mouth to the west. This location has tremendous potential, its approximately 10 miles North of the historic town of Palatka and about 16 miles south of Green Cove Springs. The property itself is very private with a gated access off of the southern end of St Johns Dr with a private road down to the mostly cleared area of the property that offers an abundance of fruit trees and an artesian well. This is a unique Riverfront offering!

254 St Johns Drive, Palatka
$10,600
R11083460 MLS
Zoned R-2 - Full Build Flexibility! Don't miss out on this 0.41-acre lot in Palatka, just minutes from town! With no HOA and mobile homes allowed, this property offers the freedom to build or invest on your terms. Zoned R-2, this parcel supports site-built, manufactured, modular, mobile, tiny homes, and barndominiums—giving you maximum flexibility for your dream home, vacation retreat, or rental property. Listed below market value, it's a smart opportunity to secure affordable land in a growing area. Whether you're ready to build or hold for future appreciation, this is a solid investment in Florida's future.

115 Roddy Lane, Palatka
$12,400
R11090827 MLS
Owner financing available. Do not miss out on this beautiful vacant 0.26-acre lot in Putnam County. The location is very convenient, with schools, a variety of restaurants, diners, and parks all just minutes away. Additionally, it's only a short drive to the St. Johns River, the town of Welaka, and the beautiful Crescent Lake in Crescent City. If you're considering purchasing property in Florida, this could be the perfect chance. Investing in land here can be a solid step towards your future.

174 Millican Road, Palatka