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$329,000
3 Beds 2 Baths GC542497 MLS
Virtually Staged. Attention HORSE LOVERS! Bring your horses and enjoy the space and possibilities of this 1.79-acre property in Palatka! This 3-bedroom, 2-bath home features a traditional floor plan with defined living spaces, a dedicated laundry room, and NEW engineered wood flooring throughout the bedrooms and main living areas. Step outside and you’ll find a property designed with animals and country living in mind. The spacious, open pasture offers plenty of room for horses to graze, roam and enjoy the outdoors, with established fencing surrounding the pasture. Additional NEW chain-link fencing provides a separate, secure area that’s convenient for pets and everyday use. A five-stall barn adds tremendous value for horse owners and includes a dedicated tack/feed room for storing saddles, equipment, feed and supplies. Imagine being able to look outside your door each morning and see your horses and other farm animals grazing in your own pasture. Whether you’re searching for a place to keep your horses at home, create a small hobby farm, or simply want the privacy and freedom that come with acreage, this property offers a combination that’s increasingly difficult to find. Enjoy a relaxed country lifestyle while still being conveniently located near the shopping, dining and everyday amenities of Palatka. Schedule your showing and discover ultimate country living! Buyer to verify all measurements, property information and school zones.

121 Geck Road, Palatka

$210,000
2 Beds 3 Baths GC542336 MLS
Currently operating as a church, this 2,232 sq. ft. building is zoned Agricultural, which includes single-family residential, child & adult day care, a group home having 7 or more residents, religious facility, and more. (See list under Documents.) This offering is located on a .92 of an acre lot w/ample room for off-street parking to include RVs. A new metal roof was installed in 2025. It comes partially furnished (see list under Documents), has a full kitchen w/appliances, 3 bathrooms, a sanctuary, fellowship hall, and what could be two bedrooms or classrooms. As a church, it can accommodate 100+/- parishioners. The building has central heat and air plus 2 window A/C units. This is the same listing as in commercial

101 Sesame Street, Palatka

$99,900
OM729388 MLS
Exceptional Downtown Palatka Commercial Opportunity!! Two adjoining commercial lots in the Business District are being sold together, offering a combined 0.34 acres (100' x 150') in the heart of historic Downtown Palatka. This mostly cleared, level property features several mature trees, providing a beautiful setting for your future project. With city water, sewer, and natural gas available, this property is ready for a wide range of commercial or mixed-use possibilities (buyer to verify permitted uses with the City of Palatka). Located just blocks from the scenic St Johns River, Riverfront Park, and the waterfront amphitheater, this property places you in the center of one of Northeast Florida's most charming and revitalized downtown districts. Enjoy easy access to locally owned restaurants, coffee shops, boutiques, breweries, antique stores, and art galleries, all contributing to Palatka's welcoming small-town atmosphere. Palatka is known for a vibrant calendar of community events including the Azalea Festival, Blue Crab Festival, farmers markets, art shows, holiday parades, concerts and nationally recognized bass fishing tournaments with weigh-ins held at the nearby riverfront. Conveniently located within an easy drive to St. Augustine, Gainesville, Ocala, this property offers an outstanding opportunity for investors, developers, or business owners looking to establish a presence in one of Florida's growing historic riverfront communities.

219 S 10th Street, Palatka

$1,249,000
2 Beds 2 Baths OM729436 MLS
Escape to a fully outfitted hunting camp bordering state land, offering privacy, easy access, and game management already done for you. Tucked in North Central Florida within reach of Palatka, Gainesville, Jacksonville, and St. Augustine, this property blends true off-grid convenience with serious hunting infrastructure, making it just as suited to a weekend retreat as to a dedicated hunting operation. The camp is anchored by a small 2-bedroom, 1.5-bathroom lodge alongside a separate metal building, both powered by the property's solar array, giving you comfortable, self-sufficient shelter for overnight stays plus dedicated storage and workspace without dependence on the grid. The solar power keeps lights, appliances, and gear charged and ready between trips, so arriving at camp feels no different than flipping a switch at home. A gated entrance provides controlled access and privacy, keeping the property secure when no one is on site, while an established network of interior roads reaches every corner of the property by truck or ATV. That road system means checking stands, refilling feeders, hauling out game, or moving equipment around camp is simple rather than a battle with the terrain. Hunters will appreciate the work that has already gone into this property. Multiple cleared food plots throughout, each paired with box stands positioned over the openings to take advantage of natural travel corridors. Feeders are already in place and running, so there is no scramble to set up before the season starts. A small seasonal creek also runs through the property, adding another natural water source that draws wildlife through the cleared areas and stands. The land has been strictly managed, meaning the game populations here reflect real, ongoing stewardship rather than incidental pressure. Deer, turkey, and hogs are all present in strong numbers, giving hunters a genuine variety of pursuits across the calendar, from spring turkey season through fall and winter deer and hog activity. Bordering state land along the entire north side is a rare and valuable feature, extending the property's usable habitat and travel corridors well beyond its own boundary while helping buffer the land from future development and preserve its character for years to come. The location adds real convenience to the package as well. Sitting close to Palatka and within a manageable drive of Gainesville, Jacksonville, and St. Augustine, the camp is easy to reach for weekend trips while still feeling private and secluded once you are through the gate. Supply runs, fuel, and equipment are never far away, but the camp itself stays quiet, gated, and undisturbed between visits. Whether the goal is a turnkey camp ready to hunt this season without lifting a finger, a private outdoor retreat for weekends away, or a well-managed tract to build on for the long term, this property delivers infrastructure, access, and game numbers that are hard to find already in place. Camps with this level of readiness, this location, and this kind of public-land border do not come along often.

375 Buck Springs Road, Palatka

$235,000
FC319977 MLS
Position your business in the heart of Palatka, a historic riverfront community experiencing renewed growth through private investment, infrastructure improvements, industrial expansion, and downtown revitalization. Conveniently located along the St. Johns River between St. Augustine, Jacksonville, Gainesville, and Ocala, Palatka continues to attract homeowners, investors, developers, and businesses seeking opportunity within Northeast Florida. Located along one of the city's busiest streets, this property offers excellent visibility and is zoned C-1A Neighborhood Commercial, allowing for a variety of potential uses, including professional or business offices, service establishments, medical or dental offices, and other approved commercial purposes. Currently, it is operated as a coffee and wine bar. The building features recent updates to the electrical system, kitchen, bathroom, HVAC system, and tankless water heater. Additional highlights include a wired security system, exterior security lighting, an inviting outdoor patio, a beautifully fenced backyard, and a large, illuminated steel sign frame offering outstanding exposure for your business signage. With its flexible commercial zoning, prominent location, updated features, and placement within a growing Northeast Florida market, this property presents an excellent opportunity for an owner-user, professional practice, or business investor.

3323 Saint Johns Avenue, Palatka

$11,900
A12053540 MLS
RARE BUILD-READY 2-LOT BUNDLE! Exceptional opportunity to own a legally combined 0.20-acre homesite in West Lake Terrace, Hawthorne, FL. The lot combination has already been completed to satisfy subdivision building requirements, with an official 911 address assigned, reflected on the Property Appraiser's website as a recorded plat and boundary survey available. Clean title, Warranty Deed at closing, ALTA Owner's Title Policy on record, no back taxes, and NOT a tax deed or quitclaim sale. Flat, high, dry, mostly cleared lot in Flood Zone X (no flood insurance required). R-2 zoning allows site-built, manufactured, mobile, and qualifying tiny homes (per local codes). No HOA, no deed restrictions, and no deadline to build. Electricity available nearby. Conveniently located near Gainesville, Palatka, UF, lakes, parks, and outdoor recreation, with St. Augustine and Atlantic beaches just over an hour away. Looking for more space? The adjacent build-ready double lot at 134 Indianapolis St (Parcel #11-10-23-9303-0010-0190) has also been legally combined, assigned a 911 address, and is available separately, creating a rare opportunity for an expanded homesite, family compound, or investment. Build now or hold for future appreciation!

130 Indianapolis Street, Palatka

$189,000
FC319814 MLS
5.57-Acre Private Retreat Near Golf Course & River — $189,000! 368 feet of premium road frontage along Lundy Road, the property delivers superb curb appeal, excellent accessibility, and an incredible depth of land to construct a truly secluded homestead enveloped by nature. Escape to your own private slice of Old Florida! Property Highlights: Generous Acreage: 5.57 acres of pristine, naturally wooded land provides a grand footprint and total privacy barrier from the road. Substantial Frontage: Features an impressive 368 feet of direct asphalt road frontage for flexible driveway layouts. Golfer's Dream: Situated just seconds from the historic, 1925 Donald Ross-designed Palatka Golf Club. Boater's Paradise: Enjoy effortless access to the majestic St. Johns River with local boat ramps located just down the street. Instant Compound Potential — Expand Your Estate! Looking for a head start on site prep or even more space? The adjacent parcel at 2800 Lundy Road is also available for purchase at $89,000! While a separate 1-acre residence sits between the two street fronts, both parcels connect seamlessly directly behind it. Acquiring the neighboring 2800 Lundy tract adds an additional 2.92 acres that has already been professionally mulch-cleared (with gorgeous mature canopy trees left standing) and adds another 214 feet of road frontage. Combined, they wrap around to form a spectacular, interconnected 8.49-acre private sanctuary where your main build site can look like a park, while the rest remains an untouched nature buffer. Showing Instructions: Property is vacant land. No scheduling necessary. Go Show! Embrace the freedom of space and the perks of a prime recreation location—walk this spectacular property today!

2810 Lundy Road, Palatka

$455,000
3 Beds 3 Baths GC541799 MLS
Tucked away on a quiet no-through-traffic road in the sought-after Thicket community, this striking Tudor-style home blends old-world architectural charm with a fully renovated interior — and a backyard built for resort-style living. Step inside to find luxury vinyl plank flooring flowing throughout the home. All three bedrooms and both full baths are upstairs for great privacy while the downstairs welcomes family and guests into the open and spacious living room with an updated half bath. The kitchen is a showstopper: rich espresso cabinetry, matching stainless steel appliances, quartz countertops, and a vaulted, beamed ceiling that gives the whole space an airy, elevated feel. Two electric fireplaces add warmth and character to the living areas, while the primary suite offers a peaceful escape with its own private balcony overlooking the grounds. Out back is where this property truly shines. A screened, in-ground pool with a shaded lanai and dedicated grilling area creates the ultimate spot for entertaining or unwinding — rain or shine, day or night. The fully fenced yard delivers total privacy, plus a one-of-a-kind two-story shed complete with an elevated playhouse and storage loft. There's even room for boat and RV parking, a rare find this close to town. Recent updates give buyers real peace of mind: dual-zone HVAC (2016 and 2022), metal roof (2022) and water heater (2022) mean the big-ticket items are already handled. Location seals the deal — under 3 miles to Ravine Gardens State Park, minutes from Palatka Golf Club, and easy access to the St. Johns River for boating and fishing. Small-town charm, big-time amenities, zero through-traffic noise. Homes like this — Tudor character, a private pool oasis, and room for all your toys — don't sit long. Schedule your showing today.

102 Thicket Lane, Palatka

$500,000
3 Beds 3 Baths GC541743 MLS
Waterfront Pool Home with Direct Access to the St. Johns River -Dive into the Florida waterfront lifestyle you've always dreamed of! This handicap-accessible concrete block home offers 2,400 square feet of comfortable living space on a beautiful canal with direct access to the St. Johns River, Crescent Lake, Dunns Creek, and beyond. Featuring 3 BR and 2.5 BA, this high-and-dry residence welcomes you with a spacious great room, soaring vaulted ceilings, & a cozy wood-burning fireplace. The oversized kitchen is designed for both everyday living & entertaining, offering LG appliances, a breakfast bar, country sink, pantry, abundant cabinetry, & generous counter space. The primary suite provides a peaceful retreat with a large walk-in closet & an accessible en-suite bath featuring dual vanities & a walk-in shower. 2 additional bedrooms share a full bath, providing plenty of room for family & guests. Step outside & enjoy your private pool, four-car carport, and storage shed/workshop. Come see it now!!

134 Bowfin Drive, Palatka

$174,900
4 Beds 1 Baths FC319603 MLS
Welcome to Elm Avenue, this 4 bedroom single family home was just recently updated and renovated for the next owner. Built to last with concrete block and brick construction, this home also sits on a large .27 acre high and dry lot with plenty of room for decks or water features. There are upgrades galore, from roof to floors. Some of the recent notable updates include; architectural shingle roof replaced, new well equipment, low-e windows added, new water heater, new AC, fresh paint inside and out, LVP floors added throughout, kitchen and bath remodeled. The location is ideal, just a short drive to St. Johns Ave. for all your riverside dining and shopping, or spend a day at Ravine Gardens State Park. Enjoy area parks, boat ramps, and laid-back North Florida living in Putnam County or head to St.Augustine for day at the beach. Schedule your showing today!

111 Elm Avenue, Palatka

$10,800
A12006597 MLS
Great opportunity to build your dream home, place a mobile home, or install a modular home! This 0.28-acre CORNER LOT t is located in a quiet and growing area of Palatka and is zoned R-2, offering flexible residential use options. Situated in a NO FLOOD ZONE, the property is outside of high-risk flood areas, NO HOA, and has easy access to a POWER LINE. providing added peace of mind. The lot also offers convenient access to paved roads and nearby power, making it ready for future development. Enjoy proximity to the scenic St. Johns River, perfect for boating, fishing, and outdoor recreation. The area is known for its natural beauty, local parks, and year-round community events, making it an excellent place to live or invest.

No situs No Situs Se 2nd Street, Palatka

$21,500
A12006650 MLS
This spacious 1.27-acre (55,357 SQ FT) lot offers an excellent opportunity to build your dream home or start an agricultural venture. Located in a quiet and serene area of Palatka, the property is zoned AG (Agricultural), allowing for a variety of residential and farming uses. Situated in Flood Zone X, NO HOA. Additional features include nearby access to power lines. This is a second lot located next to SE 2nd Ave. Perfect for a home, garden, livestock, or a small farm. Enjoy proximity to the scenic St. Johns River, ideal for boating, fishing, and outdoor recreation. The area also offers year-round community events, parks, and a variety of recreational opportunities. OWNER FINANCING is available with NO CREDIT REQUIRED, making this an excellent investment opportunity for your future. Don’t miss this versatile and well-located piece of rural land!

No situs No Situs Squares Road, Palatka

$7,800
A12006755 MLS
Discover this 0.11-acre (4,791 sq ft) lot situated in a quiet and peaceful neighborhood surrounded by natural beauty. This property offers corner asphalt road access, NO HOA, and is located in Flood Zone X (minimal flood risk), providing flexibility and added peace of mind for plans. OWNER FINANCING AVAILABLE – NO CREDIT REQUIRED. Great opportunity to invest in your future or build your own site-built home, modular home, or mobile home. Enjoy nearby outdoor recreation, including fishing, kayaking, biking, running, rollerblading, and horseback riding along the scenic Gainesville-Hawthorne State Trail and surrounding parks. Conveniently located just 25 minutes to Gainesville, 30 minutes to Ocala, 1 hour 30 minutes to Jacksonville, and 1 hour 45 minutes to Orlando.

136 Utah Street, Palatka

$99,999
3 Beds 1 Baths OM726849 MLS
Opportunity awaits with this affordable 3-bedroom, 1-bath home situated on nearly a quarter-acre lot in Palatka. Whether you're searching for your first home, a rental property, or your next investment project, this property offers plenty of potential and value. Built in 1948, this 768-square-foot home features a brand-new roof installed in January 2026, providing a major update for the next owner. The fully fenced yard offers space for pets, gardening, or outdoor activities, while the detached shed provides additional storage for tools and equipment. Conveniently located near St. Johns River State College, HCA Florida Putnam Hospital, Putnam County Fairgrounds, Putnam County Airport, shopping, dining, and other local amenities, you'll appreciate the convenience of being close to work, school, healthcare, shopping, and entertainment. Affordable opportunities like this are becoming harder to find. With a new roof already in place and plenty of potential to add value, this property is ideal for investors, first-time buyers, or anyone looking for an affordable home with room to make it their own. With key improvements already completed and room to add your personal touches, this home is ready for its next chapter.

306 Florida Drive, Palatka