Hernando Beach Homes with Three+ Story Style

Hernando Beach Homes with Three+ Story Style

Welcome to Hernando Beach, a picturesque gem nestled along Florida’s Gulf Coast in Hernando County, just a stone's throw from Spring Hill. This charming waterfront community is renowned for its stunning coastal views, laid-back lifestyle, and a wealth of outdoor activities that cater to both nature lovers and water enthusiasts alike.

Hernando Beach is a haven for those seeking tranquility and adventure. With its serene canals, pristine beaches, and abundant wildlife, residents enjoy a perfect blend of relaxation and recreation. Imagine waking up to the gentle sounds of waves lapping against the shore, or taking a leisurely stroll along the beach while basking in the warm Florida sun. The area is also home to a variety of parks and nature preserves, making it an ideal spot for hiking, fishing, and kayaking.

One of the standout features of Hernando Beach is its unique architectural style, particularly the stunning homes with three or more stories. These elevated properties not only provide breathtaking panoramic views of the Gulf of Mexico but also offer ample space for families and guests. Many of these homes are designed with open-concept living spaces, expansive decks, and luxurious amenities, making them perfect for entertaining or simply enjoying the coastal lifestyle.

Whether you’re looking for a permanent residence, a vacation getaway, or an investment opportunity, Hernando Beach’s three-story homes provide the perfect blend of elegance and comfort. Experience the best of Florida living in this vibrant community where every day feels like a vacation. Discover your dream home in Hernando Beach today!

Newest Hernando Beach Homes with Three+ Story Style

$525,000
3 Beds ⋅ 2 Baths ⋅ W7888021 MLS
COASTAL KEY WEST STYLE WATERFRONT LIVING ACROSS FROM THE GULF IN HERNANDO BEACH! CAN COME FURNISHED! This 3 Bedroom, 2 Bathroom Waterfront Home offers the best of Florida coastal living with beautiful canal frontage in the rear & the Gulf of Mexico just across the street in the front. Start your mornings watching the sunrise over the wide canal from the back porch, then end your evenings on the front deck taking in spectacular Gulf sunsets. The front deck is perfectly positioned to enjoy colorful western skies & refreshing coastal breezes, making it one of the home’s standout features. Located in the desirable Hernando Beach community, you’ll love the boating lifestyle, friendly atmosphere & beautiful Nature Coast scenery. Inside, the open floor plan features vaulted ceilings, abundant natural light & a welcoming coastal feel. The main living level includes a spacious living room, sitting area, dining area & a coastal kitchen with white wood cabinetry, white appliances, GRANITE countertops, breakfast bar & pantry. The primary bedroom is conveniently located on the main level with a walk-in closet & private bath featuring a walk-in shower. Two additional guest bedrooms are privately situated, one with a walk-in closet, plus a guest bath with a walk-in shower. The third level offers a versatile loft ideal for a home office, den, hobby room or additional living space. The laundry room includes cabinetry, washer & dryer, wine rack, built-in ironing board & additional pantry storage. Downstairs is where this home truly shines with an ENORMOUS GARAGE offering approximately 4-car capacity after the interior walls were removed, creating an incredible open space ready for your vision. Whether you need room for multiple vehicles, boats, golf carts, kayaks, a workshop, home gym or the ultimate man cave, this flexible area offers endless possibilities. Additional features include a 2020 HVAC & durable METAL ROOF. Hernando Beach Middle offers access to the saltwater side through the Community Boat Lift, making it easy to enjoy boating, fishing, kayaking & everything Florida’s Nature Coast has to offer. With Gulf sunsets from the front deck, peaceful canal sunrises in the back, an oversized four-car garage with unlimited potential & a relaxed waterfront lifestyle, this coastal retreat is ready for its next owner.

3302 Turks Cap Drive, Spring Hl
$465,000
3 Beds ⋅ 3 Baths ⋅ TB8525854 MLS
COASTAL WATERFRONT LIVING AT ITS BEST !! Welcome to this beautifully updated 3 BEDROOM, 3 FULL BATH canal-front home with SEAWALL and PRIVATE BOAT RAMP in the highly sought-after waterfront community of HERNANDO BEACH. Offering GULF ACCESS VIA THE COMMUNITY BOAT LIFT, this home is perfect for boating enthusiasts, anglers, and anyone looking to embrace the Florida coastal lifestyle. From the moment you arrive, you'll appreciate the GREAT CURB APPEAL, DOUBLE DRIVEWAY, decorative STONE SHUTTER ACCENTS, and additional CARPORT for extra parking. Inside, the OPEN GREAT ROOM FLOOR PLAN is filled with natural light and showcases beautiful CANAL VIEWS, creating a warm and inviting space for everyday living and entertaining. The updated kitchen features QUARTZ COUNTERTOPS, crisp WHITE CABINETRY, STAINLESS STEEL APPLIANCES, and TILE FLOORING. The kitchen flows seamlessly into the family and dining areas, where THREE FRENCH DOORS open to the spacious COVERED BACK PORCH, offering peaceful water views and the perfect place to enjoy your morning coffee. The upper level features a spacious PRIMARY SUITE with LAMINATE FLOORING, a WALK-IN CLOSET, and a beautifully updated ENSUITE BATHROOM showcasing a CUSTOM FLOOR-TO-CEILING TILED SHOWER Primary Bedroom also has access to 2nd Bath with TUB/SHOWER combination . A second bedroom and an updated full guest bath with a TUB/SHOWER COMBINATION and washer/dryer hookup complete this level. The lower level provides excellent flexibility with a large THIRD BEDROOM, an updated THIRD FULL BATH featuring custom tile, a convenient LAUNDRY AREA, and direct access to the ONE-CAR GARAGE with additional storage space. Step outside to your private backyard oasis where you'll find a WOOD FLOATING DOCK, PRIVATE BOAT RAMP, FENCED YARD, and plenty of room to enjoy waterfront living. Whether you're launching your boat, kayaking through the canals, fishing from your dock, or simply relaxing, this property offers the best of Florida's Nature Coast lifestyle. THIS HOME CAN BE SOLD FURNISHED. For added peace of mind, the seller has obtained insurance quotes with estimated homeowners insurance of approximately 2,978 per year and flood insurance of approximately 2,862 per year, providing valuable cost information for prospective buyers. Located in the desirable waterfront community of HERNANDO BEACH, residents enjoy a relaxed coastal atmosphere with easy access to the Gulf, waterfront restaurants, marinas, fishing, scalloping, kayaking, paddleboarding, and boating adventures. The community is well known for its laid-back lifestyle and easy access to Weeki Wachee Springs, Pine Island Beach, shopping, dining, medical facilities, and the Suncoast Parkway for a convenient commute to Tampa. HERNANDO BEACH is also a GOLF CART-FRIENDLY COMMUNITY. GOLF-CART can be included with a reasonable offer, making it easy to explore local restaurants, parks, and waterfront attractions while enjoying everything Florida's beautiful Adventure Coast has to offer.

3250 Rose Arbor Drive, Spring Hl
$574,999
4 Beds ⋅ 2 Baths ⋅ O6423062 MLS
BUY NOW AND HOMESTEAD Before the House Joint Resolution bill potentially gets voted in by 11/2026! Florida residency must be established by 12/31/2026. Welcome to 3179 Azalea Drive! This move in ready Craftsman-style 3 story beach house sits on approximately 1/3 of an acre of prime waterfront ON A CUL DE SAC with absolutely stunning views of the Gulf of America and indirect Gulf access via boat lift. This home boasts 3 bedrooms with a den that can be used as a 4th bedroom. The open concept recently upgraded gourmet kitchen is well designed and complete with appliances including a Kitchenaid Dual Fuel gas range with griddle and custom pot filler, a farmhouse sink, and a Fisher Paykel dishwasher with drawers. The soapstone countertops are gorgeous and maintenance free. This home is located in an A Flood zone sustaining ZERO flood damage since it was built. The ground floor is open and spacious and it has a portion that is completely enclosed / climate controlled with power, heat, windows, and AC that adds an additional 350sqft of living space to original 1,491. The property is situated on a large pie shaped cul de sac lot with stunning sunset views and minimal foot traffic. Great for a family! New seawall (2025), new AC unit (2024), new 200 amp electrical panel with generator switch (2022) and newer metal roof that's only 10 years old (2016). There are two canals that completely surround the fenced property spanning 215ft of water frontage. In addition, the extended parking space and the covered areas can accommodate a large boat or motor home or both. The yard is a blank canvas with palm trees and the greenhouse is a plus for gardening! The second floor is your main living area complete with an open concept kitchen, dining area, den, full bathroom and laundry room. Extended L-shape decking takes advantage of the sunset views, creating a great space for outdoor dinners and parties. Customized real wood plantation shutters throughout! The 3rd story is complete with a large master bedroom, Jack and Jill full bath, and 2 additional bedrooms and a linen closet. The entire neighborhood is active with friendly neighbors, bike riders, dog walkers, paddleboarders, kayakers and boaters. Golf carts are welcome. Short walk to all the restaurants that have live music almost everyday. Great rental possibilities! No HOA fees! Monthly expenses minimal: $1200 (insurance, property taxes, cable / internet, power (averaged), utilities (averaged), trash service, yard care).

3179 Azalea Drive, Spring Hl
$695,000
3 Beds ⋅ 3 Baths ⋅ W7886885 MLS
DOUBLE LOT!! STUNNING, UPGRADED and MOVE-IN READY with AMAZING GULF VIEWS!!! The one thing you can NOT add to your home is a VIEW of the Gulf...you have to have the LOCATION!! This one has the LOCATION!! ** 3-STORY Waterfront Home with UNOBSTRUCTED GULF VIEWS with DOUBLE LOT + 170 feet of water frontage + on the cul-de-sac with in-direct GULF ACCESS and NO HOA!!! ** 3 bedrooms + BONUS ROOM on the 3rd floor with GULF VIEWS can be a 4th bedroom, office/den, gym or guest space + 2.5 bathrooms + OPEN FLOOR PLAN with water views from EVERY window + 2-stories of LARGE balconies/lanais for EXTRA OUTDOOR LIVING SPACE + third floor front balcony with porch swing to enjoy your nightly sunsets together in the evenings with a glass of wine + 2-Car Garage (large deep enough to hold 2 cars plus a golf cart, large truck, or boat/trailer) + LARGE NEW CARPORT (30x45) for extra parking space for your RV with full hookup or boat and trailer!! Plus, there is a lot of space downstairs in the home for entertaining family and friends (just add a pool table!) + Reinforced Metal Roof to last a lifetime was just certified in 2022!! NEW AC 2021!! NEW Anderson Windows with triple pane, hurricane impact glass installed in the home in 2013!! NEW Hot Water Heater 2021!! New waterproof plank flooring!! House is fully wired for a generator + prewired for an RV hookup, future pool, or hot tub!! Large pantry and inside laundry room on main floor where all the bedrooms are at!! Hidden safes The home has an impressive 2-Story Grand Entrance with two story ceilings and windows that make this home feel VERY spacious, light, bright, and cheery!! Not every home has 2 story ceilings to give you that incredible sense of space!! The master suite is also on the main floor for convenience + long driveway for extra parking and beautiful curb appeal + the yard is completely fenced-in + room to add a pool + concrete seawall + LARGE concrete patio space by the clear water's edge which is large and deep enough to have an outdoor sectional, loungers, and outdoor dining set (most of the homes don't have this!!) + Palm Trees and Lush Landscaping!! STUNNING long distance views that you don't get from single level homes or even two-story homes...and VIEWS OF THE GULF OF AMERICA that you don't get from just any home or location!! Huge home with 2,210 sq ft of living space; 4,694 total!! PLUS...you have a TREMENDOUS amount of outdoor living space with the 2 extra LARGE balconies/lanai areas!! The main level balcony is COVERED and screened-in and large enough to enjoy the space outside!! The kitchen is OPEN to the large great room and the dining room!! The main living floor...offers all BRAND NEW Luxury Vinyl Plank Flooring throughout!! The kitchen is remodeled with Quartz countertops + a large breakfast bar for extra seating!! Newer stainless steel appliances!! Beautiful dining room!! The second bathroom is remodeled with matching Quartz countertops. The main balcony is screened-in...so enjoy that beautiful Florida weather and breeze!! Windows everywhere to let in the natural light! The bottom level is a blank canvas to create your favorite space...a gym, an entertainment game room, a workshop, an incredible storage area!! It's complete with a 1/2 bath for home-owner convenience! Enjoy fishing, kayaking, paddle boarding, and boating right from your backyard and floating dock!! Easily go through the boat lift to get out to the Gulf of America!!

3342 Turks Cap Drive, Spring Hl
$1,360,000
5 Beds ⋅ 3 Baths ⋅ TB8521960 MLS
Welcome to 4389 5th Isle Dr, where every day feels like a waterfront vacation. Built in 2022, this exceptional coastal retreat offers deep-water canal frontage with direct Gulf access, making it easy to spend your days fishing, boating, island hopping, or enjoying waterfront dining just minutes from home. Designed with both luxury and durability in mind, this all-concrete block residence features impact-resistant windows and doors, a private elevator, premium appliances, and high-end finishes throughout. Outside, a brand-new dock and 10,000 lb boat lift provide the perfect launch point for your next adventure on the water. Relax on your outdoor living spaces while dolphins, rays, and native coastal wildlife pass by, or unwind with breathtaking sunset skies and gentle Gulf breezes. Whether you're seeking a full-time residence, seasonal escape, or the ultimate boating lifestyle, this stunning Hernando Beach home delivers a rare opportunity to live where others vacation.

4389 5th Isle Drive, Spring Hl
$425,000
4 Beds ⋅ 2 Baths ⋅ W7886396 MLS
PRICE IMPROVEMENT TO 425,000… TURNKEY WATERFRONT COTTAGE WITH ATTRACTIVE INSURANCE QUOTES & INSURANCE INSPECTIONS ALREADY COMPLETED! Opportunities like this don’t come along often in Hernando Beach. Welcome to 3294 Gardenia Dr., a charming coastal cottage-style waterfront home in Hernando Beach Middle where boating, fishing, golf cart rides, waterfront restaurants & the laid-back Nature Coast lifestyle become part of everyday living. Located on a canal with saltwater access to the Gulf through the nearby community boat lift, this home offers the waterfront lifestyle buyers dream about without the direct Gulf access price. Being sold TURNKEY, meaning the furniture, TVs, linens, kitchen items & much more are included, you can simply unlock the door & start enjoying your new home, making it ideal as a full-time residence, vacation getaway or investment property. To help simplify the insurance process for buyers, insurance 4-Point & Wind Mitigation Inspections have already been completed, along with a current primary residence homeowners & wind insurance quote of approximately 2,805 per year & a current primary residence flood insurance quote of approximately 2,269.05 per year. The open floor plan features the kitchen, dining & living areas flowing together with wood cabinetry, granite countertops, stainless steel appliances, a breakfast bar & beautiful wood beam ceilings that add warmth & coastal charm. The home is advertised as a 4-bedroom layout with the main-level primary-style room measuring approximately 13x14 featuring an attached bathroom & private screened porch with all-new screening & vinyl windows (please note this room does not have a closet). Upstairs are 3 additional bedrooms & a guest bathroom, including an oversized 20x12 bedroom with a walk-in closet, room for a sitting area & its own private balcony. The laundry room includes a 2022 GE full-size stackable washer & dryer. Outside, enjoy a chain-link fenced backyard, seawall, knee wall with steps leading to the floating dock & plenty of room to create your own outdoor retreat with a pool, gazebo, summer kitchen or fire pit. A downstairs screened porch offers the perfect place to relax after a day on the water, while the oversized 29x27 garage provides exceptional storage for vehicles, kayaks, paddleboards, fishing gear & all your waterfront toys. Important updates include a 2020 HVAC system & a 2018 dimensional roof. Hernando Beach is one of Florida’s hidden gems, known for its boating lifestyle, beautiful sunsets, abundant wildlife, local restaurants & small-town coastal atmosphere. Offered at 425,000, this fully turnkey waterfront home combines exceptional value, attractive insurance quotes, completed insurance inspections & the relaxed coastal lifestyle buyers are searching for.

3294 Gardenia Drive, Spring Hl
$649,900
4 Beds ⋅ 4 Baths ⋅ TB8503938 MLS
Cash Only.Step into the Florida lifestyle with this 4-bedroom, 3-bath waterfront retreat in the heart of Hernando Beach! With three levels and a private elevator and pool this home blends comfort and adventure. The first floor offers an open floor plan with a kitchen/dining room combo, master bedroom and private laundry room. Three spacious bedrooms, (two with private balconies overlooking the canal) are featured on the second floor, with views of the canal perfect, for quiet mornings or winding down at sunset. The top floor boasts a large rooftop deck with panoramic Gulf views, ideal for evening gatherings or simply soaking in the scenery. Outside, enjoy a heated, screened-in pool and your own private dock with boat lift—providing direct access to open water. Whether you're heading out to fish, cruise, or explore, this property delivers the ultimate boat life experience. Bring your sense of adventure & water toys! This home is minutes away from Weeki Wachee, Pine Island & Rogers Park and under an hour from the Homosassa Wildlife State Park. Call Today for your private showing!

4178 Des Prez Court, Spring Hl
$499,000
2 Beds ⋅ 2 Baths ⋅ TB8485904 MLS
ICONIC PINK three-story octagon WATERFRONT home with PRESERVE & GULF VIEWS – ACTIVE VACATION RENTAL – SOLD TURNKEY in Hernando Beach! Welcome to one of the most unique and eye-catching homes on the coast—this 3-story octagon WATERFRONT retreat perfectly positioned to capture BREATHTAKING PRESERVE AND GULF VIEWS. Located in the heart of Hernando Beach, this TURNKEY property blends architectural character, modern updates, and the ultimate FLORIDA COASTAL lifestyle. The second-story MAIN LIVING LEVEL features an OPEN-CONCEPT floor plan filled with natural light, SHIPLAP accent walls, and seamless INDOOR-OUTDOOR living. The DESIGNER KITCHEN showcases GRAY SHAKER CABINETRY, QUARTZ COUNTERTOPS, TILE BACKSPLASH, FLOATING SHELVES, FARMHOUSE SINK, GLASS-TOP COOKTOP, BUILT-IN OVEN, AND HOOD VENT. This level also offers a spacious guest bedroom, full bath with GLASS-ENCLOSED tub/shower combo, and a convenient laundry area tucked behind a stylish BARN DOOR. Step outside to enjoy COASTAL BREEZES from both the BALCONY AND SCREENED PORCH overlooking the peaceful PRESERVE. A striking SPIRAL STAIRCASE leads to the third-level PRIMARY SUITE, where you’ll find the most spectacular PANORAMIC VIEWS in the home. Take in SWEEPING SUNSETS, GULF WATERS, AND UNTOUCHED NATURAL LANDSCAPES from your private retreat. The suite features a WALK-IN CLOSET with custom shelving and a beautifully updated ENSUITE BATHROOM with CUSTOM VANITY AND WALK-IN SHOWER WITH GLASS ENCLOSURE AND NICHE. The outdoor space is designed for true COASTAL LIVING with 75 FEET OF WATERFRONT, a CONCRETE PATIO, and a FLOATING DOCK. Launch your KAYAK OR PADDLEBOARD directly from your backyard and explore serene MANGROVE-LINED WATERWAYS. The FULLY FENCED YARD with two separate sections provides flexibility for PETS, ENTERTAINING, OR FUTURE POOL ADDITION. Additional highlights include a 2021 ROOF, contributing to approximately $2,501/YEAR HOMEOWNERS INSURANCE, and approximately $4,370/YEAR FLOOD INSURANCE. Located just a short distance to the HERNANDO BEACH BOAT LIFT, offering EASY ACCESS TO THE GULF for boating enthusiasts. Currently operating as an ACTIVE SHORT-TERM VACATION RENTAL and being SOLD FULLY FURNISHED / TURNKEY, this property is ideal as a PRIMARY RESIDENCE, SECOND HOME, OR INCOME-PRODUCING INVESTMENT. Located in the vibrant HERNANDO BEACH WATERFRONT COMMUNITY, residents enjoy BOATING, KAYAKING, PADDLEBOARDING, FISHING, AND DIRECT ACCESS TO THE GULF. Just minutes from Weeki Wachee Springs State Park, plus nearby SHOPPING, DINING, AND MEDICAL FACILITIES. The area is GOLF CART FRIENDLY, allows SHORT-TERM RENTALS, and has NO HOA AND NO DEED RESTRICTIONS, making it ideal for FULL-TIME LIVING, A VACATION HOME, OR A HIGH-PERFORMING INVESTMENT PROPERTY. With convenient access to the Suncoast Parkway, commuting to Tampa, Brooksville, and surrounding areas is easy. RARE, ICONIC, AND UNLIKE ANYTHING ELSE ON THE MARKET -- YOUR WATERFRONT PARADISE AWAITS.

3460 Crape Myrtle Drive, Spring Hl
$749,900
3 Beds ⋅ 3 Baths ⋅ O6374031 MLS
Exceptional waterfront new construction offering Gulf views from the third-floor balcony. This home reflects detailed craftsmanship, refined finishes, and thoughtful architectural detail throughout. Expansive covered front and rear porches span the full width of the home, creating elegant indoor and outdoor living spaces ideal for both entertaining and quiet relaxation. Enjoy direct water access with the ability to launch a kayak or paddleboard from your backyard, embracing a true coastal lifestyle. Gulf access via boat lift. Designed to maximize natural light and water views, this custom-quality residence presents a rare opportunity to own a distinctive waterfront home in a premier setting. Enjoy great fishing, scalloping, or hanging out at the flats.

3487 Sheephead Drive, Spring Hl
$749,000
4 Beds ⋅ 3 Baths ⋅ W7867813 MLS
Exceptionally well maintained, fully furnished, remodeled waterfront home with four bedrooms, three full baths, pool, and elevator located in Hernando Beach South. This home features a newly remodeled kitchen with wood cabinets, quartz countertops, stainless steel appliances, cabinet lighting, breakfast bar, and a farmhouse sink; all three bathrooms have also been remodeled with walk-in showers, rain shower heads and new vanities; laminate flooring throughout the house; tongue and groove wood ceiling in the great room and kitchen; plantation shutters on every window; double pane windows; the master bedroom suite on the third floor has a vaulted ceiling and private balcony with gulf views; laundry room with storage cabinets; a screened in lanai located off of the great room; custom ceiling fans and lighting; tankless water heater; security system; and the home is equipped with a whole house generator. Features of the exterior include maintenance free landscaping with brick pavers and stone (no grass to cut); fenced back yard; floating dock; seawall with knee wall and walkway; custom exterior uplighting; 24 x 12 inground pool with waterfall spa; a metal roof; gutters, sprinkler system and an epoxy coated garage floor. HVAC system new in 2025.

3448 Triggerfish Drive, Spring Hl
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