Ruskin Homes with Waterfront

Ruskin Homes with Waterfront

Welcome to Ruskin, a picturesque city located in Hillsborough County, Florida. Known for its stunning waterfront properties, Ruskin offers a unique blend of natural beauty and modern amenities that make it a desirable place to call home.

With homes boasting waterfront views, residents in Ruskin can enjoy the tranquility of living by the water while still being close to all the conveniences of city life. Imagine waking up to breathtaking sunrises over the water and ending your day with peaceful sunsets right from your own backyard.

Whether you're looking for a cozy waterfront cottage or a spacious modern home with panoramic views, Ruskin has a diverse range of real estate options to suit every taste and budget. From charming bungalows to luxurious estates, there is something for everyone in this waterfront paradise.

In addition to its stunning waterfront properties, Ruskin offers a thriving community with top-rated schools, parks, restaurants, and shopping centers. With easy access to major highways and just a short drive to Tampa and St. Petersburg, Ruskin provides the perfect balance of small-town charm and big-city convenience.

If you're dreaming of living in a waterfront home surrounded by natural beauty, Ruskin is the perfect place to make your dream a reality. Come explore the real estate opportunities in Ruskin and find your own piece of paradise by the water.

Newest Ruskin Homes with Waterfront

4 Beds ⋅ 2 Baths ⋅ A4703092 MLS

4 bedroom 2 bath lakefront home with custom built salt pool, enclosed Florida room, screened in lanai, new kitchen, new hot water heater, new air conditioning, new roof, built in ceiling Bluetooth speakers, custom wood molding and wainscoting throughout, Fireplace.

802 Fern Leaf Drive, Ruskin

1 Beds ⋅ 2 Baths ⋅ TB8539094 MLS ⋅ 800 BLDG.

"Live Where Every Day Feels Like a Vacation" Wake up to panoramic Tampa Bay views, spend your afternoons by the waterfront pool just steps from your back door, and end each evening with breathtaking Florida sunsets from your own enclosed lanai. Welcome to one of the most thoughtfully renovated residences in Little Harbor. Completely reimagined with a wide-open floor plan, this exceptional waterfront condo blends modern coastal design with the relaxed lifestyle that makes Little Harbor one of Tampa Bay's hidden gems. Rich engineered hardwood floors flow throughout the living spaces, while the beautifully redesigned kitchen opens seamlessly into the dining and living areas, creating the perfect setting for entertaining or simply enjoying the ever-changing views of the bay. Every detail was carefully considered during the renovation. The spa-inspired primary bathroom showcases stunning white onyx finishes, while custom barn doors add warmth and character to both the guest bath and the oversized laundry room—a rare feature in waterfront condos. Impact-rated windows and sliders throughout provide peace of mind while framing spectacular water views and filling the home with natural light. One of the home's most unique features is the enclosed waterfront lanai. With impact sliding windows, this versatile space functions as an extension of the living area year-round, creating the perfect spot for morning coffee, sunset cocktails, a home office, or even an additional sleeping area for guests. Step outside and you're just moments from the beautiful waterfront pool, making it feel as though your backyard is an upscale private resort. Beyond the condo itself, Little Harbor offers a lifestyle that few communities can match. Enjoy a private beach, waterfront restaurants, a tiki bar, full-service marina, high-and-dry boat storage, fishing, kayaking, walking paths, and endless opportunities to enjoy life on Tampa Bay - all just a short stroll from your front door. Whether you're searching for a primary residence, a seasonal retreat, or the ultimate waterfront getaway, this is Florida coastal living at its finest. The Resort & Club at Little Harbor is centered around a marina and private beach, with waterfront dining and resort-style amenities that make it feel like a year-round vacation. Beautifully updated. Move-in ready. Unforgettable sunsets. This isn't just another waterfront condo - it's a lifestyle you'll never want to leave.

800 Bahia Del Sol Drive Unit A, Ruskin

4 Beds ⋅ 3 Baths ⋅ O6433327 MLS

Don't miss this 4 bedroom, 3 bathroom one story home with a new roof in River Bend! Being sold AS IS, WHERE IS, Buyer is responsible for all inspections and certifications needed to close. All information & property details set forth in this listing, including all utilities & all room dimensions, are approximate, are deemed reliable but not guaranteed, & should be independently verified if any person intends to engage in a transaction based upon it. Seller/current owner does not represent and/or guarantee that all property information & details have been provided in this MLS listing.

2242 Colville Chase Drive, Ruskin

4 Beds ⋅ 2 Baths ⋅ TB8536275 MLS

**STUNNING LAKE VIEWS!** Welcome to this beautifully maintained 4-bedroom, 2-bath home with a spacious 3-car garage, located at 1724 Mira Lago Circle in the gated community of Mira Lago West in Ruskin. Built in 2007 and offering approximately 2,045 square feet of living space, this exceptional home combines comfortable Florida living with thoughtful updates and an outstanding waterfront setting. From the moment you enter, you’ll appreciate the pride of ownership and meticulous care throughout. The open and inviting living spaces feature newer luxury vinyl plank flooring throughout the primary living areas, ceramic tile in all wet areas, and carpet in the bedrooms. Ceiling fans are featured in all bedrooms and main living areas. The spacious main gathering area is perfect for family and entertaining, highlighted by a unique custom-built entertainment wall designed to accommodate up to a 60-inch flat-screen TV and sound system. Large living spaces and the beautiful lake backdrop create a welcoming environment for both everyday living and entertaining. The spacious primary suite provides a wonderful private retreat, featuring a large walk-in closet plus additional closet space in the en-suite bathroom. The primary bath includes dual vanities, his-and-hers medicine cabinets, and a recently upgraded walk-in shower. Step outside to your fully fenced backyard and enjoy the tranquil lake views—an especially attractive feature for relaxing, entertaining, or simply enjoying the beautiful Florida surroundings. Numerous major improvements provide valuable peace of mind, including a new roof with warranty (9/2021), complete A/C replacement (5/2022), new exterior paint (9/2023), and new water heater (2024). Located in the desirable gated Mira Lago West community, residents also enjoy access to the community pool and activity area, adding another opportunity to relax, socialize, and enjoy the Florida lifestyle. The home is conveniently situated near major shopping, restaurants, healthcare facilities, schools, and major roadways, while offering the peaceful atmosphere of a well-established residential community. A meticulously maintained home, beautiful lake setting, extensive recent improvements, and a 3-car garage—this is a property you won’t want to miss.

1724 Mira Lago Circle, Ruskin

3 Beds ⋅ 3 Baths ⋅ TB8532093 MLS ⋅ N/A BLDG.

Welcome to your own slice of paradise in the sought-after Little Harbor waterfront community! This beautifully updated 3-bedroom, 3-bath corner-unit townhome offers the perfect combination of coastal charm, privacy, and an effortless Florida lifestyle. Designed to embrace true Florida living, this home features three private outdoor spaces, including a serene balcony off the primary suite overlooking the canal, a second private balcony off the upstairs secondary bedrooms that provides additional space to enjoy the spectacular natural surroundings, and a spacious balcony off the dining and living area that creates a seamless indoor-outdoor flow. The rear of the home overlooks the canal and a protected preserve, offering a peaceful tropical backdrop where you can regularly enjoy sightings of manatees, dolphins, native birds, and other Florida wildlife. Filled with abundant natural light, this tastefully updated home showcases a timeless neutral color palette, granite countertops throughout, and a spacious open-concept living area designed for both comfort and entertaining. The stunning primary suite features a luxurious pebble stone, rain-head super shower, creating a spa-like retreat. A newer washer and dryer add everyday convenience, and all appliances throughout the home have been updated, including a recently installed 3-ton HVAC system for enhanced comfort and efficiency. The oversized garage—large enough to function as a one-and-a-half-car garage—provides exceptional storage for beach gear, bicycles, and boating essentials. Beyond your doorstep, Little Harbor offers a true resort-style waterfront lifestyle. Residents enjoy access to a marina, waterfront restaurants, multiple pools, a fitness center, tennis and pickleball courts, and private beach access, all set against some of the most spectacular sunsets over Tampa Bay. Whether you enjoy boating, fishing, kayaking, paddleboarding, or simply relaxing by the water, every day here feels like a vacation. Ideally located in Ruskin, Florida, this home offers exceptional regional connectivity. You are just a short drive to MacDill Air Force Base, as well as other key military and defense installations throughout the Tampa Bay area, including Coast Guard facilities. Travel is convenient with both Tampa International Airport and St. Pete–Clearwater International Airport within easy reach. You are also close to the vibrant downtown districts of Tampa, St. Petersburg, and Sarasota. For beach lovers, the location is unmatched. Enjoy quick access to the world-renowned Gulf Coast beaches, including Anna Maria Island, Siesta Key, and Clearwater Beach, consistently ranked among the best beaches in the world. From white sand shores to crystal-clear waters, the best of Florida’s coastline is right at your fingertips. While Little Harbor does not feature a dedicated dog park within the community, it remains a pet-friendly waterfront neighborhood, with walking areas throughout and nearby public parks in Ruskin offering designated dog parks and additional pet-friendly outdoor spaces. Whether you are searching for a primary residence, vacation getaway, or income-producing investment, this exceptional property offers strong rental potential, an unbeatable location, and the coastal lifestyle you’ve been dreaming of. Don’t miss your opportunity to own one of Little Harbor’s desirable corner-unit townhomes, where comfort, nature, and resort-style living come together beautifully.

3228 Mangrove Point Drive, Ruskin

4 Beds ⋅ 3 Baths ⋅ TB8534300 MLS

UPGRADES GALORE! Welcome to 809 Seminole Sky in Ruskin, where major improvements and thoughtful upgrades provide peace of mind and effortless Florida living. This beautifully maintained home features a new roof (2024), hurricane-impact windows (2025), hurricane-rated front door, and remote-controlled hurricane protection for the sliding glass doors. Enjoy the Florida lifestyle with a private pool, upgraded pool cage with premium 20x20 screening and stainless-steel reinforcement (2025), reinforced pergola, and fully screened outdoor living area. Additional upgrades include exterior paint (2025), whole-home water softener, reverse osmosis drinking water system, two solar-powered attic fans, enhanced insulation, leaf-filter gutter system, and updated lighting and ceiling fans throughout. The kitchen also features stylish peninsula accent lighting. One side yard is fully fenced, with a paved walkway on the opposite side. A Guardian security system is available for reactivation, and select furnishings are negotiable. So many of the major updates have already been completed, allowing you to move in and enjoy with confidence!

809 Seminole Sky Drive, Ruskin

4 Beds ⋅ 3 Baths ⋅ A4701610 MLS

Virtually Staged. Spacious, beautifully maintained, and designed with both comfort and functionality in mind, this impressive 4-bedroom, 3-bath home offers 2,738 square feet of versatile living space in the desirable Shell Cove community. Overlooking a peaceful pond, the property combines generous indoor living areas with scenic outdoor views, making it an ideal place to entertain, relax, or accommodate a growing family. A welcoming foyer opens to a private den or home office before leading into the heart of the home. The well-appointed kitchen features granite countertops, a large center island, abundant cabinetry, and a walk-in pantry, all overlooking the bright and spacious great room filled with natural light. Sliding glass doors off the dining area lead to the covered, screened lanai where you can enjoy morning coffee, evening sunsets, or weekend cookouts while taking in tranquil pond views. The oversized backyard also provides ample space to add a future pool. The thoughtfully designed floor plan includes a first-floor bedroom and full bath, perfect for guests or multigenerational living. Upstairs, a spacious bonus room offers flexible living space, while an additional bedroom and full bath create a comfortable private retreat for family or visitors. A custom barn door provides added privacy between the primary suite and bonus room. The expansive primary suite offers a bright, relaxing retreat with an ensuite bath featuring dual granite vanities, a soaking garden tub, a custom glass walk-in shower, and two generous walk-in closets. Storage is exceptional throughout the second floor, including a walk-in closet in one of the secondary bedrooms and three additional hallway closets, providing plenty of room to stay organized. This meticulously maintained home also includes a whole-house water softener installed approximately three years ago, a security system, and major components that offer added peace of mind, including a roof and water heater that are both approximately four years old. Residents of Shell Cove enjoy outstanding community amenities including a resort-style pool, clubhouse, playground, and dog park. Conveniently located near US-41 and I-75, you'll have easy access to Tampa, St. Petersburg, Bradenton, shopping, restaurants, marinas, parks, nature preserves, and the beautiful Gulf Coast beaches. Move-in ready and loaded with space, storage, and modern conveniences, this exceptional home is ready for its next owners. Schedule your private showing today!

1167 Ocean Spray Drive, Ruskin

3 Beds ⋅ 3 Baths ⋅ TB8533780 MLS

3422 W Shell Point Rd, Ruskin, FL 33570 Imagine ending each day with spectacular sunsets over Tampa Bay, watching dolphins and manatees swim past your dock, and deciding on a whim to take the boat out for dinner or a sunset cruise. This beautifully updated waterfront home in Shell Point offers 91 feet of deep-water frontage, no fixed bridges, and direct sailboat access to Tampa Bay and the Gulf of Mexico. Here, the water is more than a view. It's your everyday lifestyle. Completely updated in 2026, this 3-bedroom, 3-bath residence offers approximately 3,100 square feet with soaring cathedral ceilings, ceramic tile flooring throughout, and a fresh Sherwin Williams Agreeable Gray interior accented by Extra White trim. The open floor plan features an impressive 28x26 living room with a circulating wood-burning fireplace and a spacious 26x18 family room. Large windows fill the home with natural light while showcasing beautiful water views. The oversized gourmet kitchen is designed for entertaining with a large center island, solid wood cabinetry, stone countertops, and a full suite of 2024 appliances. The first-floor primary suite offers a walk-in closet and private bath with a stone vanity and skylight. Two additional bedrooms include custom closet systems and are served by two more full baths, including one with multiple shower heads. A generous laundry room and expansive paved driveway provide exceptional convenience with room for boats, RVs, trailers, and guest parking. Outdoor living is where this home truly shines. The covered 14x26 screened lanai creates the perfect place to enjoy morning coffee, afternoon shade, or evening gatherings while taking in colorful sunsets over the water. Beyond the lanai, a concrete seawall leads to the custom 2025 dock measuring approximately 25x20 with electric, water, and a 16,000-pound boat lift. Whether you're fishing, cruising Tampa Bay, visiting waterfront restaurants, or simply relaxing while dolphins, manatees, and coastal birds pass by, every day feels like a vacation. With no fixed bridges, open water is only minutes away. Additional improvements include a 2017 roof, 2024 HVAC system serviced in January 2026, 2024 water heater, Hurricane Proof Windows, hurricane shutters, vinyl fencing, and public water and sewer. Located in the waterfront community of Shell Point, this property offers the freedom that's becoming increasingly difficult to find: no HOA, no CDD fees, no rental minimums, and the ability to keep your boat, RV, trailers, and recreational vehicles on your own property. If you've been searching for the ultimate Florida boating lifestyle with incredible bay access, waterfront views, and unforgettable sunsets, this home is ready to deliver. ***** WHAT THE SELLERS LOVE ***** "We love stepping out onto the screened porch and watching the sunset over the water while dolphins and manatees regularly make an appearance. Having our boat waiting on the private 16,000-pound lift means we can be out on Tampa Bay within minutes with absolutely no fixed bridges. The 2026 updates and soaring ceilings give the home a bright, fresh feel, and having 91 feet of waterfront with no HOA or CDD restrictions gives us the freedom to truly enjoy the Florida lifestyle we always wanted."

3422 W Shell Point Road, Ruskin

Build your custom WATERFRONT home on this .29-acre homesite in Ruskin with no-bridge boating access to Tampa Bay. Offering approximately 110 feet of waterfront and an existing seawall, this property provides an excellent foundation for your dream home. Add a dock and boat lift to enjoy boating, fishing, kayaking, or simply relaxing on the water from your own backyard. Located on a quiet street with established waterfront homes and no homes directly across the street, you'll enjoy added privacy while remaining convenient to Tampa, St. Petersburg, Bradenton, shopping, dining, and everyday amenities. Whether you're planning your forever home or a seasonal retreat, this is a rare opportunity to create the waterfront lifestyle you've been looking for.

406 14th Street Sw, Ruskin

5 Beds ⋅ 3 Baths ⋅ TB8531816 MLS

$11,000 SELLER CONCESSION!! RARE FIND-NO FLOOD ZONE! ASSUMABLE LOAN WITH 2.8 INTEREST RATE! Situated on an expansive WATERFRONT lot, with new luxury vinyl plank flooring throughout, upgraded just 2 years ago, this home offers 5 bedrooms, 2.5 baths, a 3 car garage and the privacy of no rear neighbors with expansive pond views. Soaring ceilings, an abundance of natural light, and crown molding enhance the spacious, open-concept layout. The combined formal living room and dining room is ideal for entertaining, and the inviting family room for everyday living. The kitchen features plenty of cabinet space, recessed lighting, stainless steel appliances with complementary tile backsplash, and beautiful countertops with a center island that opens to the breakfast nook with bay window and family room. Step outside to the covered lanai where plenty of time will be spent soaking in the water views. Upstairs, the primary suite has two walk-in closets and a luxurious soaking tub perfectly positioned between both vanities overlooking the water. All secondary bedrooms are ample in size and share the remaining full bath. Additional upgrades include: whole-home surround sound. River Bend is a sought-after resort-style community with endless amenities including a heated resort-style pool, splash pad, fully equipped gym, 2 playgrounds, a dog park, basketball court, tennis courts, pickleball courts, catch and release ponds and more. Just minutes from I-75 and US-41, you have easy access to nearby shopping, dining, schools, and commuting into Tampa, St. Petersburg or around Tampa Bay.

632 Tanana Fall Drive, Ruskin

3 Beds ⋅ 3 Baths ⋅ TB8530814 MLS

2020 Custom Built Home on Prime 133’ Waterfront Lot with 17,000lb Boat Lift and 65’ Floating Dock on Deep Saltwater Canal with Gulf Access in the private enclave of South Shore Yacht Club! 3 Bedroom Plus Den, 3 Car-Garage, 2.5 Bathroom, Loft with 2nd Floor Balcony, Elevator, Designer Upgrades and More! Features and Upgrades Include: 17,000lb Dock with 30amp Power and Water, 65' Floating Dock, Elevator, Split Garage, GE Profile Appliance Suite with wall-mounted convection oven, cooktop, microwave/oven combo, and range hood, Custom 9'x7.5' Kitchen Island, Wood Laminate Flooring, Natural Lighting Throughout, 12' Ceilings, 8' Doors, covered lanai with a fully equipped outdoor kitchen, 2nd floor loft and balcony overlooking beautiful marina, community with Cable, Internet and Phone all included! Southshore Yacht Club is an exclusive, luxury residence, gated community just a few miles by boat on beautiful Tampa Bay to the Gulf of Mexico. Amenities include Resort Style Pool, Fitness Center, Clubhouse, Golf Cart Paths, Pickleball Court, 2 Restaurants, 2 Marinas, Beach Area and more! Enjoy the lifestyle of your dreams...beach, boating, fishing all nearby including Shell Key, Bunce's Pass, Egmont Key, Passage Key, John's Pass, Beer Can Island, Apollo Beach and more! Call Today for more details and your Private Tour!

3036 Christophers Watch Lane, Ruskin

5 Beds ⋅ 3 Baths ⋅ A4699930 MLS

Welcome to Sunset Haven. Tucked inside the gated Mira Lago community in Ruskin, this 2013-built 5-bedroom, 3-bath home delivers 3,232 square feet of easy Florida living at just $170 per square foot — a rare combination of space, quality, and value. Step through the front door and the volume ceilings and open layout immediately open the space up. Formal living and dining flow naturally into a gourmet kitchen with rich 42" espresso cabinets, granite counters, stainless appliances, a breakfast bar, and a built-in desk nook that actually works for everyday life. The split-bedroom plan is perfectly laid out for large families, giving everyone room to spread out while still keeping the household connected and private. The primary suite is the real retreat: a sitting area, dual walk-in closets, a garden soaking tub, a walk-in tiled shower, and dual granite vanities. It’s the kind of room you don’t mind disappearing into at the end of the day. Already paid for and working hard for you: • 40 solar panels that have dramatically cut the electric bills • Culligan whole-home water purification • Hybrid water heater • Zoned high-efficiency AC • Hurricane protection • In-wall pest control Out back, a fully fenced yard (dogs will love it), four 4×16 raised garden beds ready for planting, and a gate that opens straight to lake fishing. The real showstopper? Watching the fountain light up against the sunset from your own backyard. Mira Lago itself is the kind of neighborhood that feels like a small resort — gated entry, resort-style pool, playground, and a genuine sense of community. You’ll find a strong military presence here, with many active-duty and retired families from MacDill AFB (about 45 minutes) calling it home. Downtown Tampa is roughly 35 minutes away, and some of the best Gulf beaches in the country — Fort DeSoto, St. Pete Beach, Clearwater — are an easy drive. Solar and Culligan systems are fully paid off. No loans to assume. All information believed accurate; buyers are encouraged to verify independently.

408 19th Street Nw, Ruskin

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