Palm Harbor Homes with Waterfront

Palm Harbor Homes with Waterfront

Welcome to Palm Harbor, a charming city located in Pinellas County, Florida. Known for its stunning waterfront properties, Palm Harbor offers a unique blend of natural beauty and modern amenities.

Imagine waking up to the gentle sound of waves lapping against the shore, with panoramic views of the sparkling waters right from your window. Homes with waterfront access are highly sought after in Palm Harbor, offering residents the opportunity to enjoy waterfront living at its finest. Whether you prefer a cozy beachfront cottage or a luxurious waterfront estate, Palm Harbor has a diverse range of waterfront properties to suit every taste and lifestyle.

In addition to its picturesque waterfront homes, Palm Harbor boasts a vibrant community with top-rated schools, shopping centers, restaurants, and recreational activities. Residents can enjoy outdoor adventures such as boating, fishing, and kayaking, or simply relax on the sandy beaches and soak in the breathtaking sunsets.

With its convenient location near Tampa and Clearwater, Palm Harbor offers the perfect balance of tranquility and urban convenience. Whether you are looking for a peaceful retreat or a lively waterfront community, Palm Harbor has something for everyone. Come and discover the beauty and charm of Palm Harbor – where waterfront living meets modern luxury.

Newest Palm Harbor Homes with Waterfront

$1,100,000
4 Beds ⋅ 3 Baths ⋅ TB8535123 MLS
Welcome to refined Florida living in Grand Cypress, a gated community with private resident boat access to Lake Tarpon. Set amid lush green space, mature trees and shimmering lake views, this exceptional residence offers four bedrooms, three full bathrooms, an additional flex room and nearly 3,100 square feet of living space. A heated screened pool with brick-paver decking, three-car garage and Mediterranean tile roof complete the setting. The exterior was painted and the bulkhead redone in 2026. For added peace of mind, a 22 kW Generac whole-home generator was installed in 2025 and connected to the gas line with two 200-amp automatic transfer switches. An eagle’s nest is visible from the backyard. Throughout the seller’s ownership, eagles have returned to the nest and raised their young, offering a rare opportunity to observe them against the backdrop of Lake Tarpon and the surrounding preserve. Double leaded-glass entry doors open to an impressive foyer and gallery-style hallway with high ceilings, eight-foot doors, crown and picture-frame moldings and a neutral palette. Brazilian cherry wood flooring enriches the main living areas, while chiseled travertine is featured in the kitchen, secondary hallways, laundry room and bathrooms. The well-planned layout provides generous gathering spaces while keeping the bedroom wings comfortably separated. The formal dining room, great room, kitchen and casual dining area flow together in an open arrangement. Triple sliding doors frame the pool, green space and lake views while connecting the interior to the covered lanai. The kitchen features 42-inch wood cabinetry, undercabinet lighting, granite countertops, custom backsplash, five-burner gas cooktop, built-in oven and microwave, stainless steel appliances, custom range hood, center island, breakfast bar and full pantry. The private owner’s suite offers direct pool access and serene Lake Tarpon views. Its spa-like bathroom includes dual vanities, soaking tub, walk-in shower and private water closet. Two walk-in closets plus an additional California Closets system provide exceptional wardrobe storage. Near the entrance, a separate wing includes a full guest bathroom and the flex room, currently used as a jewelry design studio and equally suited for an office, creative or exercise studio, bonus room or guest accommodations. Two additional bedrooms and another full bathroom occupy a separate wing. The oversized laundry room includes a utility sink and abundant storage with access to the three-car garage. Tall garage ceilings provide vertical storage plus room for an extra refrigerator. Additional features include impact-resistant, energy-efficient windows and doors, plantation shutters, tray ceilings, upgraded trim, a central vacuum system with floor sweeps, tankless water heater, landscape irrigation and plumbing for a future poolside kitchen and outdoor shower. The heated screened pool, covered lanai and brick-paver deck create a private setting for dining, entertaining or enjoying the lake breeze. Residents enjoy a community boat ramp and dock with direct access to Lake Tarpon, Pinellas County’s largest freshwater lake, offering more than 2,500 acres for boating, fishing and recreation. Grand Cypress is near Innisbrook Golf Resort, Downtown Palm Harbor, Gulf beaches, shopping, dining and the historic Tarpon Springs Sponge Docks, with convenient access to Tampa International Airport. Schedule your private showing today.

2622 Grand Lakeside Drive, Palm Harbor
$153,000
2 Beds ⋅ 2 Baths ⋅ TB8538533 MLS ⋅ 455 BLDG.
Welcome to Harbor Club! This beautifully updated 2-bedroom, 2-bath condo features a desirable split floor plan and a peaceful third-floor location overlooking a beautiful pond, with no neighbors above. The spacious interior offers a comfortable layout, while the roof was replaced by the association in 2021, providing peace of mind with this major improvement already completed. Enjoy an unbeatable location just minutes from Honeymoon Island, Downtown Dunedin, and charming Ozona, where you can enjoy waterfront dining, live music, boutique shopping, and breathtaking sunsets. The Pinellas Trail is right outside the community, making biking and exploring the area easy and enjoyable. Harbor Club offers fantastic amenities, including two swimming pools, tennis courts, and a clubhouse. The Jolly Trolley is conveniently nearby, providing easy access to Clearwater Beach and beyond. Zoned for highly desirable Ozona Elementary, Palm Harbor Middle, and Palm Harbor University High School. Whether you're looking for a primary residence, seasonal retreat, or investment property, this condo offers an ideal Florida lifestyle in a highly sought-after location!

455 Alt 19 S Unit 202, Palm Harbor
$790,000
4 Beds ⋅ 4 Baths ⋅ TB8538140 MLS
WELCOME TO YOUR ULTIMATE LAKE TARPON RETREAT! Tucked away on a quarter-acre lot in desirable Lake Tarpon Estates, this exceptional 3,354-square-foot heated pool home offers the perfect combination of spacious living, privacy, and waterfront lifestyle. With approximately 100 feet of freshwater canal frontage, direct access to Lake Tarpon, and a covered 10,000-pound boat lift, you can be out on the open lake in minutes. The flexible split-bedroom floor plan features a private first-floor in-law suite with its own bedroom, full bathroom, kitchen area, and private entrance—ideal for guests, extended family, multigenerational living, or a private retreat. Upstairs, you'll find two additional bedrooms, an updated full bathroom, a second living area, and a screened balcony with stairs leading directly to the pool. Outdoor living is exceptional, with more than 1,900 square feet of screened outdoor living space surrounding the heated pool and overlooking the peaceful waterfront. Whether you're entertaining, relaxing poolside, enjoying morning coffee, or watching spectacular Florida sunsets, this home was designed to embrace the waterfront lifestyle. The covered boat lift accommodates a boat up to approximately 28 feet and 10,000 pounds, providing convenient access to Lake Tarpon for boating, fishing, and water recreation. Recent updates provide added peace of mind, including a roof approximately 4 years old, new flooring, updated bathrooms, Jacuzzi tub, new water heater, new washing machine, new garage door opener, and recently serviced dual central A/C systems. Best of all, there is NO HOA! Bring your boat, RV, and water toys and start enjoying the Palm Harbor waterfront lifestyle today.

3131 N Canal Drive, Palm Harbor
$197,500
1 Beds ⋅ 1 Baths ⋅ TB8537107 MLS ⋅ Baywood On The Gulf Condo BLDG.
Waterfront Living with Private Dock & Direct Gulf Access in Palm Harbor! Enjoy the best of Florida’s waterfront lifestyle in this beautifully renovated 1-bedroom, 1-bath, villa-style condo with a private dock and direct access to the Gulf of Mexico. Positioned on a scenic lagoon connected to a saltwater canal leading to the Gulf, this property offers an exceptional opportunity to enjoy boating, fishing, and waterfront living right outside your door. The waterway provides access to the Gulf with one fixed bridge along the route, accommodating center-console and pontoon boats with drop-down tops. Cast a line right from your private dock, where Snook, Redfish, and Blue Crab have been caught, or simply relax and enjoy the ever-changing water views. Dolphins and manatees can often be spotted from the dock, adding to the appeal of this peaceful waterfront setting. Inside, the condo has been thoughtfully renovated with fresh, contemporary finishes. The updated kitchen features new cabinetry, appliances, countertops, and a beautiful backsplash, while the renovated bathroom adds to the home's move-in-ready appeal. Sliding glass doors provide wonderful lagoon views and bring the waterfront setting into the living space. An in-unit stackable washer and dryer adds everyday convenience. Major improvements include a new HVAC system (2022), new dock (2021), new roof (2025), and new impact-rated exterior door (2025). The low monthly condo fee includes water, sewer, basic cable, trash, and insurance. Conveniently located near the Pinellas Trail, with easy access to downtown Palm Harbor, the Tarpon Springs Sponge Docks, restaurants, shopping, parks, and area beaches. No rentals are permitted. If you've been looking for a low-maintenance waterfront home with a private dock, Gulf access, and substantial recent improvements, this Palm Harbor condo is for you.

599 Westwinds Drive Unit 9, Palm Harbor
$749,900
3 Beds ⋅ 4 Baths ⋅ TB8535022 MLS
LAKE TARPON - right out your back door!! A 2,500 acre, fresh water lake known for excellent bass fishing, boating, water skiing. Moor your boat at your backyard deck/dock in a protected canal & enjoy all the lake benefits & fun! This peaceful, residential setting provides a perfect backdrop for your own 'resort' oasis. Float around in the solar heated pool, relax & unwind in the hot tub, watch movies from multiple pool lounge/seating areas, enjoy drinks & food at the poolside dining tables or star gaze amidst soft, perimeter pool lighting. The 'heart' of this home is the open concept 'gallery'. At one end, a wood burning fireplace quietly glows, then seamlessly intertwines with the dining area & wet bar, finally transitioning into a culinary delight! Chef's kitchen includes extensive wood cabinetry, matching quartz counters & backsplash, bar seating, coffee/side bar, double ovens, butler's pantry. The tranquil environment continues in the 'primary' suite with fireplace, dual walk in closets, double office desk area & screened balcony; primary bath includes double sinks, shower, oval soaking tub. Bedrooms 2 & 3 each have their own private bath. Inside utility room equipped with work sink, washer & dryer hook-ups, full pool bath. Freshly painted, pendant lighting, security system, outside window sun shutters & 2 car garage complete the package. Style, functionality & waterfront! Love where you live!!

93 S Canal Drive, Palm Harbor
$279,000
1 Beds ⋅ 1 Baths ⋅ TB8535389 MLS ⋅ Baywood On The Gulf BLDG.
WATERFRONT + PRIVATE DOCK + DIRECT GULF ACCESS! This charming Palm Harbor villa-style condo is truly one of a kind! The unit has been BEAUTIFULLY RENOVATED from top to bottom featuring a CUSTOM KITCHEN with built-in cabinets, solid surface countertops, gorgeous tile backsplash, new stainless steel appliances and HUGE KITCHEN ISLAND with ample seating! Also in the kitchen is a dedicated bar area with high-end icemaker and workstation desk. NEW plumbing, HVAC, duct work, water heater, impact door, electrical rewiring, exterior and interior painting, NEW LVP flooring throughout - all permitted work. The newly configured floorplan adds a BONUS ROOM that would be great for guests, a nursery or office. Situated on a saltwater canal leading to the Gulf, your private dock puts boating, fishing, kayaking and manatee watching outside your door. Ideally located near the Pinellas Trail, Tarpon Sponge Docks, Innisbrook, Fred Howard Park, Honeymoon Island, Sunset Beach and local restaurants and shopping. MUST SEE! The monthly fee includes water, trash, sewer, internet, cable TV, pest control, lawn maintenance, insurance, exterior maintenance and grounds care! This is the perfect starter home, retirement home or second home for winter travelers. No leasing is permitted at this time. Pets are allowed, 2 max under 40 lbs.

609 Westwinds Drive Unit 4, Palm Harbor
$770,000
4 Beds ⋅ 3 Baths ⋅ TB8535642 MLS
Welcome to your own private waterfront retreat in the highly desirable Tarpon Woods community. Situated on a rare 0.73-acre pond-front homesite, this beautifully maintained pool home offers the perfect combination of space, privacy, and classic Florida charm. From the moment you arrive, you'll appreciate the mature landscaping, landscape lighting, impressive curb appeal, and peaceful setting. Inside, soaring ceilings, abundant natural light, and a spacious floor plan create an inviting atmosphere designed for both everyday living and entertaining. The spacious family room opens seamlessly to an expansive screened lanai overlooking the sparkling pool and tranquil pond. Whether you're enjoying your morning coffee, hosting family and friends, or simply relaxing while taking in the water views, this outdoor living space is truly the highlight of the home. An outdoor shower with hot and cold water provides added convenience after a swim or a day spent enjoying the Florida lifestyle. The thoughtfully designed four-bedroom floor plan offers spacious living and dining areas, a large kitchen with abundant cabinetry, and the flexibility to use one of the bedrooms as a dedicated home office or guest retreat. The spacious kitchen offers generous workspace and overlooks the family room and outdoor living area, making it ideal for everyday living and entertaining. An oversized interior laundry room with additional workspace and storage adds to the home's functionality. Lovingly maintained over the years, this home offers a wonderful opportunity for its next owner to personalize it to their own style. The split bedroom floor plan, generous room sizes, and soaring ceilings provide an exceptional foundation that's becoming increasingly difficult to find in today's newer homes. Additional features include lightning rods installed on the home for added protection and peace of mind. Conveniently located near golf, shopping, dining, parks, top-rated schools, and just a short drive to some of Florida's most beautiful Gulf beaches, this is a rare opportunity to own a waterfront property on nearly three quarters of an acre in one of Palm Harbor's most established neighborhoods. Homes offering nearly three quarters of an acre, a private pool, tranquil pond views, and spacious single story living are becoming increasingly difficult to find in Palm Harbor. Don't miss your chance to make this exceptional property your next home.

2364 Violet Pl, Palm Harbor
$625,000
4 Beds ⋅ 2 Baths ⋅ A4701857 MLS
Pool, Spa & Pond Views in the Heart of Palm Harbor! This beautifully updated 4-bedroom, 2-bath home situated on an oversized cul-de-sac lot. Step inside to vaulted ceilings, new flooring, and an open floor plan that flows into a fully renovated kitchen featuring quartz countertops, an oversized island, and modern finishes. The split-bedroom layout offers privacy for the primary suite, while the backyard is designed for year-round enjoyment with a heated and cooled saltwater pool and spa, fire pit, and peaceful pond views. Major updates include a new roof (2021), fully paid-off solar panels (2021), and extensive updates throughout. No flood insurance or HOA! Conveniently located near shopping, restaurants, top-rated hospitals, Tampa International Airport, and everything Palm Harbor has to offer.

3775 Springhill Circle, Palm Harbor
$539,000
3 Beds ⋅ 2 Baths ⋅ W7888142 MLS
PRICE DROP!!!Welcome home to this beautifully updated 3-bedroom, 2-bath pool home on a tranquil pond in the heart of Palm Harbor. Recently upgraded with solar panels, this move-in-ready residence offers lower maintenance costs along with the comfort, style, and easy Florida living today's buyers want. Inside, an open, light-filled floor plan flows effortlessly from the spacious kitchen into the living and dining areas, perfect for everyday living and entertaining alike. The primary suite is a true retreat, featuring an updated en-suite bath with a luxurious steam shower, while two additional bedrooms offer flexibility for family, guests, or a home office. Step outside to your private backyard oasis, where a sparkling pool overlooks serene pond views, ideal for quiet mornings, golden sunsets, and weekend gatherings. The screened lanai extends your living space year-round, letting you enjoy Florida's sunshine in comfort. Ideally located near top-rated schools, parks, golf courses, shopping, dining, and the Gulf's beautiful beaches, with easy access to major commuter routes, this Palm Harbor gem delivers the lifestyle you've been searching for. Recent updates include a new roof (2026), flat roof replacement (2021), HVAC (2017), solar (2024), and a pool and screen cage in place since 2001. Don't miss your chance to own this exceptional waterfront home!

2460 Beacon Groves Boulevard, Palm Harbor
$979,000
3 Beds ⋅ 2 Baths ⋅ TB8532198 MLS
Virtually Staged. Ozona Waterfront Stunner – Golf Cart Lifestyle! Experience the ultimate turnkey waterfront lifestyle in the golf-cart-legal community of coveted Ozona. This exceptional residence features over $200,000 in recent high-end upgrades, offering a private resort-style sanctuary. Launch your boat directly from your private dock, complete with newer composite wood decking and a brand-new seawall, providing a direct gateway to Honeymoon Island, Caladesi Island, and Clearwater Beach. Exquisite Interior & Upgrades... Inside, an open floor plan seamlessly merges living, dining, and kitchen areas with breathtaking water views. The chef’s kitchen serves as the heart of the home, boasting a custom quartz island, premium stainless steel appliances, and a designer backsplash. All bathrooms feature recent modern renovations, and a custom addition expands the laundry, fitness room, and garage storage. Enjoy total peace of mind with full hurricane-impact windows, a hurricane-rated garage door, and a recent roof and AC system. Resort-Style Outdoor Oasis... The backyard is a private paradise where dolphins and manatees frequently visit. Relax by the heated pool and integrated waterfall spa, surrounded by an expansive marble-tiled deck. The pool features a brand-new, state-of-the-art Low-Chlo purification system that provides crystal-clear water with drinking-water chlorine levels. A 300-square-foot lanai with premium fine-mesh clarity screening and custom powered exterior awnings ensures comfortable year-round outdoor living. The Unmatched Ozona Vibe.. Live like a local in Tampa Bay's favorite golf-cart community. Cruise effortlessly from your driveway to multiple marinas, popular local eateries, craft breweries, the Pinellas Trail, and the top-rated local elementary school. With a nearby bridge being raised to accommodate larger vessels, your boating access is better than ever. Don't miss this rare blend of luxury, waterfront convenience, and golf-cart-casual charm!

223 Pinecrest Drive, Palm Harbor
$745,000
3 Beds ⋅ 2 Baths ⋅ TB8527358 MLS
Experience the ultimate Florida waterfront lifestyle in this beautifully renovated coastal retreat, perfectly situated on an oversized pie-shaped lot at the end of a quiet private cul-de-sac. Boasting more than 155 feet of waterfront, this exceptional property offers direct Gulf access and is a dream come true for boaters, anglers, and anyone who loves life on the water. Step outside to your private backyard paradise featuring a brand-new oversized composite dock complete with a 15,000lb boat lift, making it effortless to launch your next adventure. A new seawall cap provides added peace of mind, while the expansive waterfront offers plenty of room to relax, entertain, and soak in the coastal scenery. Inside, this home has been completely transformed with quality updates throughout. Major improvements include new roof (2022), new HVAC system and ductwork (2023), double-pane PVC windows and sliding glass doors, luxury vinyl plank flooring throughout, fresh interior paint, a newer paver driveway, a stunning new kitchen, and beautifully updated bathroom vanities. Don't let the front fool you, this home is remarkably spacious inside. The bright, open floor plan is filled with natural light thanks to walls of sliding glass doors that seamlessly connect the living area to the expansive wraparound screened porch, creating the perfect space for year-round indoor-outdoor entertaining. The thoughtfully designed split-bedroom layout provides privacy for family and guests. The oversized primary bedroom serves as a peaceful retreat, featuring a custom walk-in closet and a beautifully appointed en-suite bath with dual vanities. The heart of the home is the open-concept kitchen, complete with granite countertops, a center island, abundant cabinetry, and a layout designed for gathering with family and friends. Location is everything, and this home truly has it all. Enjoy direct Gulf access for boating, fishing and diving enthusiasts. You're also less than an hour from two major airports, making travel convenient for full-time residents and seasonal homeowners alike. Surrounded by some of Pinellas County's most desirable destinations, you'll be just minutes from the historic Tarpon Springs Sponge Docks, vibrant downtown Dunedin, Palm Harbor, Ozona, Crystal Beach, Honeymoon Island, Caladesi Island, and countless waterfront restaurants, parks, beaches, and shopping destinations. Every nearby community offers its own unique charm and coastal character. The neighborhood enhances the lifestyle even further with a private community boat ramp and direct access to the Pinellas Trail, perfect for biking, walking, and enjoying Florida's beautiful outdoors. Whether you're searching for a full-time waterfront residence, a seasonal escape, or the perfect place to enjoy boating and coastal living, this exceptional property delivers it all. Florida waterfront living truly doesn't get any better than this. Boat and trailer may be available for purchase separately and can be negotiated as part of the sale.

318 Circle Drive, Palm Harbor
$849,900
4 Beds ⋅ 4 Baths ⋅ TB8530629 MLS
Direct Lake Tarpon Access + Private Dock! Your Lake Tarpon lifestyle awaits! Wake up every morning surrounded by peaceful water views in this exceptional end-of-canal waterfront home offering direct access to one of Pinellas County’s most sought-after lakes. With your own private dock and boat lift just steps from your backyard, boating, fishing, paddleboarding, and sunset cruises become part of everyday life. Set on a generous lot with beautiful water views, this move-in ready home offers 3,172 square feet of living space, 4 bedrooms, 3.5 bathrooms, and plenty of room to relax and entertain. The thoughtfully designed layout provides the perfect balance of comfort, functionality, and Florida living — whether you’re hosting family and friends or enjoying a quiet evening watching the sunset over Lake Tarpon. Imagine starting your day with coffee by the water, spending afternoons on the lake, and ending your evenings with breathtaking sunsets from your own private retreat. With direct lake access, a private dock, boat lift, and a spacious home with room to grow, this is a rare opportunity to enjoy the best of the Florida waterfront lifestyle. Bring your boat, bring your family, and start living the Lake Tarpon dream — there is nothing left to do but move in and enjoy

176 Maple Avenue, Palm Harbor
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