Palatka Homes for Sale

Palatka Homes for Sale

Palatka, located in Putnam County, Florida, is a charming city that offers a tranquil and idyllic lifestyle. With its rich history, natural beauty, and affordable housing options, Palatka has become a popular destination for homebuyers seeking a peaceful retreat.

In Palatka, you'll find a wide range of homes for sale that cater to different preferences and budgets. Whether you're looking for a cozy single-family home or a spacious waterfront property, Palatka has it all. The city boasts a diverse real estate market, with options ranging from historic Victorian homes to modern, newly constructed properties.

One of the major advantages of buying a home in Palatka is its affordability. Compared to larger cities in Florida, Palatka offers more affordable housing options without compromising on quality. You can find a beautiful home that meets your needs without breaking the bank.

Aside from its affordable homes, Palatka also offers a variety of amenities and recreational opportunities. The city is surrounded by breathtaking natural landscapes, including the St. Johns River and numerous state parks, which provide outdoor enthusiasts with ample opportunities for fishing, boating, hiking, and wildlife watching.

In addition to its natural beauty, Palatka boasts a vibrant downtown area with charming shops, restaurants, and cultural attractions. The city's rich history is evident in its well-preserved historic district, which features beautiful architecture and landmarks.

If you're looking for a peaceful and affordable place to call home, Palatka is definitely worth considering. With its affordable homes, natural beauty, and small-town charm, Palatka offers a high quality of life that is hard to find elsewhere.

Newest Palatka Homes for Sale

$314,000
4 Beds ⋅ 2 Baths ⋅ GC542475 MLS
Virtually Staged. Opportunity, acreage, and endless potential come together at 101 Allen Drive! Situated on three peaceful acres, this spacious 4-bedroom, 2-bath concrete block home offers plenty of room to make it your own. Approximately two acres are fenced, while the open rear portion of the property features a creek, creating a peaceful natural backdrop. A large barn with an interior workshop provides exceptional space for equipment, storage, hobbies, or projects. An attached three-car carport adds even more functionality to this unique property. The property is also equipped with owned solar panels, offering an energy-efficient upgrade and the potential for long-term utility savings. Lovingly held within the same family for generations, this property is ready for its next chapter. Whether you’re looking for room to spread out, space for recreational equipment, or the opportunity to personalize a home on beautiful acreage, this property offers endless possibilities. Bring your vision and discover everything 101 Allen Drive has waiting for you!

101 Allen Drive, Palatka
$329,000
3 Beds ⋅ 2 Baths ⋅ GC542497 MLS
Virtually Staged. Attention HORSE LOVERS! Bring your horses and enjoy the space and possibilities of this 1.79-acre property in Palatka! This 3-bedroom, 2-bath home features a traditional floor plan with defined living spaces, a dedicated laundry room, and NEW engineered wood flooring throughout the bedrooms and main living areas. Step outside and you’ll find a property designed with animals and country living in mind. The spacious, open pasture offers plenty of room for horses to graze, roam and enjoy the outdoors, with established fencing surrounding the pasture. Additional NEW chain-link fencing provides a separate, secure area that’s convenient for pets and everyday use. A five-stall barn adds tremendous value for horse owners and includes a dedicated tack/feed room for storing saddles, equipment, feed and supplies. Imagine being able to look outside your door each morning and see your horses and other farm animals grazing in your own pasture. Whether you’re searching for a place to keep your horses at home, create a small hobby farm, or simply want the privacy and freedom that come with acreage, this property offers a combination that’s increasingly difficult to find. Enjoy a relaxed country lifestyle while still being conveniently located near the shopping, dining and everyday amenities of Palatka. Schedule your showing and discover ultimate country living! Buyer to verify all measurements, property information and school zones.

121 Geck Road, Palatka
$210,000
2 Beds ⋅ 3 Baths ⋅ GC542336 MLS
Currently operating as a church, this 2,232 sq. ft. building is zoned Agricultural, which includes single-family residential, child & adult day care, a group home having 7 or more residents, religious facility, and more. (See list under Documents.) This offering is located on a .92 of an acre lot w/ample room for off-street parking to include RVs. A new metal roof was installed in 2025. It comes partially furnished (see list under Documents), has a full kitchen w/appliances, 3 bathrooms, a sanctuary, fellowship hall, and what could be two bedrooms or classrooms. As a church, it can accommodate 100+/- parishioners. The building has central heat and air plus 2 window A/C units. This is the same listing as in commercial

101 Sesame Street, Palatka
$109,900
2 Beds ⋅ 1 Baths ⋅ V4950537 MLS
Escape to a peaceful, rural living at this 2-bedroom, 1-bath, private Palatka home set on a spacious lot with Solar Panels, large yard perfect for gardening and outdoor entertaining. This inviting residence offers a comfortable layout ready for your personal touches. Bring your style and vision to update the interiors and create a home that truly reflects you whether that’s a modern farmhouse kitchen, cozy reading nook, or custom finishes throughout, making it the perfect canvas for your dream home or investment project. Enjoy the quiet seclusion of country living while still being just minutes from town conveniences. Property Sold "As Is"

109 Hanpard Lane, Palatka
$250,000
2 Beds ⋅ 1 Baths ⋅ C7528724 MLS
Coming Soon – 2 bedrooms, 1.5 bathrooms, and 1,104 square feet of living space. The attached 1-car garage provides added convenience and extra storage, while the spacious fenced backyard offers endless possibilities for entertaining, gardening, pets, or simply relaxing in your own private outdoor oasis. Located in a quiet neighborhood with easy access to local shopping, dining, schools, parks, and the beautiful St. Johns River, this home combines small-town charm with everyday convenience. Coming Soon! Stay tuned for additional details, professional photos, and showing availability. This opportunity won't last long!

108 Ashley Drive, Palatka
$497,000
3 Beds ⋅ 3 Baths ⋅ GC541743 MLS
Waterfront Pool Home with Direct Access to the St. Johns River -Dive into the Florida waterfront lifestyle you've always dreamed of! This handicap-accessible concrete block home offers 2,400 square feet of comfortable living space on a beautiful canal with direct access to the St. Johns River, Crescent Lake, Dunns Creek, and beyond. Featuring 3 BR and 2.5 BA, this high-and-dry residence welcomes you with a spacious great room, soaring vaulted ceilings, & a cozy wood-burning fireplace. The oversized kitchen is designed for both everyday living & entertaining, offering LG appliances, a breakfast bar, country sink, pantry, abundant cabinetry, & generous counter space. The primary suite provides a peaceful retreat with a large walk-in closet & an accessible en-suite bath featuring dual vanities & a walk-in shower. 2 additional bedrooms share a full bath, providing plenty of room for family & guests. Step outside & enjoy your private pool, four-car carport, and storage shed/workshop. Come see it now!!

134 Bowfin Drive, Palatka
$174,900
4 Beds ⋅ 1 Baths ⋅ FC319603 MLS
Welcome to Elm Avenue, this 4 bedroom single family home was just recently updated and renovated for the next owner. Built to last with concrete block and brick construction, this home also sits on a large .27 acre high and dry lot with plenty of room for decks or water features. There are upgrades galore, from roof to floors. Some of the recent notable updates include; architectural shingle roof replaced, new well equipment, low-e windows added, new water heater, new AC, fresh paint inside and out, LVP floors added throughout, kitchen and bath remodeled. The location is ideal, just a short drive to St. Johns Ave. for all your riverside dining and shopping, or spend a day at Ravine Gardens State Park. Enjoy area parks, boat ramps, and laid-back North Florida living in Putnam County or head to St.Augustine for day at the beach. Schedule your showing today!

111 Elm Avenue, Palatka
$99,999
3 Beds ⋅ 1 Baths ⋅ OM726849 MLS
Opportunity awaits with this affordable 3-bedroom, 1-bath home situated on nearly a quarter-acre lot in Palatka. Whether you're searching for your first home, a rental property, or your next investment project, this property offers plenty of potential and value. Built in 1948, this 768-square-foot home features a brand-new roof installed in January 2026, providing a major update for the next owner. The fully fenced yard offers space for pets, gardening, or outdoor activities, while the detached shed provides additional storage for tools and equipment. Conveniently located near St. Johns River State College, HCA Florida Putnam Hospital, Putnam County Fairgrounds, Putnam County Airport, shopping, dining, and other local amenities, you'll appreciate the convenience of being close to work, school, healthcare, shopping, and entertainment. Affordable opportunities like this are becoming harder to find. With a new roof already in place and plenty of potential to add value, this property is ideal for investors, first-time buyers, or anyone looking for an affordable home with room to make it their own. With key improvements already completed and room to add your personal touches, this home is ready for its next chapter.

306 Florida Drive, Palatka
$175,000
3 Beds ⋅ 2 Baths ⋅ FC319479 MLS
Concrete block stucco home at 212 Mimosa Drive in Palatka, offering 3 bedrooms, 1.5 bathrooms, and no HOA. The open floor plan connects the main living spaces, while the kitchen features stainless steel appliances. A large laundry room adds everyday convenience, and recent upgrades include a new water heater and new energy-efficient windows throughout. Step outside to a spacious screened-in back porch, ideal for entertaining, overlooking a fully fenced backyard with a storage shed included for extra space. With no HOA restrictions, this Palatka home is ready for its next owner.

212 Mimosa Drive, Palatka
$379,900
3 Beds ⋅ 2 Baths ⋅ FC319284 MLS
Welcome to your very own private retreat! Nestled on 1.32 acres, this beautifully renovated 3-bedroom, 2-bath two-story home offers the perfect blend of modern updates, outdoor living, and room to spread out. Step inside to an expansive open living area ideal for entertaining family and friends, with tasteful renovations throughout that make this home truly move-in ready. Outside is where this property really shines! Enjoy endless summer days in the premium above-ground pool, relax on the spacious 12x30 screened porch, unwind under the gazebo, or host gatherings on the oversized 12.5x30 concrete patio. The fully fenced backyard provides privacy and space for family, pets, and all your outdoor toys. Need extra storage? Two storage buildings and a Quonset for equipment, hobbies, or a workshop. Located just minutes from shopping, dining, and the conveniences of town, yet tucked away from the hustle and bustle, this rare turnkey property demonstrates the peaceful lifestyle you've been looking for. Homes with acreage, upgrades, and outdoor amenities like this don't come along often—schedule your showing today before it's gone

121 Daren Drive, Palatka
$259,000
3 Beds ⋅ 2 Baths ⋅ O6414751 MLS
Virtually Staged. Beautifully updated 3BR/2BA home situated on a 1/4-acre cul-de-sac lot close to shopping, dining, schools, and major commuter routes. This move-in ready home features an open floor plan with abundant natural light from skylights, a spacious living area, and sliding glass doors leading to a large screened porch. The primary suite offers a walk-in closet, while the privacy-fenced backyard provides plenty of space for outdoor enjoyment. Recent improvements include a new AC system and ductwork, fresh interior and exterior paint, and new stainless steel appliances. The home also features a durable metal roof, a 2-car garage, and city water and sewer. A great opportunity to own an updated home in a convenient location. Repairs have already been started following the recent home inspection, giving buyers added confidence and peace of mind. This home is actively being improved, making it an even better opportunity for its next owner.

6109 W 1st Manor, Palatka
$499,900
2 Beds ⋅ 2 Baths ⋅ FC319102 MLS
A Rare Opportunity to Own a Piece of Florida History Step back in time while enjoying the comforts of today in the remarkable Seavers House, a beautifully restored historic residence dating back to 1871. Nestled within Palatka's celebrated South Historic District, this architectural treasure represents a bygone era of elegance, craftsmanship, and Southern hospitality. Positioned on a prominent corner lot just moments from the St. Johns River, this stunning property offers a rare combination of historical significance, residential comfort, and commercial flexibility. Originally constructed during Florida's steamboat and railroad boom, the home has been lovingly restored to showcase its timeless character while accommodating modern living. Inside, visitors are greeted by soaring ceilings, original architectural details, rich wood flooring, and the kind of craftsmanship that simply cannot be replicated today. Every room tells a story, preserving the charm and grace of nineteenth-century Florida while creating an inviting atmosphere for family, guests, or visitors. The home's location within Palatka's historic district places it among some of Northeast Florida's most treasured Victorian and period residences, where tree-lined streets and grand historic homes evoke the elegance of another age. Whether envisioned as an extraordinary private residence, boutique bed-and-breakfast, vacation rental, professional office, event venue, or mixed-use investment, the property's zoning flexibility opens the door to countless possibilities. Imagine mornings on the porch with river breezes drifting through the neighborhood, afternoons exploring Palatka's revitalized downtown, and evenings entertaining beneath the glow of a home that has witnessed more than 150 years of Florida history. Properties of this caliber rarely become available. More than a home, 220 South 4th Street is a living piece of Florida's heritage—carefully preserved, thoughtfully restored, and ready for its next steward. Historic. Elegant. Irreplaceable. Welcome to one of Palatka's most captivating historic residences.ALL FURNISHINGS ARE NEGOTIABLE! “Circa 1871 Seavers House | Magazine-Quality Restoration | Historic District Gem | Airbnb/ Commercial Residential Possibilities

220 S 4th Street, Palatka
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