Putnam Homes with Waterfront

Putnam Homes with Waterfront

Located in Palatka, Florida, Putnam County is a charming area that offers a variety of opportunities for residents and visitors alike. Situated in the northeastern part of the state, this county is known for its natural beauty and scenic landscapes. With its proximity to the St. Johns River and numerous lakes, Putnam County is a haven for those seeking homes with waterfront views.

Whether you're looking for a peaceful retreat or an active waterfront lifestyle, Putnam County has something to offer everyone. Imagine waking up to stunning sunrises over the water, enjoying a morning cup of coffee on your private dock, or spending your days boating, fishing, or simply relaxing by the water's edge. The homes with waterfront in Putnam County provide an idyllic setting for those who appreciate the beauty and tranquility of living near the water.

In addition to its natural attractions, Putnam County also boasts a rich history and a welcoming community. Palatka, the county seat, is home to historic buildings, charming downtown streets, and a vibrant arts scene. Residents can enjoy a variety of recreational activities, including hiking, biking, and exploring the numerous parks and nature preserves in the area.

If you're considering a move to Florida and dream of living in a home with waterfront access, Putnam County should be at the top of your list. With its picturesque landscapes, friendly community, and abundance of water activities, this county offers a truly unique and desirable lifestyle for those seeking a waterfront home.

Newest Putnam Homes with Waterfront

$449,500
3 Beds ⋅ 2 Baths ⋅ V4950621 MLS
Canal front home leading to St John's River. Head south towards Astor to Lake George. So many springs to explore. 1 lot from the river with boat house with 2 slips. One has a lift. Pontoon included with sale. Furnishings also included. Crescent City is know for bass fishing.. Perfect home for year round living, vacation home or Air BNB. Private road is a short distance to the Oaks Golf Club. This home offers 3 bedrooms, 2 baths, Florida room, inside laundry room and extra storage shed. Large patio with views of the river. Storm shutters Renegades RV park is right around the corner with a general store, Tiki dock and restaurant. Owner will consider financing with $100,000 down.

148 Hicks Avenue, Crescent City
$299,900
FC320608 MLS
RARE CRESCENT LAKEFRONT OPPORTUNITY — BUILD READY LOT! Opportunities like this don't come around often! This is one of only two currently available waterfront lots on Crescent Lake, offering amazing lake views and direct waterfront access for you to enjoy for years to come. This beautifully cleared and extensively improved lot is ready for your dream home. The property has been raised, with low areas filled and leveled, and a bulkhead has been installed along the entire length of the lot for added protection. A private well is already in place, and an existing power pole is ready for hookup, giving you a major head start on your future build. With so many valuable improvements already completed, you can focus on designing and building the home you've always envisioned while taking full advantage of the incredible waterfront setting. There is no mandatory HOA, but you have the option to join the community association and gain access to a public dock, giving you even more ways to enjoy the beautiful Crescent Lake lifestyle.

100 Sandra Lane, Crescent City
$200,000
GC542519 MLS
This is a rare opportunity to create the waterfront home you've always envisioned on approximately 1.98 acres just off the majestic St. Johns River. Partially cleared, this unique property offers the perfect balance of privacy and natural beauty. Create your own meandering path through protected wetlands that leads to approximately 103 feet of breathtaking waterfront, where panoramic water views and endless recreational possibilities await. Enjoy direct navigable access to the Atlantic Ocean and beyond, making this an ideal setting for boating, fishing, and kayaking. Whether you're seeking a peaceful retreat or the site for your custom dream home, this exceptional property combines acreage, waterfront living, and natural Florida beauty in one remarkable offering.

150 Pioneer Trail, Green Cove Springs
$800,000
3 Beds ⋅ 3 Baths ⋅ GC542387 MLS
Pilots Delight!!! Lakefront Home & Hangar in Private Fly-In community of Eagles Nest. An airpark (FD44) featuring a 3200' lighted irrigated sod runway and a 3100' seaplane base with ramp for amphibious airplanes and boats on lovely Lake Estella. This lot gently slopes to Lake Estella providing a front row seat to sea plane activity. 4-year-old, 44' X 64' insulated finished hanger 40' X 13' Higher Power hydraulic hangar door and 16' X 12'6 insulated sectional door. Large windows, epoxy flooring LED lighting and ceiling fan & (2) 50-amp RV plugs. Home features an open concept, vaulted ceilings with a gorgeous view of the lake. Large, screened porch and a 2-car garage with a 50-amp plug for those with an electric car. Additional land and frontage in the lake is conveying with the sale, see survey.

107 Eagles Nest Lane, Crescent City
$2,750,000
9 Beds ⋅ 7 Baths ⋅ R4911707 MLS
There are properties, and then there are places that feel like they were always meant to exist —rooted in the land, shaped by the river, built for a life lived slowly and well. This is one of those places. Situated on 20.2± acres of unspoiled North Florida terrain across two contiguous parcels, this extraordinary riverfront compound commands 423 linear feet of St. Johns River frontage — one of the most coveted stretches of private waterway in the state. The grounds unfold with quiet intention: a working barn anchors the back acreage, mature hardwoods and native landscape frame the approach, and beyond the compound, the land remains beautifully undeveloped. Designed by HAASE DESIGN of Melrose, FL — an award-winning, father-and-son studio with a signature reverence for Old Florida vernacular — and brought to life by Olson Construction, the main house spans approximately 5,500 square feet of ICF-constructed, timber-truss, vaulted-ceiling living space across an open, airy floor plan with 3 bedrooms and 2.5 baths. Two guest cottages, each offering 3 bedrooms and 2 baths, complete the compound. All three structures are seamlessly connected by roofed, screened breezeways — no steps, no interruptions, just a fluid flow between indoor and outdoor living. The porches and outdoor spaces are where this estate truly breathes. Morning coffee in the screened breezeway. Afternoon shadows crossing the grounds. And then the river — always the river — drawing you toward the two-story permitted dock with boat lift and 360-square-foot sundeck, where world-class St. Johns River bass fishing awaits and sunsets arrive like slow paintings across the water. Aerial views reveal what photographs cannot fully capture: the scale of the riverfront, the sweep of the acreage, and the harmony of a compound that feels both grand and deeply personal.

San Mateo
$242,000
GC542101 MLS
Have you dreamed of living on the St. Johns River? This beautiful treed lot is located on a quiet dead-end paved street and features an existing dock for easy access to the water. With approximately 350 feet of river frontage, you'll enjoy stunning views and abundant wildlife. A portion of the frontage consists of protected wetlands, enhancing the natural beauty and privacy of this unique waterfront property.

102 Cedar Creek Road, Palatka
$220,000
2 Beds ⋅ 2 Baths ⋅ OM728882 MLS
Waterfront living meets endless possibilities at this charming home on a canal with direct access to Dunn's Creek and the St. Johns River! Whether you love fishing, boating, or simply relaxing by the water, this property offers the Florida lifestyle you've been dreaming of. The home features 2 bedrooms, 2 bathrooms, and two versatile flex rooms that can easily serve as additional bedrooms, home offices, hobby rooms, or guest space—giving you the flexibility to fit your needs. Recently, partially remodeled with new flooring in several rooms. Has a hookup for your RV! 2024 Hot Water Heater and plumbing, 2023 Roof, 2023 HVAC. Step outside and you'll find one of the property's standout features: a private boathouse on the canal, making it easy to launch your next adventure on the water. Spend your days boating, kayaking, or casting a line, then return home to enjoy the peaceful surroundings and beautiful water views. Located in the quiet community of Satsuma, you'll enjoy the tranquility of Old Florida while still being within easy reach of Palatka, Crescent City, shopping, dining, and everyday conveniences. Whether you're looking for a full-time residence, a weekend retreat, or an investment opportunity, this waterfront gem is ready for its next owner. Bring your boat, your fishing gear, and your imagination—this is Florida waterfront living at its best! Above ground swimming pool does not convey. Buyer and buyer's agent to verify all information.

104 Edgewater Road, Satsuma
$249,900
2 Beds ⋅ 2 Baths ⋅ GC542098 MLS
Cute Lakefront Gem in Melrose: Fully Rehabbed 2-Bed/2-Bath with Screened Pool. Discover this charming 2-bedroom, 2-bath home, perfectly situated on a lake with a low water level ideal for peaceful enjoyment. The owner has completely rehabbed the property with top-tier upgrades, including a new plumbing system, new HVAC, new hot water heater, new well pump, new pressure tank, and a new pool pump. A new roof is scheduled to be installed prior to closing, ensuring you move into a worry-free home. Interior Highlights: New stainless-steel appliances and quartz countertops in a modern kitchen with new cabinets. Brand-new bathrooms. All upgrades in 2025. Spacious laundry room with ample storage. Fresh new paint in every room. Outdoor Features: Screened-in ground pool for safe, relaxing swim time. Three outbuildings. Cute patio on lakeside. Lake views with a serene, low-water shoreline. Cute Lakefront Gem in Melrose: Fully Rehabbed 2-Bed/2-Bath with Screened Pool. Discover this charming 2-bedroom, 2-bath home, perfectly situated on a lake with a low water level ideal for peaceful enjoyment. The owner has completely rehabbed the property with top-tier upgrades, including a new plumbing system, new HVAC, new hot water heater, new well pump, new pressure tank, and a new pool pump. A new roof is scheduled to be installed prior to closing, ensuring you move into a worry-free home. Interior Highlights: New stainless-steel appliances and quartz countertops in a modern kitchen with new cabinets. Brand-new bathrooms. All upgrades in 2025. Spacious laundry room with ample storage. Fresh new paint in every room. Outdoor Features: Screened-in ground pool for safe, relaxing swim time. Three outbuildings. Cute patio on lakeside. Lake views with a serene, low-water shoreline.

111 2nd Street, Melrose
$105,000
GC541935 MLS
Discover the perfect setting for your dream home on this beautiful 1-acre lakefront lot with approximately 70 feet of shoreline on Little Orange Lake in the Four Lakes Community of Hawthorne. Enjoy peaceful waterfront living with panoramic views, spectacular sunsets, and direct access to a chain of four interconnected lakes known for excellent fishing, kayaking, boating, and abundant wildlife. Spend your mornings watching sandhill cranes stroll the shoreline and your evenings relaxing by the water. Whether you're planning a custom lakefront retreat, a weekend getaway, or your forever home, this spacious homesite offers endless possibilities. Tucked away in the natural beauty of Putnam County while still convenient to Gainesville, Ocala, and Palatka, this property combines privacy, recreation, and the laid-back Florida lifestyle. Bring your builder and start creating the lakefront oasis you've always imagined.

114 Little Orange Lake Drive, Hawthorne
$515,000
4 Beds ⋅ 3 Baths ⋅ GC542049 MLS
Welcome to your waterfront retreat on beautiful Little Orange Lake! This stunning 4 bedroom, 3 bathroom home offers breathtaking lake views, spectacular sunsets, and an impressive list of recent upgrades, making it truly move-in ready. Relax and unwind from the extended panoramic enclosed Florida room, where wall-to-wall lake views create the perfect setting for morning coffee or evening sunsets. The open and inviting floor plan features a beautifully updated kitchen with crisp, modern finishes, abundant cabinetry, a dedicated coffee bar, and a formal dining area. The living room is filled with natural light and offers picturesque views of the lake. The spacious first-floor primary suite, added in 2025, is a private retreat featuring its own dedicated A/C system, new windows and doors, and a luxurious oversized en-suite bath. Wake up each morning to peaceful lake views right from your bedroom. Upstairs, you'll find three additional bedrooms and a full bath, providing plenty of room for guests. This home has been thoughtfully updated throughout, including a complete remodel in 2021 with a new roof and new appliances. Additional improvements include a new HVAC system, remodeled she shed, and a new dock with boat lift and two Jet Ski lifts in 2022; a new septic system, drain field, and water filtration system in 2024; and the beautiful primary suite addition in 2025. Outside, the fully fenced property is designed for enjoying the Florida lifestyle year-round. Spend your days boating, fishing for trophy bass, or soaking up the sun from the expansive dock and sun deck. The climate-controlled she shed offers endless possibilities as a home office, fitness studio, art space, or hobby room. A whole-home generator provides added peace of mind. Located in Hawthorne in Putnam County, this exceptional lakefront property offers the perfect balance of peaceful waterfront living with convenient access to Gainesville, Ocala, and Jacksonville. If you've been searching for a turnkey lakefront home with incredible views, modern updates, and exceptional outdoor living, this is the one you've been waiting for!

120 Little Orange Lake Drive, Hawthorne
$395,000
4 Beds ⋅ 3 Baths ⋅ GC542056 MLS
Experience the perfect blend of country living and modern convenience with this exceptional lakefront property offering breathtaking water views and outstanding privacy. Situated on a peaceful homesite, this spacious 4-bedroom, 3-bathroom home provides plenty of room for family, guests, or a home office. Relax on the inviting porch while taking in the picturesque lake views and peaceful surroundings, or entertain family and friends in the spacious outdoor living areas. A detached studio offers flexible space for a home office, art studio, fitness room, or guest retreat. The property also includes two storage sheds, providing ample room for tools, equipment, and outdoor equipment, while a whole-home generator provides dependable backup power for added peace of mind. Whether you're searching for a full-time residence or a private country retreat, this unique lakefront property offers the perfect combination of space, privacy, scenic beauty, and versatility. Enjoy the tranquility of waterfront living while still having the comforts and conveniences of home. Don't miss this rare opportunity to own your own slice of paradise.

122 Cowpen Lane, Hawthorne
$35,000
GC541960 MLS
Discover the potential of this beautiful Lakefront homesite in Interlachen, Florida! Nestled in a peaceful setting, this 0.40-acre property offers approximately 60 feet of frontage on scenic Lake Virginia, giving you direct access to fishing, kayaking, canoeing, and other waterfront recreation right from your backyard. Surrounded by natural beauty, it's an ideal location for a weekend retreat, future home, or investment property. Conveniently located just an hour from St. Augustine, Jacksonville, Gainesville, or Ocala, you'll enjoy the perfect balance of privacy and accessibility. Whether you're dreaming of building a waterfront getaway or simply investing in a piece of Florida's natural beauty, this property offers outstanding value and endless possibilities. Don't miss your chance to own your own lakeside retreat—contact us today for more information!

Cordell Avenue, Interlachen
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