Polk Homes with Waterfront

Polk Homes with Waterfront

Polk County, located in the state of Florida, is home to the vibrant city of Lakeland. With its beautiful lakes and waterways, it offers an ideal setting for those seeking homes with waterfront views.

Living in a home with waterfront access in Polk County allows residents to enjoy a serene and picturesque lifestyle. Imagine waking up to the soothing sounds of water and being greeted by stunning views every day. Whether it's a lakefront property or a home along one of the county's many canals, there are plenty of options to choose from.

Homes with waterfront in Polk County offer more than just scenic beauty. They provide opportunities for various water activities such as boating, fishing, and kayaking. Residents can spend their weekends cruising the lakes, casting a line, or simply enjoying a peaceful paddle on the water.

Aside from the recreational benefits, waterfront homes also tend to hold their value well over time. The demand for these properties remains high, making them a wise investment for homeowners. Moreover, the natural beauty surrounding these homes creates a tranquil and desirable environment, making them sought-after by potential buyers.

If you're looking to embrace a waterfront lifestyle in Florida, Polk County offers an array of options. From charming lakefront cottages to modern waterfront estates, there's a home to suit every taste and budget. Experience the joy of living by the water in Polk County and make your dream of waterfront living a reality.

Newest Polk Homes with Waterfront

5 Beds ⋅ 4 Baths ⋅ S5155696 MLS

INVESTOR OPPORTUNITY – ASKING $385,000 – 6.9 CAP RATE – 5 BED / 3 BATH LAKEFRONT HOME – BUILT 2023 Exceptional investment opportunity in the desirable Charles Cove community in Davenport! ASKING ONLY $385,000. This spacious 5-bedroom, 3-full-bath, 2-car garage lakefront home, built in 2023, offers one of the best prices in Davenport for a home of this size, style, and age, combined with exceptionally low ownership costs: HOA only $110/year, insurance approximately $1,500/year, and property taxes approximately $3,495/year. Already tenant-occupied at $2,640/month through April 2027, providing immediate rental income and an outstanding 6.9 CAP RATE. The modern two-story floor plan features an open-concept living area and a convenient first-floor bedroom with full bathroom, ideal for guests or multi-generational living. Upstairs you'll find the spacious primary suite, three additional bedrooms, two full bathrooms, a loft, and laundry room. Smart-home features and tile/wood-style flooring throughout the first floor add to the home's appeal. Enjoy beautiful lakefront views and Charles Cove's resort-style amenities, including a community pool with kiddie splash zone, playground, multi-purpose sports/soccer field, shaded cabanas, picnic areas, and pavilion. Excellent Davenport location just off US Hwy 27, approximately 15 miles from Disney's main gate, and convenient to Posner Park/Posner Village, shopping, restaurants, schools, and major Central Florida attractions. INVESTMENT HIGHLIGHTS: Asking $385,000 | Built 2023 | 5 Beds | 3 Full Baths | 2-Car Garage | Lakefront | Rent $2,640/Month Through April 2027 | 6.9 CAP Rate | HOA $110/Year | Insurance Approx. $1,500/Year | Property Taxes Approx. $3,495/Year | Immediate Rental Income.

1234 Red Hill Road, Davenport

2 Beds ⋅ 2 Baths ⋅ S5153545 MLS

Experience the perfect combination of comfort, style, and resort-style living in this beautifully maintained 2-bedroom, 2-bath villa located in an award-winning 55+ community. The bright, open floor plan is enhanced by abundant natural light streaming through the windows and lanai, both of which overlook a tranquil water view, creating a warm and inviting atmosphere throughout the great room.The kitchen has been tastefully upgraded with quartz countertops enhanced cabinetry, a professionally installed tile backsplash, and a custom wood treatment on the island that adds character and a distinctive designer touch. Whether preparing meals or entertaining guests, this stylish kitchen is sure to impress. The split-bedroom floor plan offers privacy for both owners and guests. The spacious primary suite features a private ensuite bath with expansive walk-in shower, quartz countertops, dual sinks and generous closet space, while the second bedroom and bath with tub and shower provide comfortable accommodations for family and friends. Relax on the screened lanai as you enjoy peaceful waterfront views and Florida's beautiful weather year-round. Solivita is a premier 55+ community, offering residents an exceptional lifestyle with state-of-the-art amenities. Enjoy a fully equipped fitness center, dance and aerobics studios, and an impressive array of recreational options including 14 heated swimming pools, two heated spas, tennis courts, pickleball courts, shuffleboard, bocce ball, billiards, and an art gallery. The community also features three on-site restaurants and two championship 18-hole golf courses. With a full calendar of activities and events, there’s always something new to explore and enjoy. This home is conveniently located near a hospital and medical office complex, shopping, dining, and a brand-new shopping center—featuring Sprouts, Outback and other popular retailers—offering the perfect balance of privacy, convenience, and an active lifestyle. Some furniture and golf cart available outside of the contract

3491 S Fallbrook Drive S, Poinciana

4 Beds ⋅ 2 Baths ⋅ B4902336 MLS

Welcome to 2120 Hurley Drive, Bartow, FL 33830, a private, tranquil exceptional oasis boasting 4 bedrooms with a flex room/office/mudroom or 5th bedroom space, 2 bathroom lakefront property offering privacy, space, extensive upgrades, and the Florida lifestyle on a beautiful 1.09-acre homesite with approximately 153 feet of frontage on Star Lake. Star Lake is a private lake with no public boat ramp, providing a peaceful setting with lake access reserved for owners living along the shoreline. The property features a private gated entry, enhancing security and exclusivity, along with an additional private driveway that provides secondary access to the property, currently fenced off for added privacy and flexibility. Enjoy sweeping water views from throughout the home, your private dock, or the screened-in swimming pool and expansive outdoor living area. This spacious home has been thoughtfully improved with major upgrades including a new 4-ton HVAC system with new ductwork and insulation, new pool equipment, pool piping and pool heater, new flooring, new windows throughout with tint, updated electrical wiring for generator capability, and a rewired well pump. The kitchen features white cabinetry, granite countertops, stainless-steel appliances and beautiful lake views, while the oversized living area offers a dramatic fireplace and an abundance of natural light. The entire upstairs has been transformed into a private primary suite retreat, featuring a spacious renovated bedroom and bath along with an impressive custom-designed walk-in closet with extensive built-in cabinetry, shelving and storage. The home's flexible floor plan provides multiple additional bedrooms, generous living and dining spaces, and room that can accommodate a home office, exercise space or other lifestyle needs. Outside, the fenced 1.09-acre property provides plenty of room to enjoy the outdoors while overlooking Star Lake. Relax poolside, entertain inside the screened enclosure, enjoy evenings by the water, or launch from your own lakefront area and experience the privacy of one of Bartow's unique residential lakes. With extensive mechanical and cosmetic improvements already completed, beautiful lake frontage, a private pool, oversized homesite and an impressive primary suite, 2120 Hurley Drive offers a rare combination of waterfront living, privacy and convenience in Bartow. Select furnishings currently in the home may also be available through separate negotiation, offering buyers an opportunity for a more turnkey transition.

2120 Hurley Drive, Bartow

2 Beds ⋅ 2 Baths ⋅ S5155312 MLS

Virtually Staged. STUNNING Hemingway model with a beautiful POND view in the Venezia subdivision of Solivita. If you want a water view or love to fish, THIS IS YOUR HOME! Kitchen appliances NEW in 2026. Entire interior including walls, ceilings, doors and trim painted in 2026. Roof NEW in 12/2016. NO CARPET HOME. 18" PORCELAIN tile in Great & Dining Rooms, Den & Kitchen. 48" X 7.5" Luxury Vinyl Plank floors in both bedrooms NEW in 2026. 8' FRONT DOOR & SLIDER and ROUNDED CORNERS THROUGHOUT. Front Entryway screened in 2018. Front Door with LEADED GLASS INSERT NEW in 2017. Foyer has a 36" square accent MEDALLION. Kitchen features NEW & UNUSED FINGERPRINT RESISTANT STAINLESS STEEL WHIRLPOOL appliances featuring a 2 DOOR, 2 DRAWER refrigerator, upgraded Formica counters, custom CEILING FAN with lights over the kitchen nook and RECESSED lights NEW in 2026. Den includes a built in MURPHY BED w/ outer bookcase look. Primary Bedroom has 2 WALK-IN closets and its Bathroom has a walk-in shower and a linen closet. 2nd bathroom has a tub with shower and a linen closet. The GARAGE FLOOR is TO DIE FOR! It is has a STUNNING SHARK-LIKE COATING that you almost could drive a tank on and eat off of. PULL DOWN STAIRS attic access in the garage. OVERHEAD STORAGE RACK with pulley system to raise & lower rack. The SCREENED & COVERED Lanai looks southeast across the pond. SCREENED FRONT ENTRY. Extended pavers on the right side of home. Make this your home today! ***Solivita is an active adult 55+ community located in Kissimmee, Florida. It is approximately 50 minutes from Disney World & the Orlando International Airport. Solivita has a total of 5,470 homes. Approximately 10,000 - 11,000 people live in Solivita during the winter while approximately 7,500 live in Solivita during the summer. Enjoy your active years in this piece of paradise. Solivita's amenities include: - a manicured SOFTBALL diamond & field - 36 holes of CHAMPIONSHIP GOLF that can be played by joining the Stonegate Golf Club or paying as you go - 2 STATE of the Art AMENITY centers with updated exercise equipment, yoga studio & meeting rooms - 3 restaurants - 14 HEATED POOLS - 17 PICKLEBALL courts - 9 TENNIS courts - 4 BOCCE BALL courts - 4 SHUFFLEBOARD courts - 3 HORSESHOE pits - a BILLIARDS room - miles of bike paths - 2 DOG PARKS (Small & Large Dogs) - Corn Hole - Tot Lot PLAYGROUND - COMMUNITY GARDEN - over 250 resident clubs. The HOA: - maintains the LANDSCAPING & IRRIGATION systems in the common areas as well as at individual homesites - maintains the roads throughout the community - PROVIDES SECURITY with gate guards and mobile patrols including the Polk County Sheriff - allows AUTOMATED GATE ACCESS for residents via license plate readers - provides residents with Fiber Optic Internet & TV service.***Poinciana Lakes Plaza is a MAJOR NEW SHOPPING CENTER that opened directly across from the Solivita Main Gate in Summer of 2024. It features Sprouts Grocery, TJ MAXX, Ross, Burlington, Rack Room Shoes, 5 Below, Ulta, Panda Express, Cold Stone Creamery, Outback, First Watch, 5 Guys, Urgent Care, Dentist, TD Bank, Petco & Hair Cuttery.

867 Grand Canal Drive, Poinciana

13 Beds ⋅ 10 Baths ⋅ O6433819 MLS

Exceptional opportunity to own an 11-bedroom luxury vacation home in Villatel Village, perfectly suited for a second home or short-term rental investment near Orlando's world-famous attractions. Private back view overlooking a serene pond. Designed for large families and groups, this extraordinary residence delivers a true resort-style experience with amenities rarely found in a private home. Entertainment takes center stage with a private bowling alley, golf simulator, movie theater, arcade, game loft, fitness room, table tennis, air hockey, foosball and two incredible themed bedrooms. The spacious open-concept design features a beautifully appointed kitchen with premium stainless-steel appliances, stone countertops, custom cabinetry, an oversized island and expansive dining area. Outside, enjoy your own private resort with a large pool, spillover spa, covered patio and summer kitchen—ideal for enjoying the Florida lifestyle year-round. With 11 bedrooms spread across two levels, including multiple en-suite accommodations, there is plenty of space for owners and guests alike. Conveniently located with easy access to Walt Disney World, Universal Orlando and Central Florida's premier attractions, this is not simply a vacation home—it's an Orlando destination all its own.

1660 Oak Blossom Drive, Davenport

**Very Unique Victorian Lakefront Estate | Wedding & Event Venue Opportunity | 6.24 Acres on Lake Marion** You can turn this Victorian Lake front Estate for a Venue. An extraordinary opportunity awaits with this stunning three-story Victorian lakefront estate on 6.24 private acres along the shores of Lake Marion. Offering more than 8,000 square feet of beautifully crafted living space, this one-of-a-kind property combines timeless elegance, exceptional privacy, and outstanding income-producing potential. Currently operated as a successful short-term rental for weddings, family reunions, and special events, the estate can accommodate approximately 50 overnight guests while providing expansive outdoor space for medium-sized gatherings. Multiple parcels totaling 6.24 acres also has the potential for future expansion or additional development, subject to local zoning and approvals. From the moment you enter, you'll be captivated by the grand two-story foyer featuring twin sweeping staircases that create an unforgettable first impression. Designed with exceptional craftsmanship, the home showcases extensive crown and dentil molding, soaring tray ceilings, custom cabinetry, and refined architectural details throughout. The residence features five spacious bedrooms and 6.5 bathrooms, with every bedroom offering its own private en-suite bath for maximum comfort and privacy. The luxurious main-level primary suite includes a fireplace, spa-inspired soaking tub, dual vanities, a large walk-in shower, and generous closet space. Designed for entertaining, the main level offers a formal dining room with a butler's pantry, an expansive eat-in kitchen that flows seamlessly into the great room, and a cozy fireplace surrounded by elegant built-in cabinetry. A glass-enclosed office captures breathtaking panoramic views of Lake Marion, while the wraparound porch provides the perfect setting to enjoy peaceful waterfront scenery and abundant wildlife. The fully finished lower level adds incredible versatility with a soundproof music room and multiple flexible spaces ideal for a home theater, fitness room, offices, guest suites, or additional sleeping accommodations. Outside, guests are welcomed by an extended brick-paved driveway with abundant parking and a spacious backyard perfectly suited for weddings, outdoor celebrations, and recreational activities. The property's peaceful lakefront setting creates an unforgettable backdrop for both private living and memorable events. Recent improvements include: * New roof (2020), * New air conditioning system (2021), * New boat dock (2021), * Seven-zone irrigation system (2023), * Three-zone programmable landscape lighting (2023), * New propane whole-home generator, * Smart home automation system, * Two outdoor 220-volt RV power outlets Included parcels: * Parcel #28-27-30-000000-042090 – 1.15 acres * Parcel #28-27-30-000000-042100 – 1.62 acres * Parcel #28-27-30-000000-042140 – 2.37 acres * Parcel #28-27-30-000000-042130 – 1.10 acres Whether you're searching for an extraordinary private waterfront estate, an established wedding and event venue, or an investment property with significant expansion potential, this remarkable Lake Marion estate offers a truly rare opportunity. Schedule your private tour today and experience the unmatched beauty and elegance.

6275 Halabrin Road, Haines City

3 Beds ⋅ 2 Baths ⋅ L4964283 MLS

Welcome to this beautiful lakefront home on Lake Juliana, perfectly positioned on a quiet cul-de-sac and set on a generous half-acre lot. This well-built 3-bedroom, 2-bath residence offers peaceful water views, spacious living, and timeless design throughout. Inside, tall ceilings and abundant natural light highlight the open-concept layout. The living room features a striking brick fireplace and French doors that open into the expansive Florida room, creating seamless indoor-outdoor living. A formal dining room provides the perfect setting for gatherings, while the kitchen showcases granite countertops and custom Birchwood cabinetry, which continue throughout the bathrooms for a cohesive, high-quality finish. Additional flex space perfect for your office or 2nd living room. The impressive 46×12 Florida room flows directly into a 35×12 screened porch, offering generous space to relax and entertain while enjoying lake views. Oversized bedrooms provide comfort and flexibility, while the primary suite serves as a private retreat featuring French doors to the Florida room, a 12×7 walk-in closet, Italian marble floors and countertops, a walk-in shower, and an oversized Jacuzzi garden tub. Outdoors, enjoy a beautifully landscaped yard, a large grassy lakefront setting, a fenced portion of the backyard, and your own private dock and boat lift on Lake Juliana — perfect for boating, fishing, and sunset views. Additional highlights include an oversized two-car garage and a large attic area providing excellent storage. This exceptional lakefront property blends space, quality construction, and lifestyle in a highly sought after neighborhood.

122 W Juliana Way, Auburndale

Discover the opportunity to build in Indian Lake Estates on this spacious 0.50-acre vacant lot. Located near the community’s centerpiece, 7,500-acre Lake Walk-In-Water, residents can enjoy excellent fishing and boating, along with access to a boat ramp, marina, sandy beach, and freshwater fishing pier. Indian Lake Estates offers an 18-hole golf course, clubhouse, café, fitness center, tennis and basketball courts, along with plenty of opportunities to enjoy Florida’s natural surroundings and wildlife. Conveniently located approximately 20 miles east of Lake Wales, with access to Central Florida attractions, Orlando, Tampa, and the Gulf Coast. BUY THE LAND OR BUILD YOUR HOME: Purchase the lot on its own, or purchase the land and new-construction home together, with financing options available for the land + build package. Inquire for available home models, pricing, financing options, and additional details. Build your Florida retreat and enjoy the space, recreation, and relaxed lifestyle Indian Lake Estates has to offer.

24 Amaryllis Drive, Indian Lake Estates

THERE’S STILL A PLACE LIKE THIS IN FLORIDA... Where you can look across thousands of acres of sparkling water, hear the sounds of nature, play a round of golf, and still have room to roam. Welcome to Indian Lake Estates. This is more than a vacant lot—it’s an invitation to build something of your own in a community where Florida’s natural beauty and old-fashioned country charm still exist side by side. Nestled along Lake Walk-In-Water, Polk County’s largest lake at approximately 7,500 acres, Indian Lake Estates offers a lifestyle that is becoming harder and harder to find. Fish from the longest freshwater pier in the State of Florida, launch your boat, explore the lake, or simply sit back and watch the sunset. Golf enthusiasts will appreciate the George Cobb-designed golf course, while the impressive 27,000-square-foot clubhouse and pro shop provide a true community gathering place. And then there’s the space—room to breathe, room to dream, and room to build the Florida home you’ve always imagined. No crowded high-rise. No hustle and bustle. Just wide-open skies, natural beauty, recreational opportunities, and the freedom to create your own place in the Sunshine State. The house isn’t here yet. The possibilities are. Take advantage of this exceptional opportunity to acquire this beautiful one-half acre lot. The adjoining lot to the right is also available for sale that could provide you a full acre! This could be the perfect place for you! Come see why Indian Lake Estates is Florida’s best-kept secret!

28 Amaryllis Drive, Indian Lake Estates

2 Beds ⋅ 3 Baths ⋅ B4902326 MLS

Welcome to an exceptional and truly distinctive lakefront estate with a private pool, defined by architectural artistry, refined character, and timeless Spanish-Mediterranean elegance. This 2-bedroom, 3-bath residence offers more than 3,700 square feet under roof, providing expansive, thoughtfully designed interiors ideal for both entertaining and serene everyday living. From the moment you enter, you are welcomed by an atmosphere of bespoke craftsmanship and enduring design. Exquisite brick archways, rich warm wood detailing, and three elegant wood-burning fireplaces establish a setting that is both inviting and unmistakably unique. The kitchen continues this elevated architectural story, showcasing custom extensive cabinetry, stone countertops, premium stainless steel appliances, and a dramatic brick-arched passage that serves as a striking focal point. Thoughtfully designed to capture the essence of the Florida lifestyle, the home opens to a private resort-style swimming pool set against a peaceful lakefront backdrop, creating an extraordinary environment for relaxation, refined entertaining, and sweeping waterfront views. Seamless indoor-outdoor transitions enhance the sense of openness throughout, making the residence equally suited as a distinguished full-time home or an exclusive private lakefront retreat. With its authentic Spanish-Mediterranean influence, handcrafted brick detailing, multiple fireplaces, resort-style pool, and premier waterfront location, a rare opportunity to own a residence of true individuality and lasting appeal—one that cannot be replicated. Schedule your private showing and experience the elegance and exclusivity of this remarkable lakefront offering.

Winter Haven

3 Beds ⋅ 3 Baths ⋅ S5155550 MLS

STUNNING OPERETTA MODEL WITH BREATHTAKING WATER VIEWS! Nestled on one of the most desirable lots overlooking Shorehaven Pond, this beautifully maintained 3-bedroom, 2 1/2 bath home with DEN offers expansive WATER VIEWS from nearly every room. The EXTENDED and SCREENED 32' x 30' lanai is the perfect outdoor retreat, featuring a sparkling HEATED POOL with RAINFALL WATER FEATURE and SPA and plenty of space for relaxing or entertaining. PRIVACY SCREENS added on each side add extra seclusion to enjoy quiet private moments. Step through the elegant double LEADED GLASS entry doors into an inviting open floor plan featuring 18" ceramic tile laid on the diagonal, fresh interior paint, and upgraded light fixtures. The spacious kitchen offers 42" cabinetry, LOWER PUUL-OUT shelves, uplighting, Zodiac quartz countertops, diamond-pattern tile backsplash, large breakfast bar with pendant lighting, and a closet pantry. The adjacent kitchen nook and family room showcase gorgeous water views and create an ideal setting for everyday living and entertaining. MOTORIZED CELLULAR SHADES are featured in the family room, den, and bedroom 3. The spacious PRIMARY SUITE features sliders leading directly to the covered and screened lanai, complete with HONEYCOMB SLIDING SHADES. Additional highlights include PLANTATION SHUTTERS, two walk-in closets with organizers, and a luxurious ENSUITE BATH with DUAL SINKS, jetted tub, and upgraded walk-in shower enclosure installed in 2022. Charming CAFE´DOORS lead to two additional guest bedrooms located on the opposite side of the home, each featuring luxury vinyl plank flooring. The guest bath offers a convenient shower with sliding glass doors. Numerous recent updates provide peace of mind, including a NEW PENTAIR variable-speed POOL MOTOR installed February 2026, newer pool and spa heat pump, dual-pane double-hung LOW-E WINDOWS installed in 2024, HVAC replaced in 2021 with UV LIGHT added in 2025 and drain-line cleaner(2024), and WATER HEATER replaced in 2022. A separate laundry closet offers added convenience, featuring ample storage cabinets, with the washer and dryer included, and a convenient HALF BATH is perfect for guests. GUTTERS INSTALLED JULY 2023. The two car garage features A CAR LIFT INCLUDED IN SALE, pull down attic stairs, UTILITY SINK and newer garage door motor installed in 2024. Additional upgrades include ROUNDED CORNERS, 8' foot doors, and WIDENED DRIVEWAY. With its exceptional waterfront setting, resort-style pool and spa, spacious lanai, thoughtful floor plan, and extensive list of updates, this exceptional Operetta model offers the perfect combination of comfort, style, and Florida living. Come experience the stunning water views and make this beautiful home your own! FURNITURE AND GOLF CART Available FOR SALE. The HOA: - maintains the LANDSCAPING & IRRIGATION systems in the common areas as well as at individual homesites - maintains the roads throughout the community - PROVIDES SECURITY with gate guards and mobile patrols including the Polk County Sheriff - allows AUTOMATED GATE ACCESS for residents via license plate readers - provides residents with Fiber Optic Internet & TV service.***Poinciana Lakes Plaza is a MAJOR NEW SHOPPING CENTER that opened directly across from the Solivita Main Gate in Summer of 2024. It features Sprouts Grocery, TJ MAXX, Ross, Burlington, Rack Room Shoes, 5 Below, Ulta, Outback, First Watch, 5 Guys, Urgent Care, Dentist, TD Bank, Petco & Hair Cuttery PLUS MORE TO COME.***

662 Shorehaven Dr, Poinciana

3 Beds ⋅ 2 Baths ⋅ S5155263 MLS

Welcome to 4345 Old Colony Rd, Mulberry, FL 33860, a beautifully lake front property 3-bedroom, 2-bathroom home located in a peaceful and well-established neighborhood. Excellent opportunity to give some love to this lake front beautiful property, with plenty equity for you to update the whole property and still having equity. No plumbing or electrical issues. Enjoy the outdoors with a beautiful lake view, offering a pleasant and relaxing space for gardening, entertaining, or simply enjoying Florida’s sunshine. Whether you're a first-time homebuyer, investor, or looking to upgrade, this home checks all the boxes. Don't wait! jump on it before any other investor gest this opportunity, just bring your personal touch and make this charming residence your own. Schedule your visit today and fall in love with your new home in Mulberry!

4345 Old Colony Road, Mulberry

Start Your Search