Clay Homes with Waterfront

Clay Homes with Waterfront

Located in Melrose, Florida, Clay County is a vibrant and picturesque county that offers a perfect blend of natural beauty and modern amenities. Situated in the northeastern part of the state, Clay County is known for its stunning landscapes, charming communities, and an abundance of recreational opportunities.

One of the standout features of Clay County is its homes with waterfront views. Whether you're looking for a serene lakefront property or a riverfront retreat, Clay County has an array of options to suit every taste and budget. Imagine waking up to breathtaking sunrises over the water, enjoying a leisurely day of boating or fishing, and ending your evenings with peaceful sunsets reflecting off the calm waters.

Living in a waterfront home in Clay County not only provides you with unparalleled natural beauty but also offers a host of recreational activities right at your doorstep. Explore the numerous lakes and rivers, indulge in water sports like kayaking or paddleboarding, or simply relax on your own private dock. Waterfront living in Clay County truly allows you to embrace the tranquility and beauty of nature.

In addition to the stunning waterfront properties, Clay County boasts a thriving real estate market with a diverse range of housing options. From cozy cottages to spacious family homes, there is something to suit every lifestyle and preference. With its close proximity to major cities like Jacksonville and Gainesville, Clay County offers the perfect balance of peaceful living and convenient access to urban amenities.

If you're seeking a place that combines natural beauty, water-centric living, and a welcoming community, Clay County in Melrose, Florida is the perfect destination. Discover the charm and allure of this county, and find your dream waterfront home in this idyllic location.

Newest Clay Homes with Waterfront

$150,000
2 Beds ⋅ 1 Baths ⋅ GC542568 MLS
Rare opportunity to own approximately three beautiful waterfront acres on Lake Geneva, with scenic views of Lake Hutchinson directly across the street. Marketed primarily for its land value, this property offers the added advantage of an established homesite with electric, water, a new sewer line, and septic already in place—providing an excellent head start for your future plans. Mature oak trees create a private, shaded setting filled with natural beauty. The property is located on a quiet paved street and includes a cleared homesite, an existing 2-bedroom, 1-bath mobile home, and a large detached carport. The mobile home may provide a place to live while building, serve as a weekend retreat or rental, or be removed to make way for a custom lake home. Lake Geneva and the surrounding Keystone Heights lakes are benefiting from major regional restoration efforts, including the Black Creek Water Resource Development Project and Clay County’s Lake Geneva lakebed restoration project. These projects are designed to support aquifer recharge, improve area lake conditions, and prepare portions of Lake Geneva’s historic lakebed for anticipated rising water levels. Actual lake levels will remain dependent on rainfall and regional hydrologic conditions. The property is currently rented for $875 per month, with the tenant scheduled to vacate on September 15, 2026. Whether you envision a custom lakefront residence, peaceful weekend getaway, or long-term land investment, this property offers a hard-to-find combination of acreage, privacy, waterfront location, established utilities, and future potential. Buyer should independently verify building requirements, utility capacity, mobile-home condition, lake frontage, water levels, and suitability for the buyer’s intended use.

6382 Baker Road, Keystone Heights
$150,000
GC542569 MLS
Rare opportunity to own approximately three beautiful waterfront acres on Lake Geneva, with scenic views of Lake Hutchinson directly across the street. Marketed primarily for its land value, this property offers the added advantage of an established homesite with electric, water, a new sewer line, and septic already in place—providing an excellent head start for your future plans. Mature oak trees create a private, shaded setting filled with natural beauty. The property is located on a quiet paved street and includes a cleared homesite, an existing 2-bedroom, 1-bath mobile home, and a large detached carport. The 2/1 mobile home may provide a place to live while building, serve as a weekend retreat or rental, or be removed to make way for a custom lake home. Lake Geneva and the surrounding Keystone Heights lakes are benefiting from major regional restoration efforts, including the Black Creek Water Resource Development Project and Clay County’s Lake Geneva lakebed restoration project. These projects are designed to support aquifer recharge, improve area lake conditions, and prepare portions of Lake Geneva’s historic lakebed for anticipated rising water levels. Actual lake levels will remain dependent on rainfall and regional hydrologic conditions. The property is currently rented for $875 per month, with the tenant scheduled to vacate on September 15, 2026. Whether you envision a custom lakefront residence, peaceful weekend getaway, or long-term land investment, this property offers a hard-to-find combination of acreage, privacy, waterfront location, established utilities, and future potential. Buyer should independently verify building requirements, utility capacity, mobile-home condition, lake frontage, water levels, and suitability for the buyer’s intended use.

6382 Baker Road, Keystone Heights
$1,799,000
4 Beds ⋅ 4 Baths ⋅ GC542277 MLS
Custom built in 2023 and set on a secluded five-acre peninsula, this one-of-a-kind Gated Lake Brooklyn estate offers an extraordinary opportunity to own a private waterfront retreat where luxury, recreation, and unforgettable family memories come together. Surrounded by majestic live oaks draped in Spanish moss, the property captures the timeless beauty of Old Florida while showcasing exceptional craftsmanship and modern design in one of North Florida's most remarkable lakefront settings. Offering over 3,000 heated square feet of thoughtfully designed living space, the residence features soaring vaulted ceilings with exposed wood beams, wide-plank flooring, an open-concept design, and expansive windows that frame breathtaking lake views from nearly every room. At the heart of the home, the chef's kitchen flows seamlessly into the spacious great room before opening to a spectacular covered lanai complete with a full outdoor kitchen, multiple entertaining areas, and panoramic waterfront views. Whether enjoying coffee as the sun rises over the lake or gathering with friends and family at sunset, every space was thoughtfully designed to embrace the beauty of waterfront living. The flexible floor plan offers four bedrooms and four bathrooms, with every main-level bedroom featuring its own private en-suite bath. The luxurious primary suite is a true retreat, offering sweeping lake views, a spa-inspired bathroom, and two generous walk-in closets. A dedicated office provides the flexibility to serve as a fifth bedroom if desired. Upstairs, a private guest suite includes its own bedroom and full bathroom, along with an oversized bunk room that comfortably accommodates six beds, creating the perfect space for grandchildren, extended family, or unforgettable weekends at the lake. Designed with both recreation and versatility in mind, the property also includes two exceptional detached buildings. One oversized garage offers abundant space for boats, RVs, golf carts, side-by-sides, and all of your lake toys and recreational equipment. The second is a climate-controlled building complete with two garage bays, a full bathroom, workshop space, and a mini-split system, providing endless possibilities as a home gym, studio, office, workshop, or future guest casita for family and visitors. Floating Tommy Dock offers customazation for your waterfront needs. Whether you're searching for a primary residence or the ultimate second home, this exceptional property was built for making memories. Spend your days boating, fishing, paddleboarding, tubing, or skiing before gathering with family and friends to watch spectacular sunsets over the water. Set on a rare five-acre peninsula with water surrounding three sides, the home offers an ever-changing backdrop of breathtaking views, spectacular sunrises, and unforgettable sunsets. This is more than a lake house. It's a legacy property where generations of family and friends will gather, celebrate, and create memories for years to come. Conveniently located approximately 45 minutes from Jacksonville and an easy drive from Gainesville, this is a rare opportunity to own one of Lake Brooklyn's most exceptional waterfront estates.

7229 Pleasant Point Road, Keystone Heights
$495,000
3 Beds ⋅ 2 Baths ⋅ GC542254 MLS
Welcome to Lilly Lake, where peaceful lakefront living meets stylish modern comfort. Nestled on the crystal-clear, spring-fed waters, this fully upgraded 3-bedroom, 2-bath home offers the perfect retreat from the hustle and bustle of city life. Step inside to a bright, sun-filled interior featuring luxury vinyl flooring throughout, a cozy wood burning fireplace, and tasteful designer finishes that create a warm yet elegant atmosphere. Every detail has been thoughtfully updated, making this home truly move-in ready. The outdoor living space is just as impressive. A spacious lakefront deck provides the perfect setting for entertaining guests, enjoying morning coffee, or simply taking in the breathtaking views. Down by the water, you'll find your own private boat ramp, boat lift, and an elevated sitting area-ideal for watching sunsets or relaxing by the lake. If you've been dreaming of peaceful waterfront living with modern upgrades and year-round recreation, this is the perfect home.

8443 Lilly Lake Road, Melrose
$245,000
3 Beds ⋅ 2 Baths ⋅ GC542078 MLS
Bring your vision and transform this diamond in the rough into your dream waterfront retreat. Situated on a spacious 0.27-acre fully fenced lot on beautiful Lake Geneva, this approximately 1,600-square-foot home is full of potential for investors, flippers, or buyers looking to create their own lakeside getaway. The home features a generous 400-square-foot open back porch overlooking the expansive backyard. As Lake Geneva's water levels rise with the planned pipeline project, this porch is expected to offer beautiful lake views and the perfect space for relaxing, entertaining, or enjoying peaceful sunsets. While the home does need TLC and updating, the combination of a large fenced yard, waterfront location, and future lake improvements creates an exceptional opportunity to build equity. Whether you're searching for a weekend retreat, investment property, or full-time residence, this property offers endless possibilities in a desirable lakefront setting. Don't miss your chance to invest in the future of Lake Geneva and make this property your own!

7908 Lake Geneva Lane, Keystone Heights
$649,900
5 Beds ⋅ 4 Baths ⋅ FC319282 MLS
**1% CREDIT TOWARDS RATE BUY-DOWN WITH LOAN WOLF LENDING **PRIVATE BOAT SLIP**1ST FLOOR PRIMARY SUITE** 1ST FLOOR PRIMARY SUITE** Why wait for new construction? This gorgeous, immaculately maintained 5 bed/4 bath home offers a cozy and modern vibe right on the Saint Johns River! Nestled in a GATED COMMUNITY, you'll love having a RIVER VIEW from your front yard and a peaceful POND VIEW from the backyard! Protection is unmatched with a 50 YEAR METAL ROOF and a pristine paver driveway. Inside, an abundance of light creates a bright, welcoming atmosphere across an elegant SPLIT BEDROOM FLOOR PLAN. The main living areas boast beautiful LVP flooring, leading to a gorgeous kitchen featuring stylish white shaker cabinets, granite countertops, and stainless steel appliances. Relax in the 1st fl primary suite, or enjoy the massive 32x25 4 CAR TANDEM GARAGE--perfect for cars, golf carts, & boat storage! Plus, there's a LARGE ATTIC offering tons of storage. Step out onto the paver patio overlooking the pond, or walk next door to the pool! Enjoy RESORT STYLE AMENITIES including a pool, cabana area, and a community dock with your own private DEEDED BOAT SLIP! Commuting is a breeze with nearby US-17, putting you just minutes from downtown Green Cove Springs. Don't miss this! **Seller is re-landscaping and adding fresh sod in July**

101 Yacht Club Point, Green Cove Springs
$450,000
5 Beds ⋅ 3 Baths ⋅ GC541185 MLS
OPEN HOUSE Sat 8/15 11am -2pm This full-brick home offers 2,471 square feet of living space with an open floor plan, 5 bedrooms, and 3 bathrooms, all situated on a spacious half-acre lot. The heart of the home is the expansive kitchen featuring a large center island, perfect for meal prep, casual dining, and gathering with family and friends. Enjoy beautiful water views from the back patio and a generous backyard that's ideal for relaxing, entertaining, or enjoying the outdoors. The property also features a 2-car attached garage plus a large RV/camper carport with plenty of room for boats, trailers, and additional vehicles. A new roof installed in 2025 adds peace of mind and lasting value.

4415 Tall Pines Lane, Middleburg
$69,900
V4949642 MLS
BUILD YOUR DREAM HOME ON OVER HALF AN ACRE IN FLEMING ISLAND! Rare opportunity to own a beautiful 0.55-acre homesite in the highly desirable Riverwood community of Fleming Island. Nestled among mature trees and surrounded by established custom homes, this oversized lot features a picturesque creek running along the property, creating a peaceful natural setting and added privacy that is increasingly difficult to find. With over half an acre of land, you'll have plenty of room to design and build your custom dream home, complete with a pool, detached garage, workshop, boat storage, or expansive outdoor living area. The combination of mature landscaping, natural beauty, and the creek frontage provides a unique homesite with endless possibilities. Enjoy the privacy and spacious feel of Riverwood while remaining just minutes from top-rated Clay County schools, shopping, dining, golf courses, medical facilities, and the St. Johns River. Large homesites of this size are becoming increasingly rare in Fleming Island, making this an exceptional opportunity for homeowners, builders, and investors alike. For those seeking even more space, the adjacent 0.54-acre parcel is also available for purchase, offering the potential to own a combined 1.09-acre estate-sized property. Purchase one lot or both and create a truly one-of-a-kind homesite in one of Fleming Island's most sought-after neighborhoods.

Riverwood Drive, Fleming Island
$129,000
V4949638 MLS
1.09± Acres in Fleming Island – Build Your Dream Home or Invest for the Future Rare opportunity to own two adjacent residential homesites totaling over 1.09 acres in the desirable Riverwood area of Fleming Island. These parcels may be purchased together or separately, offering flexibility for builders, investors, or homeowners looking to create a private estate setting. Nestled among mature trees and established custom homes, these oversized lots provide the perfect blend of privacy and convenience. Riverwood is known for its spacious homesites, natural beauty, and peaceful setting while remaining just minutes from top-rated schools, shopping, dining, medical facilities, golf courses, and the St. Johns River. Nearby homes are situated on large lots with many properties exceeding one-half acre, creating a unique setting that is increasingly difficult to find in Fleming Island.

Riverwood Drive, Fleming Island
$395,000
3 Beds ⋅ 2 Baths ⋅ GC541117 MLS
Welcome to your own private homestead retreat! Nestled beneath a stunning canopy of mature trees on more than 5 picturesque acres along the shores of Oldfield Pond, this charming 3-bedroom, 2-bath home offers a rare blend of privacy, natural beauty, and agricultural potential. The property is already flourishing with numerous fruit trees, blueberry bushes, and an established vegetable garden, creating an ideal foundation for a thriving food forest, hobby farm, or sustainable homestead. Zoned AR, the property also allows for limited livestock and farm animals. Conveniently located just minutes from Keystone Heights and historic Melrose, and within approximately 30 minutes of Gainesville, Starke, Palatka, Ocala, and Middleburg, you'll enjoy peaceful country living with easy access to surrounding communities. The home features approximately 1,830 square feet of heated and cooled living space and over 3,180 square feet under roof, including a spacious 780-square-foot garage, a one-car carport, a covered front porch, an enclosed sunroom / versatile flex room complete with a bar. Inside, the split-bedroom floor plan offers both functionality and comfort. The galley-style kitchen is equipped with stainless steel appliances installed in 2021, granite countertops, wood cabinetry, and ceramic tile flooring. The spacious living room features a cozy wood-burning fireplace and flows seamlessly into the dining area. The owner's suite includes ceramic tile flooring, a walk-in closet, and a beautifully appointed bathroom with a walk-in shower featuring dual shower heads. Two additional bedrooms with wood-look vinyl plank flooring and generous closets are located on the opposite side of the home, along with a guest bathroom offering a tub/shower combination. Beautiful views of the property can be enjoyed from most rooms, while underground utilities and an irrigation system serving the area around the home add convenience and functionality. This unique property offers endless opportunities for gardening, farming, recreation, and enjoying the natural Florida landscape.

5918 County Road 219, Melrose
$598,000
5 Beds ⋅ 4 Baths ⋅ FC318666 MLS
Virtually Staged. Welcome to 3016 Tower Oaks Drive, a beautifully maintained 5-bedroom plus office, 4-bath home tucked away on a quiet cul-de-sac in desirable Oakleaf Plantation. With over 3,500 square feet of living space and a tranquil lake setting behind the home, this property blends comfort, function, and a relaxed Florida lifestyle. From the foyer, you are greeted by a formal living room and a separate formal dining room, ideal for hosting holidays, dinner parties, or intimate gatherings. The kitchen is the heart of the home, offering solid countertops, stainless steel appliances, marble backsplash, a generous breakfast nook, and ample cabinet storage. Just off the kitchen, a bright lakefront sunroom invites you to slow down and enjoy the view, with sliding doors that open to the lanai and covered patio so you can easily move between indoor and outdoor spaces. The large family room, finished with tiled flooring, provides a comfortable spot for everyday living and features an electric fireplace that adds warmth and ambiance on movie nights or quiet evenings in. On the main level, you will find a convenient bedroom and a nearby pool bath, ideal for guests or multigenerational living. Head upstairs and you will discover a generous second living area finished with bamboo flooring that overlooks the lake, as well as a large dedicated office, creating flexible spaces for work, study, or recreation. The owner's suite offers a private retreat at the end of the day, with a large walk-in closet, double sinks, a sunken soaking tub, and a separate tiled shower. Three additional guest bedrooms and two full bathrooms on the upper level provide plenty of room for family and visitors, with thoughtful separation so everyone can enjoy their own space. Throughout the home, the layout is designed to accommodate both quiet evenings and larger gatherings with ease. Step outside and enjoy one of the home's best features: a covered patio and lanai overlooking the peaceful lake. Whether it is morning coffee, quiet evenings overlooking the water, or weekend barbecues with friends, this outdoor area captures the Florida lifestyle buyers seek. The cul-de-sac location adds an extra layer of privacy and reduces traffic, making it an inviting spot for both relaxation and play. This home has been thoughtfully cared for, with major updates already done for you, including a roof replacement in October 2022 and new A/C units installed in 2024 and 2025, providing comfort, efficiency, and peace of mind. Living here also means enjoying the Oakleaf Plantation lifestyle: resort-style pools, sports courts, fitness facilities, playgrounds, and walking paths, along with convenient shopping, dining, and services just minutes away. All of this surrounds your lakefront home, offering a blend of space, comfort, and amenities that is hard to match.

3016 Tower Oaks Drive, Orange Park
$472,500
4 Beds ⋅ 4 Baths ⋅ GC540238 MLS
$10,000 BUYERS CREDIT towards whatever you wish! Check out this stunning 4 bedroom, 4 bathroom lakefront home on Lake Brooklyn! Enjoy breathtaking lake views while sipping your morning coffee from the massive covered porch. Inside, you’ll love the soaring vaulted ceilings with exposed beams that create the perfect cozy cabin feel, along with a beautiful wood-burning fireplace. Vinyl plank flooring runs throughout the home, making maintenance easy and efficient. Three of the four bedrooms feature their own private en-suite bathrooms, offering exceptional comfort and privacy. Upstairs, both bedrooms include private balconies overlooking the property and lake. Downstairs features a spacious living area, private bedroom, and full bathroom, making it ideal for an in-law suite, guest quarters, or even a potential income-producing apartment. Complete with a private dock, this home is perfect for enjoying lake life to the fullest. Don’t miss your opportunity to own this incredible waterfront retreat!

7119 Immokalee Road, Keystone Heights
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