Charlotte Homes with Waterfront

Charlotte Homes with Waterfront

Welcome to Charlotte County, Florida, a hidden gem nestled on the beautiful Gulf Coast. Known for its stunning waterfront properties, this county offers a true paradise for those seeking a home with waterfront access.

Located in the Sunshine State, Charlotte County is a haven for outdoor enthusiasts and water lovers. With over 165 miles of pristine shoreline along the Gulf of Mexico and the Peace River, residents here have endless opportunities for boating, fishing, and enjoying the scenic beauty that surrounds them.

Homes with waterfront views are highly sought after in Charlotte County, and it's easy to see why. Imagine waking up to breathtaking sunrises over the water, or spending your evenings watching dolphins play in your backyard. Whether you're looking for a luxurious beachfront estate or a cozy cottage on a canal, Charlotte County offers a diverse range of properties to suit every taste and budget.

Aside from its natural beauty, Charlotte County also boasts a vibrant community with a variety of amenities. From world-class golf courses and marinas to charming downtown areas with unique shops and restaurants, there's always something to do and explore. The county is also home to several parks and nature preserves, providing ample opportunities for hiking, birdwatching, and enjoying the great outdoors.

If you're dreaming of a waterfront lifestyle in Florida, look no further than Charlotte County. With its stunning natural surroundings, abundant recreational opportunities, and welcoming community, this is the perfect place to call home. Start your search for a waterfront property in Charlotte County today and discover the beauty and tranquility that awaits you.

Newest Charlotte Homes with Waterfront

3 Beds ⋅ 2 Baths ⋅ TB8539308 MLS

Now Available in Port Charlotte! Come see this charming Home consisting of 3 bedrooms, 2 bath, 1,716 (sqft), -clean Waterfront residence with a spacious layout and great back yard! This is the perfect home for those looking for space and best of it’s move in ready. Property is being sold “as-is” with right to inspect. It is the buyers and buyer’s agent responsibility to verify all room measurements, utilities info, lot size, schools zoning, building addition permits, building materials, along with all property information in this listing. All room measurements and dimensions are estimates.

469 Dorchester Street, Port Charlotte

3 Beds ⋅ 4 Baths ⋅ C7529618 MLS

Waterfront craftsmanship, exceptional boating access, and a home originally designed to showcase the builder’s best work—welcome to 1418 Kinglet Drive in Punta Gorda Isles. Built in 2017 as a model home for respected local builder Harbor Home Builders, this beautifully appointed residence offers the thoughtful design, upgraded finishes, and attention to detail you would expect from a home created to make an impression. Set along 77 feet of waterfront at the intersection of canals, the property enjoys wide water views and sailboat access to Charlotte Harbor with no bridges standing between you and open water. A 60-foot concrete dock with water and electric, along with a 10,000-lb boat lift featuring remote operation and auto-stop, makes it easy to take full advantage of Punta Gorda’s renowned boating and fishing lifestyle. Inside, the 3-bedroom, 3.5-bath home offers an open, spacious design with soaring ceilings, architectural ceiling details, custom lighting, porcelain tile flooring and expansive pocketing sliders that open the great room to the lanai and waterfront beyond. The kitchen is equally well planned, with abundant soft-close cabinetry, granite surfaces, an oversized island with storage on both sides, a walk-in pantry and a casual dining area wrapped by an aquarium window that brings the water view indoors. Each bedroom enjoys the privacy of its own en-suite bath with walk-in shower. The primary suite opens directly to the pool and features two walk-in closets, dual sinks, a separate makeup area, freestanding soaking tub and generous walk-in shower. A separate flex room with a convenient half-bath offers exceptional versatility—ideal as a home office, media room, art studio, fitness space or simply a room designed around whatever inspires you. The waterfront becomes part of the home the moment the pocketing glass doors disappear from view, creating an easy transition from the great room to the covered lanai. A handsome pine ceiling adds warmth overhead while the heated saltwater pool and broad intersecting-canal views provide the backdrop. Whether dining under cover, relaxing poolside or watching boats pass along the canal, this is a space designed to make the most of life on the water. Offered fully furnished and turnkey, the home is ready to enjoy from the moment you arrive. Additional features include impact-resistant windows and doors, electric Kevlar hurricane screens protecting the lanai, an epoxy-finished three-car garage floor, circular paver driveway lush Florida landscaping that beautifully complements the waterfront setting. From your dock, Charlotte Harbor and the waters beyond are only minutes away. By land, the home is conveniently located near St. Andrews South Golf Club, Isles Yacht Club, Fishermen’s Village, downtown Punta Gorda, waterfront parks, dining, shopping and the many recreational opportunities that make Punta Gorda Isles such a distinctive place to call home. 1418 Kinglet Drive brings together quality construction, exceptional waterfront access and the easygoing Florida lifestyle in one beautifully finished property. ** Virtual Tour 2 will show you the floor plan and take you on a 3D home tour**

1418 Kinglet Drive, Punta Gorda

3 Beds ⋅ 2 Baths ⋅ D6148165 MLS

Waterfront Home with Gulf Access – Sailboat Water - No Bridges To The Bay! Ideal for your Sailboat or Large Yacht! At this time this is the lowest priced completed 3 Bedroom POOL home on Sailboat Water in South Gulf Cove. You can live your Florida dream vacation every day just a short drive to one of the most beautiful beaches in Southwest Florida! This charming home offers an open floorplan with split bedrooms providing privacy for you and your guests. The vaulted ceilings with ample high shelves for your treasures create an open, airy atmosphere with lots of natural light. There are 3 Bedrooms, 2 Baths, a formal dining room, efficient kitchen with Stainless Steel appliances & pantry closet, and a breakfast nook plus a breakfast bar. From the Living Room, French Doors lead you to the large screened lanai with a POOL & Spa. This home is in X Flood Zone so no flood insurance is required, however, the current flood policy is transferrable to a new owner at a very low rate if desired. Located on a DEEP WATER CANAL with 80 feet of Concrete Seawall leading to Charlotte Harbor, the Gulf, the Caribbean, fabulous Boca Grande and the world beyond! At this location you can enjoy a day on the water with the convenience of having your boat ready for use at a moment’s notice! Need a little more room? Seller owns the ADJACENT CONCRETE SEAWALL LOT which could provide an additional 80 feet on the water giving the potential to have more space or to build a Family Compound. South Gulf Cove is a very special waterfront community conveniently located close to great shopping, restaurants from casual to gourmet, world class Golf Courses, quaint Olde Englewood Village, historic Punta Gorda and Fisherman’s Village (by boat or car), and of course the beautiful Gulf Beaches of Boca Grande! Take your boat out to Boca Grande for the day or take a short (approx. 10 minute) drive to the Boca Grande Causeway to enjoy spectacular sunsets and all that fabulous Boca has to offer. Call today for more information on this home and possible special financing to a qualified buyer.

15001 Appleton Blvd, Port Charlotte

3 Beds ⋅ 2 Baths ⋅ C7529460 MLS

WATERFRONT. POOL. DOCK. BOAT LIFT. EXTENSIVE UPDATES. This meticulously maintained 3-bedroom, 2-bathroom Port Charlotte home delivers the Florida lifestyle from the moment you arrive! Situated directly on the ELKCAM CANAL with boating access to the PEACE RIVER and CHARLOTTE HARBOR, you're approximately 10 MINUTES FROM OPEN WATER, with a BOAT LAUNCH WITHIN WALKING DISTANCE. This property combines an impressive waterfront setup, beautiful outdoor living spaces, thoughtful improvements and a wonderfully maintained interior. OUTSIDE IS WHERE THIS HOME TRULY SHINES. Boaters will appreciate the 35' DOCK and 7,000-LB BOAT LIFT, while the expansive screened lanai surrounds a HEATED AND COOLED SALTWATER POOL complete with a 6' X 14' SUN SHELF—creating an incredible setting for swimming, relaxing and entertaining. Beyond the pool area, a LARGE GAZEBO/OUTDOOR BAR provides yet another dedicated gathering space. Even the front of the home was designed to be enjoyed, with a spacious FRONT PORCH perfect for unwinding outdoors. Spray foam insulation added to the home in 2022 extends to the front porch area, helping maintain a more comfortable temperature while enjoying the space. Inside, the home feels bright, welcoming and exceptionally cared for. The LARGE KITCHEN offers abundant cabinetry and counter space, STAINLESS STEEL APPLIANCES, a generous PANTRY and an INSTANT HOT WATER FAUCET at the sink. A convenient PASS-THROUGH WINDOW connects the kitchen directly to the lanai and pool area, making it easy to serve drinks, snacks and meals while entertaining outdoors. The kitchen flows into the dining and living areas, creating an open, comfortable layout with easy access to the outdoor living spaces. The spacious PRIMARY SUITE features a LARGE WALK-IN CLOSET WITH BUILT-INS and an expansive en-suite bathroom complete with DUAL VANITIES and a walk-in shower. Two additional bedrooms and a full guest bathroom provide plenty of flexibility for family, guests or a home office. The LARGE LAUNDRY ROOM adds even more functionality with a convenient UTILITY SINK. A 2022 GARAGE REMODEL/CONVERSION thoughtfully expanded the home's finished interior space while retaining a portion of the former garage behind the existing garage door. This impressive, expertly finished and versatile remaining area is ideal for a HOME GYM, WORKSHOP, or STORAGE for tools, motorcycles, jet skis and other recreational equipment. INSULATION THROUGHOUT THE GARAGE ROOF and an INSULATED GARAGE DOOR further enhance the functionality of this unique space. THE ADDITIONAL HOME IMPROVEMENTS ARE JUST AS IMPRESSIVE: Roof completed 2019/2022, A/C (HEAT PUMP) AND DUCTWORK 2022, SPRAY FOAM INSULATION 2022, POOL HEAT AND COOLING PUMP 2025, GUTTERS 2025 and HOT WATER HEATER 2026. All glass openings have either IMPACT GLASS OR SHUTTERS, and the home is equipped with a GENERATOR HOOKUP for added preparedness. Additional features include a WHOLE-HOUSE CULLIGAN SEDIMENT AND CARBON WATER FILTERING SYSTEM and a DEEP WELL DEDICATED TO IRRIGATION, providing even more functionality to this already exceptionally well-equipped property. From mornings on the water to evenings gathered around the outdoor bar and pool, 155 Francis Drive NE is more than a beautifully maintained home—it's a COMPLETE FLORIDA WATERFRONT LIFESTYLE. With its extensive improvements, boating amenities, abundant entertaining space and unmistakable pride of ownership, this is a property that deserves to be seen in person.

155 Francis Drive Ne, Port Charlotte

4 Beds ⋅ 3 Baths ⋅ TB8538200 MLS

Set on a rare 0.69-acre tip lot with 285.5 feet of seawall, this custom Luke Brothers-built home offers a covered 16' x 20' composite dock with a 10,000-lb. lift on a deep-water canal, providing quick, bridge-free access to Charlotte Harbor, the open Gulf, and the world-famous tarpon fishing of Boca Grande. Double-glass entry doors welcome you into an open great room floor plan featuring crown molding, illuminated tray ceilings, and elegant diagonal tile flooring throughout. Corner sliding glass doors connect the main living area directly to the lanai and pool deck, creating a seamless indoor-outdoor flow. The kitchen is equipped with quartz countertops, a modern induction range, premium Bosch dishwasher, and oversized walk-in pantry. The private primary suite features an expansive bedroom, jetted soaking tub, large walk-in shower with bench, elegant granite bathroom finishes, and convenient direct-access pass-through to the laundry room. A versatile fourth bedroom or den features custom built-ins, a dry bar, ensuite bathroom, and sliding doors opening to the lanai—ideal for guests or a home office. Impact-rated windows and doors, attic spray foam insulation, an attached 3-car garage, and a newer 2023 roof add to the home’s functionality and peace of mind. The entertainer’s backyard offers a heated pool, outdoor kitchen, and expansive grounds. For additional parking and storage, the property includes a dedicated gravel RV parking pad with a 50-amp hookup, plus plenty of room for additional vehicles, trailers, or outdoor hobbies. Beyond the property, you’re just a short distance from beautiful beaches, shopping and dining, and the historic charm of downtown Punta Gorda.

10650 Poughkeepsie Circle, Port Charlotte

3 Beds ⋅ 2 Baths ⋅ C7529200 MLS

Punta Gorda Isles! Stunning 3 bedroom + office/den, 2 bath, oversized 2-car garage waterfront pool home with powerboat access to Charlotte Harbor leading to the Gulf! For the avid boater, this property features 80' of waterfrontage, extended 51' concrete dock with water and electric plus 10,000 lb. boat lift. This exceptional home is filled with thoughtfully designed architectural features, including coffered and double tray ceilings, crown molding, and contemporary lighting. The living room features a large slider to the lanai seamlessly blending indoor and outdoor living spaces. Adjacent to the living room, an office/den offers endless versatility, providing the perfect space for working from home or creating an additional entertainment area. Gourmet kitchen features two-toned wood cabinetry with under-cabinet lighting, complemented by tile backsplash and granite countertops. The dining area is highlighted by a large sliding glass door and window that showcases serene water views, while the oversized island offers abundant seating and serves as the heart of the home for everyday living and entertaining. Generous primary suite offers direct access to the lanai/pool area, his and her walk-in closets and an ensuite bath with dual vanities, roman shower, and a private water closet. Split floor plan is designed for optimal privacy, featuring two additional guest bedrooms that share a well-appointed guest bath that also doubles as a pool bath, adding to the home's functionality and appeal. Step outside to your private oasis featuring a covered lanai with room for a future outdoor kitchen and a screened, heated saltwater pool, perfect for entertaining guests. Additional features include an oversized garage measuring approximately 29.7 feet wide by 24 feet deep, newly sealed pavers, impact windows plus front and rear doors have double hurricane protection for added peace of mind. Located on a quiet street in a popular golf and boating community close to St. Andrews South Golf Club, the Yacht Club, Fishermen's Village, and the historic downtown area of Punta Gorda. Enjoy access to arts, community events, entertainment, world-class fishing, boating, fine dining, and beautiful parks. Don't miss your chance to own this waterside treasure! Schedule your private showing today!

1340 Mediterranean Drive, Punta Gorda

BUILD NOW OR BUY AS AN INVESTMENT! Looking for vacant waterfront property in Punta Gorda Isles? Consider this 80x120x80x120 lot w/80 FT OF WATER FRONTAGE & SAILBOAT ACCESS TO CHARLOTTE HARBOR. The standard 80x120 lot dimensions accommodate the popular model home designs offered by area builders, giving you plenty of options when choosing the right floor plan for your future home. Build now & customize it to fit your lifestyle OR purchase the lot today & hold for the future as vacant waterfront property in PGI becomes increasingly rare. Boaters will appreciate having TWO OPTIONS for reaching Charlotte Harbor. Head out through Buckley's Pass or cruise the perimeter canal to Ponce Outlet. Keep your future boat docked right in your backyard & set off whenever the mood strikes. Spend the day fishing Charlotte Harbor, head out toward the Gulf or take the boat to one of the area's waterfront restaurants. This is the lifestyle that makes Punta Gorda Isles such a popular choice for boaters. The neighborhood features a mix of established homes & newer, custom-built properties. Design a home that fits the way you want to live w/a pool, lanai & outdoor living area overlooking the canal. St Andrews South Golf Club is nearby, so you can play a round in the morning & still have plenty of time to get out on the water in the afternoon. Miles of sidewalks throughout PGI also connect you to area parks, Fishermen's Village & historic downtown Punta Gorda. The adjacent waterfront lot (#13) is available for sale separately, providing even more possibilities. Purchase both for approximately 160 FT OF WATER FRONTAGE & build across the two lots OR build on one & keep the neighboring lot open for additional privacy while holding it as a separate investment. Public water & sewer are available. Whether your plans include building right away or investing in waterfront property for the future, don't miss the opportunity to own in Punta Gorda Isles. Start planning your Florida dream today!

3930 La Costa Island Court, Punta Gorda

2 Beds ⋅ 2 Baths ⋅ C7529547 MLS

Sailboat Backyard Views on a Saltwater Canal. That's all you'll need! 721 Rio Villa Drive is located in the sought after (Non HOA) Charlotte Park boating community area of Punta Gorda and it offers true sailboat access with no fixed bridges - making it ideal for boaters looking for quick, unobstructed access to open water. Wake up to gentle breezes as you relax on your custom deck overlooking the canal, grab your kayak and go for a morning paddle. You will love how easy it is to get to open water from your backyard. This home offers an open floor plan with 2 Bedrooms, 2 full Bathrooms, Office/Den that can be a third Bedroom, and heated pool! Located just minutes from everything that makes Punta Gorda so special, you’re only 5 minutes to Fishermen’s Village and the restaurants, boutiques, and waterfront views of historic downtown Punta Gorda. Enjoy live music, local seafood, and waterfront dining at The Perfect Caper, Harpoon Harry’s, TT’s Tiki Bar, or Carmelo’s Italian, all within a short drive. Sunseeker Resort is just 10 minutes away, offering world-class dining, entertainment, and resort amenities. Travel is a breeze with Punta Gorda Airport (PGD) only 15 minutes away, I-75 access in under 10 minutes, and Southwest Florida International Airport (RSW) less than 45 minutes from your driveway. Whether you’re heading out for dinner, a flight, or a day on the water, convenience and connection meet in the heart of this Florida coastal home.

721 Rio Villa Drive, Punta Gorda

6 Beds ⋅ 6 Baths ⋅ D6148065 MLS

Set directly on the Gulf of Mexico within the private, gated Palm Island Resort, this custom built coastal estate offers 6 bedrooms, 5.5 baths, and more than 4,600 sq ft of air conditioned living space—surrounded by breathtaking water views from both the Gulf and Lemon Bay. Recently refreshed with a 2026 exterior remodel, the home blends timeless architecture with the relaxed elegance of true island living. Accessible only by car ferry or private boat, Palm Island feels wonderfully removed from the mainland—quiet, natural, and reminiscent of a Caribbean island from decades past. Inside the resort, life shifts to golf cart only, whether you bring your own or call upon the bellman for concierge service. The island’s only restaurant sits just moments away, and 24 hour security watches over the community, even though only the sea turtles are up at night, nesting quietly under the moonlight. It’s a place where you truly leave your worries in the parking lot and step into perfect, uncomplicated paradise. Upon entering the home, you’re immediately drawn toward its most unforgettable feature—a sweeping expanse of Gulf water that fills the great room with shimmering light. The first floor offers generous living space with multiple sitting areas, a gas fireplace, dining, kitchen, utility room, two ensuite bedrooms, and a half bath. Warm wood floors anchor the main living areas, while the bedrooms feature soft carpeting and the bathrooms showcase distinctive custom tilework—details that quietly reflect the home’s custom design and the care that went into every element. Upstairs, four additional bedrooms include two Gulf front suites, each with window wrapped turret spaces rising to sculpted wood plank ceilings and capturing the horizon in unforgettable ways. Below the elevated living level, a full open ground floor offers secure golf cart parking, storage, and flexible space ready to be built out to suit your vision. Loved by one family and ready for another, this Gulf front sanctuary offers privacy, beauty, and a lifestyle found in only a few rare corners of the country—peaceful, natural, and beautifully unhurried.

7394 Palm Island Drive, Placida

PGI WATERFRONT LOT W/SAILBOAT ACCESS + ADJACENT LOT ALSO AVAILABLE! Build your dream home on this vacant, waterfront lot in Punta Gorda Isles & start enjoying the Florida waterfront lifestyle. Lot dimensions are 80x120x80x120 w/80 FT OF WATER FRONTAGE plus public water & sewer available. Boaters have TWO OPTIONS for reaching Charlotte Harbor - head out through Buckley's Pass or enjoy a leisurely cruise around the perimeter canal to Ponce Outlet. From there, head out to Charlotte Harbor & beyond to enjoy some of the best fishing & boating SW Florida has to offer. Property is surrounded by a mix of established homes & newer, custom-built homes. Add your own custom home to the neighborhood & design it around the lifestyle you've been dreaming about - complete w/the outdoor living space, pool & dock setup that works for you. Ready to build? Start planning your waterfront home today. Not ready yet? BUY NOW & HOLD FOR THE FUTURE as vacant waterfront lots in Punta Gorda Isles become increasingly difficult to find. WANT MORE SPACE, PRIVACY OR WATER FRONTAGE? The ADJACENT WATERFRONT LOT (#12) IS AVAILABLE FOR SALE SEPARATELY. Purchase both properties to create a rare double lot w/approximately 160 FT OF WATER FRONTAGE. Build across both lots for a larger home OR build on one & keep the neighboring lot open for additional privacy, extra waterfront space & a separate investment for the future. Owning both gives you the flexibility to decide what works best for you now while preserving options down the road. Located near St Andrews South Golf Club, this property puts two of Punta Gorda's favorite pastimes within easy reach. Enjoy a morning round of golf before returning home to head out on the boat for an afternoon on Charlotte Harbor. Punta Gorda Isles also offers miles of sidewalks connecting you to nearby parks, Fishermen's Village & historic downtown Punta Gorda. This property offers plenty of possibilities. Own your piece of paradise today!

3936 La Costa Island Court, Punta Gorda

3 Beds ⋅ 2 Baths ⋅ C7529393 MLS

Welcome to a beautifully appointed waterfront home in desirable Burnt Store Isles, offering 3 bedrooms plus a dedicated office, 2 baths, 2,457 square feet under air, 3,657 total square feet, and a spacious 3-car garage. Thoughtfully designed for both everyday comfort and entertaining, the home combines refined interior finishes with exceptional indoor-outdoor Florida living. Boating enthusiasts will appreciate the concrete dock, 10,000-pound boat lift, concrete seawall, saltwater canal frontage, sailboat access, and NO FIXED BRIDGES on the route through Alligator Creek to Charlotte Harbor and beyond. Inside, the bright and open great-room design features soaring ceilings, tray ceiling details, crown molding, tile flooring, plantation shutters, and expansive 8-foot sliding glass doors framing beautiful views of the pool and canal. The split-bedroom floor plan provides privacy for family and guests, while the separate office creates an ideal work-from-home space without sacrificing a bedroom. The kitchen offers abundant cabinetry, elegant stone countertops, generous workspace, and a premium suite of KitchenAid appliances. The home also features a whole-house water softener and filtration system, along with a dedicated reverse-osmosis drinking water system at the kitchen. The private primary suite is designed as a relaxing retreat with a comfortable sitting area, pool and water views, custom walk-in closet storage, dual vanities, and an impressive Roman-style walk-through shower. Step outside to an expansive screened lanai designed for year-round enjoyment, with two covered entertaining areas, tongue-and-groove ceiling details, an outdoor kitchen and grill, heated saltwater pool with lighting, and freestanding heated spa. A fenced yard provides a secure space for pets while maintaining easy access to the waterfront. Additional features include hurricane-impact windows and doors throughout, concrete and stucco construction, tile roof, ceiling fans, central air conditioning, irrigation system, rain gutters, and mature landscaping. The interior laundry room includes cabinetry, granite countertops, and Whirlpool Cabrio washer and dryer, while the expansive paver driveway provides generous additional parking. Built in 2016 and beautifully maintained, this waterfront home brings together quality construction, upscale finishes, outstanding boating amenities, exceptional outdoor living, and the relaxed lifestyle that makes Burnt Store Isles one of Punta Gorda’s most desirable waterfront communities

325 Segovia Drive, Punta Gorda

3 Beds ⋅ 2 Baths ⋅ N6145360 MLS

Welcome to 2201 Aaron St in Port Charlotte, Florida! This inviting property offers the perfect opportunity to enjoy the relaxed Southwest Florida lifestyle. Step inside to a comfortable and functional floor plan filled with natural light and plenty of potential to make the space your own. The home offers versatile living areas ideal for everyday living, entertaining family and friends, or creating the perfect Florida retreat. Outside, enjoy the Florida sunshine and ample space for outdoor living, gardening, entertaining, or simply relaxing at home. Whether you're searching for a full-time residence, seasonal getaway, or investment property, this home provides an excellent opportunity in the heart of Port Charlotte. Conveniently located near shopping, dining, medical facilities, golf courses, parks, boating, fishing, and the beautiful Gulf Coast beaches, with easy access to both Port Charlotte and Punta Gorda. Come experience Southwest Florida living!!!

2201 Aaron Street, Port Charlotte

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