Bay County Real Estate

Bay County Real Estate

Welcome to Bay County, located in the beautiful state of Florida. Situated in the panhandle region, Bay County offers a unique blend of natural beauty, vibrant communities, and endless recreational opportunities.

With its stunning coastline along the Gulf of Mexico, Bay County is a paradise for beach lovers and water enthusiasts. The county is home to several popular beach destinations, including Panama City Beach, known for its sugar-white sands and crystal-clear turquoise waters. Whether you enjoy swimming, sunbathing, fishing, or boating, Bay County's beaches provide the perfect backdrop for relaxation and fun.

Beyond its stunning beaches, Bay County also boasts a rich history and cultural heritage. The city of Panama City, the county seat, offers a vibrant downtown area with charming shops, restaurants, and art galleries. Visitors can explore historic landmarks like the Martin Theatre and the Bay County Historical Museum, which showcase the area's past.

For outdoor enthusiasts, Bay County offers a wealth of recreational activities. St. Andrews State Park is a popular destination for hiking, camping, and wildlife viewing, while the Gulf Coast State College Nature Trail provides opportunities for birdwatching and nature photography.

In terms of real estate, Bay County offers a diverse range of options to suit different lifestyles and budgets. From beachfront condos and luxury waterfront homes to suburban neighborhoods and rural properties, there is something for everyone. The area's strong economy, excellent schools, and friendly communities make it an attractive place to live and invest in real estate.

Whether you are looking for a vacation home, a place to retire, or a new place to call home, Bay County has it all. Come and discover the beauty and charm of this coastal county in Florida's panhandle.

Newest Listings in Bay County

$348,000
2 Beds ⋅ 3 Baths ⋅ TB8536482 MLS ⋅ 10 BLDG.
Virtually Staged. Welcome to the highly sought-after Gulf Highlands Beach Resort, one of Panama City Beach's premier gated communities. Ideally located just a short walk to the soft sugar-sands and emerald waters of the Gulf of America, this beautifully maintained townhome offers the perfect blend of lifestyle, convenience, and investment opportunity.Whether you're looking for a primary residence, vacation home, or income-producing property, this home checks every box. Short-term rentals are permitted with no waiting period, allowing the new owner to begin operating as an Airbnb or vacation rental immediately, subject to local regulations and association requirements.Gulf Highlands Beach Resort is renowned for its outstanding resort-style amenities, including:24-hour gated security, Private beach access just across Front Beach Road, Beachfront clubhouse with swimming pool and café11, swimming pools, including 5 seasonally heated pools, Tennis courts, Pickleball courts, Shuffleboard courts, 18-hole miniature golf course, Fitness center, Playground, Walking paths and beautifully landscaped grounds. Catch-and-release fishing, Golf cart-friendly community. Low HOA fees covering internet, landscaping, pest control, trash service, and maintenance of the resort amenities.Perfectly situated near restaurants, shopping, entertainment, golf, and all that Panama City Beach has to give, this property presents an exceptional opportunity for both personal enjoyment and strong rental income potential.Schedule your private showing today and discover why Gulf Highlands Beach Resort remains one of Panama City Beach's most desirable vacation and investment communities.

143 Grande Island Blvd Boulevard, Panama City Beach
$535,000
3 Beds ⋅ 2 Baths ⋅ B26060287 MLS
Welcome to this beautifully maintained 3-bedroom, 2-bath home in the desirable Magnolia Point at The Preserve! Offering comfortable single-level living, this home combines thoughtful updates with an exceptional outdoor retreat. Inside, you'll find a spacious living room centered around a cozy gas fireplace, a formal dining area, and a generous kitchen featuring a breakfast bar and adjoining breakfast nook, perfect for everyday living or entertaining. The oversized primary suite offers waterproof composite flooring, a large walk-in closet, an en-suite bath with a whirlpool tub and separate shower, plus private access to the backyard. Step outside to your own private oasis featuring a stunning saltwater pool installed in 2021, a large covered patio, and a fully fenced backyard designed for r

4601 MAGNOLIA BEACH Road, Panama City
$28,999
A4701446 MLS
This vacant lot offers an excellent opportunity to build your future home or make a smart investment. Situated in East Bay Plantation, the property features 0.7 acres with wooded terrain and access to the bayou. Well and septic required. Enjoy a peaceful setting while remaining conveniently located near shopping, dining, schools, and major highways, providing easy access to city amenities. Whether you’re looking for a private retreat, a development opportunity, or a long-term investment, this lot provides the flexibility and location to suit your needs. Listing is for land only and comes As Is.

2706 Sting Ray Road, Panama City
$59,999
A4700981 MLS
Build your dream home on this 1.33-acre cul-de-sac lot in the sought-after Laird Bayou community, a gated waterfront neighborhood offering the perfect blend of privacy, recreation, and coastal living. Residents enjoy exclusive amenities including a private boat launch, boat and RV storage, a community pool with restrooms, and underground utilities, making it easy to embrace the waterfront lifestyle. Spend your days exploring the beautiful waters of East Bay, boating to Shell Island, or enjoying the nearby beaches and outdoor recreation. Conveniently located just minutes from Tyndall Air Force Base, Mexico Beach, and Panama City, this spacious homesite offers an exceptional opportunity to build your custom coastal retreat in one of Bay County's most desirable communities. Listing is for land only and comes As Is.

702 Island Court, Panama City
$374,999
A4700311 MLS
Discover an exceptional opportunity to own a 0.29-acre canal-front lot in the prestigious gated community of Bay Point in Panama City Beach. With public utilities available and direct access to the canal, this property offers an ideal setting for coastal living and boating enthusiasts. Bay Point is one of Panama City Beach’s premier communities, featuring 24-hour security, a Jack Nicklaus championship golf course, full-service marina, on-site dining, and beautifully maintained grounds. Conveniently located just minutes from St. Andrews State Park, Shell Island, shopping, restaurants, and the sugar-white beaches of the Gulf Coast.

475 Wahoo Road, Panama City
$89,500
TB8528945 MLS
Exceptional opportunity to purchase 5527 Lakewood Circle together with the adjoining lot for 1.45 Acres Total, creating a larger combined homesite with added space, privacy, and development flexibility. The property is zoned R-2, allowing potential uses that may include manufactured housing, a single-family residence, or duplex development, subject to applicable county requirements, permitting, setbacks, and site approval. Located along a quiet paved street in an established residential area, these wooded parcels have mature trees and multiple possibilities for builders, investors, or buyers planning a future homesite. The combined lots may provide room for a larger yard, additional outdoor space, or an income-producing residential project. Conveniently located near shopping, schools, dining, Tyndall Air Force Base, and other Panama City amenities. Both parcels are being sold together as one package. Buyer is responsible for verifying zoning, manufactured-home eligibility, duplex approval, utilities, lot dimensions, access, flood zone, wetlands, build ability, and all other information important to the buyer during the due-diligence period. Cash purchase only. Buyer pays all closing costs.

5527 Lakewood Circle, Panama City
$399,900
3 Beds ⋅ 3 Baths ⋅ O6416314 MLS ⋅ Whisper Dunes BLDG.
Whisper Dunes Phase 1-A Lot 1 ORB Immaculate Townhome in Whisper Dunes was once the Model Home for the community so it has many add ons and features most townhomes don't have ! This 3 bedroom 2 1/2 bath corner unit has tons of natural light; open living floor plan; tile flooring downstairs; upgraded wood cabinets; Built in surround sound & even a Two car tiled garage floor! Upon entering the home you are greeted with a large dining area, comfortable living room, 1/2 Bath and Beautiful Kitchen that includes Stainless Steel Appliances. The upstairs Loft area has Bamboo floors and extra cabinets built in for storage. The Master Bedroom has a Huge walk in closet,Full Soaking Tub & separate shower in the Master Bath. The Backyard is very peaceful with a Stone HardScape Feature & Seating Area. Also Note; Roof; HVAC; Hot Water Heater/with Booster; ALL NEW WITHIN LAST FEW MONTHS !

101 Sand Oak Boulevard, Panama City Beach
$780,000
A11989551 MLS
Prime development opportunity in Panama City. This parcel allows for residential development with current zoning supporting up to 10 units per acre, with a maximum potential of approximately 51 units (subject to buyer’s verification).Additionally, the property may qualify for increased density under Florida’s Live Local Act, which can allow for significantly higher density when developing qualifying affordable or workforce housing projects, subject to local approvals and compliance requirements.The site may also be eligible for incentives under the Low-Income Housing Tax Credit (LIHTC) program, offering potential tax advantages for developers.Strategically located near key roads, employment centers, and growing residential demand, this property presents a compelling opportunity for builders and investors.Buyer to verify zoning, density, utilities, and eligibility for all incentives.

W 12th Street, Panama City
$37,999
A4698453 MLS
This vacant lot offers an excellent opportunity to build your future home or make a smart investment. Situated in Laird Bayou Subdivision, the property features 0.78 acres of wooded terrain. Well and septic are required. Enjoy a peaceful setting while remaining conveniently located near shopping, dining, schools, and major highways, providing easy access to city amenities. Whether you’re looking for a private retreat, a development opportunity, or a long-term investment, this lot provides the flexibility and location to suit your needs. Listing is for land only and comes As Is.

736 Vista Del Sol Lane, Panama City
$264,999
4 Beds ⋅ 2 Baths ⋅ O6420037 MLS
*SELLER FINANCING AVAILABLE* *FINANCIAMIENTO DISPONIBLE* * $15,000.00 Down - $2,420.00 /Monthly including taxes and insurance * Don't let this incredible opportunity pass you by! Step into your dream home—a stunning 4-bedroom, 2-bathroom modern masterpiece boasting 1,921 sq. ft. of stylish living space! This gem is designed for elegance, featuring soaring 10-foot ceilings, luxurious vinyl plank flooring, and exquisite granite countertops that scream sophistication. The spacious primary suite is your personal oasis, complete with dual vanities and a generous walk-in closet. Plus, a tankless water heater means you'll never run out of hot water! Embrace the serenity of your own fenced yard in a prime location that's just minutes away from shopping, parks, schools, and Tyndall AFB

274 Bayou Bend Lane, Panama City
$264,999
4 Beds ⋅ 2 Baths ⋅ B26045357 MLS
2022 built home minutes from Tyndall AFB with a real path to ownership. Seller financing and owner financing alternative, no bank needed. Approx. $15,000 down payment and a fixed monthly payment from $ 2,420.00 including taxes and insurance. You become a legal co-owner at closing through the seller's co-ownership program. Every payment buys more of the home until you own 100%. Not rent to own, the equity you build is yours. Bank said no? Steady W-2, self employed or 1099 income plus your entry payment is what counts, not just a credit score. 3 bedrooms*, 2 baths, 1,887 sq ft with 10 ft ceilings, granite counters, tankless water heater and a fenced backyard. Schedule your tour today and ask for the ownership guide. Se habla español.

274 Bayou Bend Lane, Panama City
$105,999
A4698140 MLS
This vacant lot offers an excellent opportunity to build your future home or make a smart investment. Situated in West Bay, Florida, the property features 0.49 acres of wooded terrain with public utilities available. A mobile home has been removed, and the lot has already been scraped, cleaned, filled, and fenced, providing added preparation for future use or development. Enjoy a peaceful setting while remaining conveniently located near shopping, dining, schools, and major highways, providing easy access to city amenities. Whether you’re looking for a private retreat, a development opportunity, or a long-term investment, this lot provides the flexibility and location to suit your needs. Listing is for land only and comes As Is.

7905 Random Road, Panama City Beach
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