Polk City Homes with Waterfront

Polk City Homes with Waterfront

Polk City: A Serene Retreat with Waterfront Homes

Nestled in the heart of Polk County, Florida, lies the charming city of Polk City. Known for its tranquil atmosphere and picturesque surroundings, this hidden gem is the perfect place to call home. With its convenient location in the Sunshine State, Polk City offers residents a peaceful retreat away from the hustle and bustle of larger cities.

One of the most enticing features of Polk City is its abundance of waterfront homes. Whether you're an avid angler, a water sports enthusiast, or simply enjoy the calming views of shimmering lakes, Polk City has something to offer everyone. Imagine waking up to the gentle sound of waves lapping against the shore or spending lazy afternoons basking in the sun on your own private dock. With a variety of homes situated along the water's edge, you can find the perfect oasis to suit your lifestyle.

Polk City's waterfront homes not only provide stunning views but also offer endless recreational opportunities. Spend your weekends boating, fishing, or kayaking on the crystal-clear lakes that dot the area. With access to a wide range of water activities right at your doorstep, you'll never have a dull moment in Polk City.

In addition to its natural beauty, Polk City boasts a close-knit community and a range of amenities. From top-rated schools and parks to shopping centers and dining options, everything you need is within reach. Plus, with its proximity to major cities like Orlando and Tampa, you can easily enjoy the excitement of urban life while still enjoying the tranquility of Polk City.

If you're searching for a peaceful retreat with waterfront living, Polk City is the perfect destination. Explore the real estate options in this charming city and discover the joy of living in a place where serenity meets natural beauty.

Newest Polk City Homes with Waterfront

$479,000
2 Beds ⋅ 2 Baths ⋅ L4964430 MLS
Virtually Staged. Welcome to 1230 Motorcoach Drive, where Florida living meets the ultimate RV lifestyle in gated Mt. Olive Shores North! This thoughtfully designed home offers bright, comfortable living spaces, exceptional RV accommodations, abundant storage, and access to an impressive collection of resort-style community amenities. Here the RV life is welcome, but not required! This RV port fits up to a 45 foot rig. Inside, the home features a spacious open layout with high ceilings, 8 foot doors throughout, abundant natural light, and an easy flow between the kitchen and main living areas. The kitchen offers white cabinetry, generous counter space, a breakfast bar, tile flooring, and plenty of storage while remaining open to the living area for everyday living and entertaining. The spacious living room provides plenty of room to gather and opens toward an additional enclosed Florida room surrounded by windows, creating a light-filled space to enjoy the Florida sunshine and peaceful surroundings year-round. The primary suite offers a comfortable retreat with an ensuite bath featuring a large vanity and walk-in tiled shower with glass-block detail. An additional bedroom and full bath provide flexibility for overnight guests, an office, or extended stays. Indoor laundry and additional cabinetry provide practical everyday storage. Designed with the RV enthusiast in mind, the property features a dedicated RV port, allowing you to keep your motorcoach right at home. Behind the RV port is an additional storage room, plus a semi-finished attic space above the storage area, offering even more possibilities for organized storage, hobbies, or other flexible use. The back yard is not forgotten with a spacious pavered patio, designed for enjoying the nature views overlooking a tranquil pond. Outside your front door, enjoy the amenities of an established gated community. Residents have access to two private clubhouses, community pools, fitness center, tennis courts, golf-cart-friendly streets, association-owned recreation facilities, community boat ramp, dock, fishing, lake and waterfront access. Association fees also include exterior and grounds maintenance, private roads, and security. If you're looking for organized events the association hosts regular events for residents to gather and develop social relationships throughout the year. The location makes this an ideal Central Florida home base. Outdoor enthusiasts will appreciate convenient access to the Van Fleet Trail - Polk City Trailhead, convenient access to I-4 and the greater Central Florida corridor, making trips toward Lakeland, Tampa, Orlando, area attractions, shopping, dining, airports, and entertainment easily accessible. Whether you're searching for a seasonal Florida retreat or a full-time residence built around the RV lifestyle, 1230 Motorcoach Drive combines comfortable living, RV accommodations, storage, waterfront recreation, and resort-style amenities in one unique Central Florida property.

1230 Motorcoach Drive, Polk City
$345,000
1 Beds ⋅ 1 Baths ⋅ O6422471 MLS
Discover this charming 1-bedroom, 1-bathroom gem nestled in the highly desirable MT OLIVE SHORES community—an area known for its peaceful setting, friendly neighbors, and sought-after RV-lifestyle amenities. This well-maintained home delivers comfort, convenience, and the perfect blend of indoor and outdoor living. Step inside to an inviting layout featuring a bright, open living area seamlessly connected to the kitchen through a classic serving window, ideal for entertaining or effortless everyday flow. The kitchen offers excellent functionality with plenty of room to personalize. Outside, this property truly shines with multiple outdoor living options—a fully enclosed patio for year-round enjoyment plus a screened-in patio perfect for morning coffee, evening relaxation, or hosting guests. Parking and storage are a breeze with both a 1-car garage and a 1-car carport, offering flexibility for vehicles, hobbies, or seasonal items. Homes in this community are in high demand—don’t miss your chance to secure this fanta

389 Nolane Lane, Polk City
$650,000
2 Beds ⋅ 2 Baths ⋅ L4962918 MLS
Welcome to carefree living in one of Central Florida's premier RV residential community. An active adult (55+) communities! This beautifully maintained 2-bedroom, 2-bathroom home offers 1710 plus sq. ft. of thoughtfully designed living space with tranquil, panoramic lake views. Property Highlights: The Living Space: An open floor plan enhanced by soaring tray ceilings, elegant plantation shutters, and ceramic tile throughout the main living areas, with plush carpeting in the primary bedroom. Primary Suite: Features two oversized closets with additional overhead cabinetry for exceptional storage. His and Hers closets that extend the full wall length. Guest Suite & Bath: The guest bathroom has been tastefully updated with a relaxing soaking tub while preserving the convenience of a walk-in shower. The guest room features a stunning view of the water! Outdoor Paradise: Enjoy your morning coffee from the enclosed lakefront Florida Room, or entertain from a separate screened lanai overlooking the water—perfect for outdoor cooking! Toy Hauler’s Dream: RV owners will love the massive, covered RV port and separate garage, providing rare and exceptional space for vehicles, hobbies, and storage. This owner keeps his fishing boat in the car garage and the car in the tandom car gargare fully enclosed with retractable screens. Incredible Upgrades & Peace of Mind: This property has been meticulously cared for with zero deferred maintenance. Enjoy a massive list of recent improvements: New Roof (2023) New front entry door & front entry pavers Water softener & Reverse Osmosis system In-duct air purifier & replacement hot water circulation pump New kitchen range & replacement lanai window Gutter guards & overhead carport fans Window tinting & solar sun screens Comprehensive exterior security camera system Resort-Style 55+ Amenities: Your HOA covers your lawn maintenance so you can spend your days enjoying a vacation lifestyle! Community amenities include: 2 Clubhouses 2 Swimming pools A full calendar of daily social activities Whether you're looking for a full-time residence or the ultimate Florida winter retreat, this lakefront gem is completely move-in ready. Schedule your tour today and start living the lifestyle RVers only dream of. It's waiting for you to enjoy keeping your RV right outside your door in it's own dedicated RV port, fully enclosed to protect it for the sun and weather, when you aren't out there traveling and living the RVer's dream. #FloridaRealEstate #LakefrontLiving #ActiveAdultCommunity #MoveInReady #RVLife #CentralFloridaHomes

492 Meandering Way, Polk City
$1,200,000
4 Beds ⋅ 4 Baths ⋅ O6415348 MLS
WATERFRONT ESTATE WITH 50-FOOT RV GARAGE Discover exceptional lakefront living on 100 feet of pristine waterfront with dock-building potential. This impressive 3,936 sq ft two-story home combines luxury, versatility, and serious functionality—including a rare 50-foot attached RV garage. --- PRIME LOCATION Located in a gated community with 24-hour security, just steps from resort-style clubhouses. Enjoy a pool, hot tub, fitness center, tennis and pickleball courts. Second clubhouse has additional pool, hot tub, shuffleboard courts, and community pontoon boat for homeowner use. An on-site storage lot available for trailers and other vehicles. --- THE HOME * 4 spacious bedrooms (2 down, 2 up) * Large kitchen with 14 foot island and great views of the waterfront * Dedicated office/library with custom built-in desk, cabinetry, and shelving * 4 full bathrooms * Tankless propane water heating plus 22KW whole-home backup generator CHEF'S KITCHEN: 14-foot island seating six, Frigidaire five-burner induction cooktop with power boil, double ovens, dual sinks, abundant storage. Multiple sliding glass doors frame breathtaking lakefront views—seamlessly connecting indoor entertaining with outdoor living. PRIMARY SUITE: Oversized primary bedroom with separate his-and-hers bathrooms connected by shared luxury shower with dual shower heads. Private soaking tub and heated towel bars create a spa-like retreat at home. UPSTAIRS: Two large rooms with endless possibilities—additional bedrooms, office space, media room, or hobby areas. 340 sq ft room includes full bathroom with shower. 400 sq ft room provides abundant space for storage or projects. --- WORKSHOP & CREATIVE SPACE 400 sq ft climate-controlled attached workshop opening to RV garage with ceiling-mounted dust collection system for woodworking, crafts, hobbies, or any passion project. Extensive storage includes under-stair closets and attic access. Pre-plumbed propane lines ready for future upgrades (gas dryer, cooktop, fireplace, outdoor grill). --- LAKEFRONT LIVING Enjoy your private 100-foot waterfront with dock-building potential. Enjoy boating, fishing, kayaking, or watching Florida sunrises from your own shore.

381 Nolane Lane, Polk City
$299,999
3 Beds ⋅ 2 Baths ⋅ L4962372 MLS
Discover the perfect blend of comfort, style, and waterfront adventure in this beautifully updated 3-bedroom, 2-bath concrete block home. Enter through an impressive automated 16-foot gate and step into a private retreat designed for both relaxation and entertaining. Inside, enjoy abundant natural light from brand-new vinyl windows on the front and sides. The home features three distinct lanais: a spacious, climate-controlled lanai with elegant French doors—ideal for year-round enjoyment and seamless indoor-outdoor living; plus two additional screened lanais on the left and right sides. The left lanai is a true entertainer’s delight, complete with an outdoor sink and a convenient 3-sink system, perfect for prepping meals or cleaning up after a day on the water. Step out back to a generous paved patio, featuring a dedicated grilling and fish-cleaning station, a cozy fire pit, and a handy wood rack. The recently rebuilt fishing pier (2023) extends over the tranquil canal, offering a peaceful spot for casting a line or simply soaking in the serene views. Water lovers will appreciate the private boat slip, community boat ramp, dock, and direct water access—making boating, fishing, and kayaking effortless. For just $75 a year, enjoy exclusive access to the boat launch with your own key. With a newer roof (2016) and thoughtful upgrades throughout, this home is a true haven for those who love to entertain, unwind, and embrace the best of Florida’s waterfront lifestyle in a friendly, welcoming community.

421 Waterview Drive, Polk City
$259,950
3 Beds ⋅ 2 Baths ⋅ B4902239 MLS
Welcome to your new home with this exceptional canal front home in sunny Central Florida! This beautiful brand-new 2025 mobile home is more than just a house it’s a place where memories are made, laughter is shared, and life unfolds in comfort and style. Step inside and feel right at home with a bright, open layout that’s perfect for gatherings big or small. The heart of the home is the spacious kitchen with a large island—perfect for morning pancakes, holiday baking, or late-night chats. The thoughtful split-bedroom design offers privacy for everyone, with three bedrooms, each featuring walk-in closets. The primary suite is your private retreat with a huge closet and a beautifully appointed en-suite bath, the perfect place to unwind after a long day. Outside, enjoy the patio out back for barbecues, sunsets, or weekend get-togethers. Your canal front lot connects to beautiful Lake Clearwater bring your boat, kayaks, jet skis, and water toys. Whether you're out fishing at sunrise or tubing on a sunny afternoon, lake life is right at your fingertips. Tucked away on a peaceful lot, near Four-Corners with the Disney parks, shopping, restaurants, and everything you need just minutes away and no HOA telling you what to do, this home offers the freedom and comfort you've been searching for. Whether you're starting fresh or settling down, this is a place where you can truly live, grow, and make lasting memories. Welcome home.

389 Waterview Drive, Polk City
$400,000
2 Beds ⋅ 3 Baths ⋅ O6394259 MLS
One or more photo(s) has been virtually staged. Life in the desirable 55+ gated community of Mount Olive Shores North offers the perfect blend of relaxation, connection, and convenience. Designed with the motor coach enthusiast in mind, this property features a spacious garage equipped with water hookups, a waste disposal connection, and a 14-foot-tall garage door that can easily accommodate a 45-foot motor coach. Two high-powered fans help keep your motor coach cool and comfortable after a long drive, while the soaring garage ceilings provide additional flexibility, including the potential to add lifts for one or two collector cars. The home offers a peaceful and welcoming atmosphere within a community known for its active, resort-style lifestyle. Whether enjoying a morning walk by the lake or participating in one of the many social activities, you'll appreciate the balance of tranquility and opportunities for connection. The floor plan is designed with comfort in mind, and the owner is offering a flooring credit to help you personalize the space to your taste. Additionally, the owner has the lot across the street available for sale, creating an opportunity for extra space and future possibilities. Combining practical features with a serene setting, this property is ideal for those seeking a balanced lifestyle in a community that truly feels like home. Don’t miss the chance to see all this unique property has to offer. Reach out today to schedule a private showing.

1075 Motorcoach Drive, Polk City
$659,000
3 Beds ⋅ 2 Baths ⋅ L4959657 MLS
Lakeside Luxury Meets the Ultimate RV Lifestyle Experience the pinnacle of Florida living in this stunning, 2-bedroom, 2-bathroom home plus a versatile flex room/office in block-construction. Perfectly situated with a serene lake view, this property is a masterclass in quality and custom detail. The Ultimate RV Setup This home features a massive, integrated RV Port measuring approximately 55’x16’, allowing you to keep your rig protected and ready for the next adventure right at your doorstep. Exquisite Interior Details Step inside to find a home that feels like a model. • Custom Finishes: Professional custom painting throughout creates a cohesive, high-end atmosphere. • Chef’s Kitchen: Outfitted with gleaming granite countertops and premium finishes. • Light & Comfort: Elegant plantation shutters frame high-quality insulated windows, offering both energy efficiency and timeless style. • Convenience: Includes a central vacuum system and a water softener for effortless maintenance. Outdoor Oasis & Mechanical Peace of Mind • New Roof: Move in with total confidence. Replaced in 2023 • Lakeside Entertaining: Enjoy the view from your patio, complete with piped propane for your outdoor grill and fire pit—perfect for sunset gatherings. • Lush Landscape: Keep the curb appeal high without the high water bill thanks to a private well for irrigation. This home is packed with "many upgrades" that must be seen in person to be fully appreciated. Whether you're working from the sun-drenched office or prepping for your next road trip, this lakeside gem offers a lifestyle of unparalleled comfort and convenience.

548 Meandering Way, Polk City
$549,500
3 Beds ⋅ 2 Baths ⋅ TB8475279 MLS
Lakefront living on nearly an acre—welcome to 411 Edgewater Dr. in Polk City. Set on a rare .83-acre waterfront lot with approximately 205 feet of frontage on beautiful Lake Agnes (home to Fantasy of Flight), this fully updated pool home is the kind of Florida lifestyle property that doesn’t come around often. Step out back to a screened-in pool and expansive lake views with an eastern exposure—perfect for sunrise coffee, bright mornings on the water, and shaded afternoons by the pool. With ample shoreline, the buyer has the opportunity to add a private boat dock and truly create the ultimate lakefront retreat. Plenty of parking with space for a boat or RV. Inside, the home is turn-key and move-in ready with tasteful updates throughout. Energy film on the windows helps reduce heat load and glare, keeping the interior comfortable while preserving those incredible water views. Conveniently located between Lakeland and Orlando with quick access to I-4, you’re positioned for easy commutes to Orlando, Lakeland, and Tampa—and it’s also just about a half-hour drive to Walt Disney World Resort—while still enjoying the peace and space of lakefront living.

411 Edgewater Drive, Polk City
$1,995,000
3 Beds ⋅ 5 Baths ⋅ O6355889 MLS
HUGE PRICE IMPROVEMENT -DON'T MISS OUT! Situated in coveted Mount Olive Shores North, a premier 55+ guard gated community tailored for RV enthusiasts, this immaculately presented LAKEFRONT residence sits on a PRIME DOUBLE LOT with spectacular WATER VIEWS & the added benefit of no rear neighbors. Set out over 2 floors, serviced by both a staircase and RESIDENTIAL ELEVATOR, this stunning CUSTOM BUILT, high spec, 3 bedroom & 3/2 bathroom home enhanced by extensive DESIGNER finishes consists of 3,501sqft of living space & 2,533sqft of a/c garage space with insulated roll up garage doors featuring a FULLY ENCLOSED RV PORT as well as an attached 3 CAR GARAGE (with ceiling height for car lifts), GOLF CART BAY, generously sized WORKSHOP, restroom, extensive accessory storage cabinetry and air compressor connections (in port, garage & shop). Built by Thurn Construction, on arrival at the property the external curb appeal sets the scene of grandeur whilst the interior exudes luxury in a modern setting. With an inviting high ceiling entryway, the foyer allows for an abundance of natural light to flow throughout the residence. At the heart of the home, the expansive OPEN PLAN CONCEPT kitchen and family room with coffered ceiling flows into an informal sunlit built-in breakfast/dining nook with separate formal dining area. The GOURMET KITCHEN is a chef’s dream with high-end appliances, ample custom soft close cabinetry, sprawling central island, granite countertops, induction cook top, stunning tile backsplash and oversize walk-in pantry. The HOME OFFICE has beautiful front yard views. The conveniently located laundry room also consists of a flexible dedicated workstation for those with a penchant for sewing or arts & crafts. Completing the 1st floor is a walk-in storage area and separate guest powder half bath for convenience serving the living room areas. Featuring TWO PRIMARY BEDROOMS, one on each floor, & each with sweeping water views, sitting &/or office space, well-appointed spacious walk-in closets and full ensuite bathrooms. The 3rd bedroom is on the 2nd floor and has a full ensuite bathroom with soaking tub and sizeable walk-in closet. FURTHER HIGHLIGHTS: energy-efficient HURRICANE IMPACT windows & doors, 400-amp service with lightening surge protection, Kohler GENERATOR, a monitored fire & security system with cameras & whole house CAT6 wired for cable, internet & wi-fi together with a storm-safe room, gorgeous wood-style tile flooring as well as solid wood flooring, elegant light fixtures, classy wall finishes and plantation shutter window dressings. The fully enclosed supersized RV PORT measures 56’L x17.5’W x 18’H and has a center drain running the length of the port together with full internal RV HOOK UP as well as an external driveway RV hook up. The garage workshop can also be accessed via an exterior door and boasts separate floored attic storage with pulldown & an electric lift for heavy objects. Seamlessly blending the outdoor with the indoor via the retractable patio doors, enjoy Florida lifestyle living at its finest, sitting out under the shade of the expansive covered veranda with perfect views of the lushly manicured yard with mature landscaping adorned by garden art pieces. Enjoy your morning coffee watching the sunrise or a glass of wine toasting to the sunset. In keeping with the high efficiency of the home, the landscaping has a deep well for irrigation with basic lawn care included in the HOA dues for effortless living.

414 Meandering Way, Polk City
$215,000
TB8424588 MLS
Presenting a buildable lot for sale on beautiful Lake Agnes! Offering a lifetime of beautiful sunrises from your future back porch. This ideal future lake house getaway is perfect for the fishing and boating enthusiasts. Nothing but opportunity here!! This spacious 70ft by 235ft (.38 acre) lot can be sold individually or in conjunction with the adjacent lot for a total of .77 Acres. The adjacent lot is MLS#TB8403000 . There is a single wide on the property that will convey with the sale. The property currently has city water and electric in place. No survey is available from the seller at this time. X and AE flood zones. Conveniently located near Fantasy of Flight and easy access to I-4 Tampa or Orlando, this future home site offers a balanced blending of tranquility yet accessibility to local attractions.

7558 Berkley Road, Polk City
$215,000
TB8422620 MLS
Presenting a buildable lot for sale on beautiful Lake Agnes! Offering a lifetime of beautiful sunrises from your future back porch. This ideal future lake house getaway is perfect for the fishing and boating enthusiasts. Nothing but opportunity here!! This spacious 70ft by 230ft (.39 acre) lot can be sold individually or in conjunction with the adjacent lot for a total of .77 Acres. The adjacent lot is MLS#TB8403006 . There is a single wide on the property that will convey with the sale. The property currently has city water and electric in place. No survey is available from the seller at this time. X and AE flood zones. Conveniently located near Fantasy of Flight and easy access to I-4 Tampa or Orlando, this future home site offers a balanced blending of tranquility yet accessibility to local attractions.

7570 Berkley Road, Polk City
Start Your Search