Belleair Bluffs Homes with Waterfront

Welcome to waterfront living in the quiet avenues and impeccably manicured estates of Harbor Bluffs. This beautifully kept 5 br/3ba residence spans over 3,200sf of meticulously maintained living space on a west-facing canal, offering water views from virtually every vantage point. Inside, soaring ceilings and an extra-wide staircase make a statement upon entry. The generous, light filled, flexible open floor plan features multiple split-bedroom configurations, effortlessly adapting to your lifestyle. Designed for entertaining and multigenerational living, it provides abundant room for family and guests. A versatile fifth bedroom stands ready to transform into an office, fitness studio, or nursery. The patio terrace is complete with retractable awnings and a conversation pool to relax and watch dolphins play. A private dock with a 12,000-lb lift is your invitation to the Gulf, mere minutes away. Or, enjoy the Harbor Bluffs Park, just one block away, for neighborhood gatherings. Upstairs, the 2nd-story co-primary suite terrace is your vantage point for morning espresso, twilight cocktails, and front-row seats to Florida's legendary western sunsets. Freshly painted and thoughtfully curated, the home has been meticulously kept and maintened. Improvements include a new roof (2020), HVAC's (2023), and smart kitchen appliances (2022) featuring an oven with air-fryer technology, and craft-ice freezer. Premium impact-rated windows, an integrated whole-home central vacuum system, and custom architectural pavers (2021). The true brilliance of this property lies in its sheer versatility: as a multigenerational home, or secondary waterfront retreat. Positioned securely on the mainland in Harbor Bluffs, you enjoy the absolute best of both worlds - a quintessential waterfront lifestyle entirely detached from beach traffic and bridge delays. Located just blocks from Belleair's premier restaurants, boutiques, country clubs, and championship golf courses. Publix & Walgreens are a minute golf cart drive, while top-tier regional hospitals, international airports, and the white sands of Belleair and Clearwater beaches remain effortlessly within reach. Come for the sunsets, stay for the boating, and immerse yourself in the luxury lifestyle of Harbor Bluffs.

204 Poinciana Lane, Belleair Bluffs

$1,820,000

3 Beds ⋅ 3 Baths ⋅ TB8539658 MLS

Stunning Waterfront Retreat in Harbor Bluffs! Welcome to this beautifully remodeled 3-bedroom, 3-bath home offering 2,235 sq ft of modern coastal living. Nestled on a desirable waterfront lot, this property blends luxury, efficiency, and boating convenience. Step inside to a bright, open-concept floor plan with a fully renovated kitchen and bathrooms, featuring designer finishes, premium cabinetry, and quartz countertops. Large impact-rated sliding glass doors and windows flood the home with natural light while providing peace of mind and energy efficiency. The spacious primary suite features an oversized walk-in closet with custom-built cabinetry and shelving, providing exceptional storage and organization. The home also boasts a 2023 Sunrun-installed 15KW solar panel system—paid in full—for minimal energy bills. For boating enthusiasts, enjoy a brand new dock complete with a 13,000 lb Neptune boat lift, making days on the water effortless. The backyard offers stunning water views, perfect for entertaining or quiet relaxation. Additional features include a spacious 2-car garage, ample storage, and a split-bedroom layout ideal for family or guests. This is truly a turn-key property with every major system recently upgraded—just move in and start living the Florida lifestyle!

202 Driftwood Lane, Belleair Bluffs

$2,719,000

3 Beds ⋅ 3 Baths ⋅ TB8530954 MLS

One of Pinellas County's finest fully renovated open-water residences. Ideally positioned on the preferred open-water side of one of the area’s most coveted waterfront streets, this completely reimagined contemporary residence offers panoramic water views, spectacular sunsets, and frequent dolphin sightings. No expense was spared as virtually every interior surface, finish, fixture, and feature was renovated or replaced. Enjoy a designer kitchen with premium LG STUDIO appliances, quartz countertops, dual convection ovens, and an oversized island overlooking the water. The great room features a custom acoustic slat wall, recessed 100” Samsung TV, linear fireplace, premium surround sound, and a spectacular entertaining bar with illuminated shelving and programmable LED lighting. Outside you’ll find a screened pool, brand-new composite dock with 12,000-lb lift, new standing-seam metal roof, new impact windows and doors, and unforgettable waterfront living. Direct boating access to the Intracoastal Waterway and Gulf with no fixed bridges. Nearly every major living area enjoys panoramic open-water views. Virtual tours attached in listing.

306 Buttonwood Lane, Belleair Bluffs

$349,900

1 Beds ⋅ 2 Baths ⋅ TB8517309 MLS ⋅ Harbour Club C BLDG.

Welcome to Harbour Club C, an all-ages community (not 55+) on the Intracoastal Waterway in the heart of Belleair Bluffs. Solidly built, well maintained, and secure, this waterfront retreat offers comfortable, low-maintenance living in a prime coastal location. Start your mornings with coffee or unwind in the evening from your Adirondack chair on the community waterfront dock as sailboats pass by and dolphins move through the Intracoastal. The setting offers a constantly changing view—calm water, passing boats, the marina activity, the iconic Belleair Bridge all in one wide, open panorama. It has the feel of a waterfront sidewalk café, where the view is always interesting. Elegant and timeless inside, this one-bedroom, two-bath home with a flexible den has been updated from top to bottom with quality timeless finishes and a practical layout that works for everyday living. The kitchen features custom granite countertops, plenty of cabinetry, and pull-out drawers that make storage and organization simple. Throughout the home, you’ll find generous closet space. A 23-foot wall of Impact hurricane windows that bring in natural light and opens wide views of the Intracoastal Waterway, private beach, and the Belleair Bridge and Marina, creating a light and open feeling throughout the main living area. Peace of mind comes with a secure building entrance, underground parking, plus an additional private storage unit for beach gear, seasonal items, and more. The HOA is reasonable with good reserves and includes building maintenance supervisor, cable, internet, water, trash, building flood insurance, a heated pool, and maintained grounds, keeping ownership simple and predictable. Located within walking distance to Beach, great restaurants, shops, and everything Belleair Bluffs has to offer, this move-in ready home is an opportunity to enjoy low-maintenance affordable waterfront living in one of the area’s most sought-after locations.If you appreciate quality, timeless style, and comfortable waterfront living at an exceptional value in a well-managed community, call your realtor and see it for yourself.

100 Bluff View Drive Unit 211C, Belleair Bluffs

$349,900

1 Beds ⋅ 2 Baths ⋅ TB8524237 MLS ⋅ 3 BLDG.

Virtually Staged. Wake up to breathtaking intracoastal waterway views every day from this beautifully renovated 5th-floor waterfront condo in the highly desirable Harbour Club Condominiums. Perfectly positioned near the Belleair Causeway, this amenity-rich, all-ages waterfront community offers the Florida lifestyle you've been dreaming of, whether you're searching for a full-time residence or a seasonal getaway. Offering over 1,000 square feet of thoughtfully updated living space, this spacious condo features one bedroom plus a versatile bonus room that is perfect for a home office or den. Freshly painted inside and out, including the front entry door, the home welcomes you with luxury vinyl plank flooring, updated lighting throughout, and stunning water views that immediately capture your attention the moment you step inside. The kitchen has been completely opened up to create a bright, open-concept layout featuring new cabinetry, quartz countertops with barstool seating, and brand-new stainless steel appliances, making it ideal for both everyday living and entertaining. The owner's suite offers a large walk-in closet and a beautifully renovated ensuite bathroom with a frameless glass walk-in shower, while the second fully updated bathroom provides added convenience and privacy for guests. Enjoy peace of mind knowing the major updates have already been completed, including new windows, a new air conditioner, new hot water heater, and a newer community roof. Life at Harbour Club is all about embracing the waterfront lifestyle. Residents enjoy resort-style amenities including a heated pool overlooking the water, a private dock and fishing pier, kayak launch, waterfront walkway, tropical outdoor seating areas, picnic tables, shuffleboard, and beautifully maintained grounds. The monthly condominium fee includes exterior maintenance, building insurance, water, sewer, trash, cable TV, internet, and grounds maintenance. The unit also includes an under-building covered parking space and a private storage closet. Located directly on the intracoastal waterway, you're just minutes from the Gulf beaches, Belleair Causeway boat ramp, waterfront parks, shopping, dining, and entertainment. If you've been searching for move-in-ready waterfront living with spectacular views and exceptional amenities, this Harbour Club condo is one you won't want to miss.

100 Bluff View Drive Unit 509C, Belleair Bluffs

$2,300,000

TB8520953 MLS

HIGH-YIELD WATERFRONT SHORT-TERM RENTAL INVESTMENT! Turnkey, cash-flowing hospitality asset in Largo offering an exceptional 7.9% actual / 8.0% pro forma cap rate backed by robust verified 2026 actuals (~$182,000 NOI). Configured as a high-capacity 6-bedroom, 3-bath luxury estate sleeping up to 22 guests, the property has delivered an elite $1,259+ actual ADR with strong forward bookings already in place. Situated on an expansive point lot with an incredible 510 feet of wide saltwater frontage and two private composite docks (plus an on-site luxury vessel included in the sale), this resort-style property features a heated pool/spa and upscale designer furnishings throughout. Major capital expenditures have already been handled with a newer roof, high-efficiency solar system, upgraded HVAC, and full impact-resistant glass, keeping operating overhead low. Located in unincorporated Pinellas County (R-3 zoning), this asset is fully insulated from municipal short-term rental restrictions. Complete financial packages and Hostaway analytics available to qualified buyers. Please coordinate all showings via ShowingTime with a 24-hour notice required to accommodate active guest stays.

Belleair Bluffs

$1,965,000

4 Beds ⋅ 3 Baths ⋅ TB8524079 MLS

Step outside to a sparkling pool and sun-drenched lanai. A few more steps and you’re on your private dock, where the Intracoastal Waterway stretches out as far as the eye can see. That kind of outdoor access is becoming nearly impossible to find in Pinellas County. Most waterfront properties have been — or will be — elevated to meet flood zone standards, eliminating that seamless indoor-outdoor connection. Don’t miss your opportunity — this is the one they said didn’t exist anymore. This residence has passed all required Pinellas County inspections — including electrical, plumbing, and roofing — with full documentation on file, yet retains its original ground-level footprint just steps from the water. For buyers seeking true step-out waterfront living, opportunities like this one are not being replicated. Nestled in the waterfront enclave of Harbor Bluffs — one of Pinellas County’s most cherished communities, celebrated for its serene, deed-restricted streets and proximity to the Gulf — this 4-bedroom, 3-bathroom pool home sits on a rare lot delivering water views on both the rear and side of the property. Whether you’re arriving home by boat or simply watching the herons work the seawall on a quiet morning, the water is always front and center. Inside, the updates speak for themselves. The remodeled kitchen features white granite countertops, soft-close cabinetry, stainless steel appliances, and a natural gas range — made for effortless entertaining. Classic plantation shutters flow throughout, lending a clean coastal elegance that carries from room to room. The north-facing orientation means living spaces stay naturally cool and bright without harsh afternoon sun — a quiet luxury that west-facing waterfront buyers discover too late. Behind the scenes, this home has been meticulously upgraded: PGT hurricane-impact, energy-efficient windows throughout, a NEC code-compliant electric panel upgraded in 2025, newly blown-in cellulose attic insulation, a tankless water heater, and a new roof and primary AC installed in 2022. A convenient interior laundry closet rounds out a home that has been carefully maintained where it counts. For the boating enthusiast, the private dock with boat lift puts you on the water in minutes — no marina fees, just your boat on your schedule and the waterway at your doorstep — with quick access to the open Gulf beyond. When you’d rather stay close to home, the pool and lanai are waiting. While this property sustained minor flooding during Hurricane Helene in September 2024, the home was fully remediated by licensed professionals, all required permits were filed with Pinellas County, and every inspection passed. This is a home that has been through the worst Florida can deliver — and came out the other side ready for its next chapter. And that next chapter begins in Harbor Bluffs — the kind of neighborhood where neighbors know each other by name, egrets and herons work the seawalls like they pay rent, and every evening reminds you exactly why you chose waterfront Florida living. Minutes from the pristine Gulf Coast beaches, with the fabulous restaurants and boutiques of Belleair Bluffs just blocks away. World-class libraries, beautiful parks, and excellent medical facilities are all close at hand — with St. Pete-Clearwater Airport minutes away and Tampa International 30 minutes away. This is an address that never goes out of style — don’t miss out on this timeless opportunity to call it your own.

902 Oakwood Drive, Belleair Bluffs

$649,900

4 Beds ⋅ 3 Baths ⋅ TB8524853 MLS

Welcome to this HIGH-AND-DRY, BEAUTIFULLY RENOVATED, WATERFRONT TURN-KEY 4-bedroom, 2.5-bathroom home offering 1,911 square feet of comfortable living space just minutes from the world-famous GULF BEACHES of Pinellas County. Whether you're searching for a profitable VACATION RENTAL, a SEASONAL WINTER RETREAT, or a full-time WATERFRONT RESIDENCE, this beautifully UPDATED CREEK FRONT home, NOT IN A FLOOD ZONE, offers exceptional flexibility in one of Largo's most desirable locations. Thoughtfully updated over the past several years — including a brand-new HVAC system installed just months ago — this move-in-ready property is ready to enjoy from day one, with the FURNISHINGS NEGOTIABLE, making this an outstanding turnkey opportunity for buyers looking to begin enjoying the home or generating rental income—immediately. Walk through the front door into the spacious living room/dining room/kitchen combination, the perfect gathering space for entertaining. The kitchen includes granite countertops, stainless steel appliances, generous cabinet space, and a breakfast bar. The split-bedroom floor plan provides privacy for owners and guests alike, with split guest bathrooms that share a shower in between. The primary bedroom includes an EN-SUITE BATHROOM with a dual sink vanity and walk-in shower. Step outside and experience your own private Florida oasis. A large, screened lanai overlooks peaceful McKay Creek, a 7-mile stream flowing into the Gulf, where you can LAUNCH A KAYAK, PADDLEBOARD, or spend the afternoon FISHING RIGHT FROM YOUR BACKYARD. A sun deck surrounds the sparkling pool, creating the ideal setting for relaxing with family and friends after a day at the beach. Located just minutes from the sugar-sand shores of Clearwater Beach, Indian Rocks Beach, Belleair Beach, and Sand Key, you'll enjoy easy access to boating, waterfront dining, championship fishing, and endless outdoor recreation. Tampa Bay's vibrant attractions—including shopping, restaurants, professional sports venues, and two international airports—are all within a convenient drive. Whether you're looking to generate short-term rental income, escape the northern winters, or settle into the Florida lifestyle year-round, this versatile waterfront property offers the rare combination of LOCATION, UPDATES, and LIFESTYLE that today's buyers are searching for.

3282 Honeysuckle Rd, Belleair Bluffs

$3,999,000

5 Beds ⋅ 6 Baths ⋅ TB8521648 MLS

Nestled within the highly coveted Harbor Bluffs waterfront neighborhood, where much of this stretch rests atop natural limestone bluffs rising approximately 20 feet above sea level, this exceptional waterfront residence offers a rare blend of timeless elegance, flexible living spaces, and the quintessential Florida lifestyle. From the moment you arrive, lush tropical landscaping and impressive curb appeal create a warm and welcoming first impression. Step through the front door and discover a light-filled interior where neutral tones, rich wood flooring, and soaring ceilings create an atmosphere that is both inviting and sophisticated. A spectacular catwalk overlooks the main living area below, adding architectural drama while drawing your eye toward the spacious family room, where a handsome brick fireplace serves as the heart of the home. Thoughtful custom built-ins in both the dining room and kitchen add warmth, character, and functionality throughout. Designed to impress even the most discerning chef, the enormous kitchen features a large center island with stovetop and seating, granite countertops, a Sub-Zero refrigerator, Sub-Zero freezer, wine fridge, pantry, and abundant workspace for entertaining family and friends. The flexible floor plan is ideal for multigenerational living, offering two primary suites—one conveniently located on the main level and an extraordinary retreat upstairs. The upper-level primary suite is truly a private sanctuary, complete with a dramatic double-sided fireplace, an expansive walk-in closet with custom built-ins, breathtaking water views, and a luxurious en-suite bath featuring dual vanities, a relaxing soaking tub, and a spacious walk-in shower. Additional bedrooms are generously sized, filled with natural light, and offer ample closet space, while an upstairs laundry room with a utility sink and mini refrigerator adds everyday convenience. Two separate staircases provide easy access throughout the home and enhance the thoughtful design. Step outside and experience the very best of waterfront living. A sparkling pool and spa are surrounded by multiple entertaining areas designed for both intimate gatherings and grand celebrations with an outside tiled shower room and separate bathroom. Beyond the pool, a sprawling lawn stretches toward the water's edge, where a Trex dock and private boat slip await boating enthusiasts eager to explore the Intracoastal waterways and Gulf beyond. Perfectly positioned near local restaurants, boutique shopping, and the area's world-famous white sand beaches, this remarkable Harbor Bluffs residence offers an unparalleled opportunity to enjoy luxury waterfront living at its finest.

220 Harbor View Lane, Belleair Bluffs

$447,000

2 Beds ⋅ 2 Baths ⋅ TB8510737 MLS ⋅ Harbour Club BLDG.

Welcome to Residence 506C in Harbour Club Building C, where breathtaking Intracoastal views create a spectacular daily backdrop of passing boats, dolphins, manatees, seabirds, and sparkling blue-green waters. This 2-bedroom, 2-bath condo offers 1,440 sq ft of comfortable coastal living with front-row seats to one of Belleair Bluffs’ most scenic waterfront settings. The kitchen is designed for both style and function, featuring granite countertops, real wood cabinetry, breakfast bar, dual pull-out pantries and spice racks, plus a full-size washer/dryer combo. Rich Brazilian Cherry wood flooring flows throughout the main living areas, complemented by neutral tile in the kitchen and baths. The spacious primary suite is filled with natural light and water views, complete with a custom walk-in closet and beautifully updated en-suite bath featuring dual vanities, granite counters, and a glass-enclosed shower with built-in bench. The open living and dining area includes a versatile office nook with a view, while the split floor plan offers privacy for guests. Additional conveniences include assigned under-building parking directly in front of your private storage unit. Harbour Club amenities include a heated waterfront pool, shuffleboard courts, grilling areas, clubhouse, and a waterfront dock overlooking the Intracoastal Waterway. Ideally located on the Belleair Causeway, residents enjoy easy access to beaches, shopping, dining, and all the conveniences of Belleair Bluffs. Location, views, and updates—this waterfront condo truly has it all!

100 Bluff View Drive Unit 506C, Belleair Bluffs

$2,475,000

8 Beds ⋅ 4 Baths ⋅ TB8507894 MLS

Perfectly positioned within the exclusive waterfront enclave of Harbor Hills, this extraordinary luxury residence is the definition of turnkey coastal sophistication. Showcasing over 3,900 square feet of impeccably redesigned living space, this architectural showpiece has undergone a complete high-end transformation with more than $200,000 invested in premium finishes, designer furnishings, and bespoke upgrades throughout. Offering 8 spacious bedrooms, 4 luxurious bathrooms, and a 2-car garage, this fully furnished estate is perfectly tailored for elevated personal living, executive retreats, or a high-performing luxury vacation rental investment. Every inch of the home has been thoughtfully curated with all-new fittings, modern designer finishes, custom details, and refined craftsmanship that create an atmosphere of effortless elegance. From the moment you arrive the grand circular driveway, lush tropical landscaping, and commanding waterfront presence set the tone for what awaits inside. Expansive open-concept living areas are flooded with natural light and seamlessly blend indoor and outdoor living, all framed by breathtaking panoramic open water views. The outdoor setting is equally spectacular — offering the rare combination of wide-open water vistas with the protection of a sheltered dock, creating an ideal environment for boating enthusiasts and waterfront entertaining alike. Enjoy tranquil sunrises, glowing sunsets, and the ultimate Florida lifestyle from your private waterfront oasis. Designed for both luxury and profitability, the property is completely move-in ready and rental ready, operating as a proven turnkey Airbnb investment with exceptional income potential from day one. Whether utilized as an elite waterfront residence, a seasonal escape, or a premier short-term rental asset, this home delivers unmatched versatility and immediate cash-flow opportunity. A rare offering where luxury, lifestyle, and investment performance converge seamlessly on the water.

4545 Harbor Hills Drive, Belleair Bluffs

$450,000

2 Beds ⋅ 2 Baths ⋅ TB8506937 MLS ⋅ Harbour Club C BLDG.

Experience waterfront living at its best in this beautifully updated, move-in-ready corner-end unit at Harbour Club C. This spacious 2-bedroom, 2-bath residence features new hurricane-rated windows, abundant natural light, and stunning Clearwater Bay views from nearly every room. The primary suite offers a walk-in closet and renovated ensuite bath, while the open living and dining areas provide the perfect setting to relax or entertain. Additional features include a newer A/C, assigned under-building parking, private storage, elevator access, and custom window treatments throughout. Harbour Club C is known for its strong financials, fully funded reserves, completed Milestone and Reserve Studies, professional management, reasonable HOA fees, and building flood insurance, cable, internet, water and trash included in the HOA included in the HOA provide confidence and predictability that many buyers are seeking in today's condominium market. Residents enjoy a heated waterfront pool, fishing pier, community dock, and spectacular sunsets in one of Belleair Bluffs' most desirable waterfront neighborhoods. Just minutes from beaches, restaurants, shopping, and parks, this home offers an exceptional combination of views, location, value, and peace of mind. Waterfront condos with strong financials, included flood insurance, and panoramic bay views are becoming increasingly difficult to find. Don't miss this opportunity—schedule your private showing today and make Harbour Club C your next home.

100 Bluff View Drive Unit 514C, Belleair Bluffs

Belleair Bluffs Homes with Waterfront

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